May 13, 2013, 10:15 pm

FlyerTalk Forums Expert How-Tos and Guides

Last edit by: jerry305

CANADIAN REFERENCE ON FLYERTALK

Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.

AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)

BLOGS

Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking

CONFERENCE

• PointsU conference (2018 & 2019 website)

MilesBuzz: Canada

Reply Subscribe

Thread Tools

Search this Thread

Jul 4, 2017, 4:53 pm

#4096

Smiley90

FlyerTalk Evangelist

Join Date: May 2015

Location: BOS, YVR, ZRH

Programs: *G

Posts: 17,408

Just got a phone call from RBC saying that they now also (I remember reading CIBC (?) also started doing this but couldn't find the post) offer a free credit score through their online banking tool. Haven't tried it yet but with CreditKarma in Canada and banks now also starting to offer it, it looks like we'll all be finally on par with the US in terms of being able to access our credit scores for free.

Jul 4, 2017, 5:35 pm

#4097

BenSenise

Suspended

Join Date: Jan 2011

Location: YYJ

Posts: 2,230

Quote:

Originally Posted by Smiley90

yes, i noticed this the other day when helping my mother with some online banking. As soon as I got home, i logged into my account to check it out. got an error message so i called RBC. they were useless and told me to call TransUnion who were ALSO useless and told me to send in papers yada yada yada.

why do these firking things never work and why is the onus on ME to fix them???

Jul 4, 2017, 6:01 pm

#4098

Smiley90

FlyerTalk Evangelist

Join Date: May 2015

Location: BOS, YVR, ZRH

Programs: *G

Posts: 17,408

Quote:

Originally Posted by BenSenise

I just got home and tested it and get this message:

so... soon? lol

at least the link is in a very prominent place, right after logging in on the main page right-hand side under "account services". So... they're all ready to go I guess, just technical hiccups to start

Jul 4, 2017, 9:48 pm

#4099

ecgz88

Join Date: May 2009

Posts: 821

you can still have multi best western card?

anyone else have done this?

I found best western is very useful when travel in US small town.

Quote:

Originally Posted by 604flyer

IIRC the only MBNA card where you cannot have more than one is Alaska! So you don't even need to cancel. But, you should be fine if you're plan is to apply by end of promo.

Jul 4, 2017, 9:52 pm

#4100

jerry305

Original Poster

Join Date: Sep 2010

Location: Canadia

Programs: A loyal Amerisuites customer... oh wait

Posts: 2,033

Quote:

Originally Posted by ecgz88

you can still have multi best western card?

anyone else have done this?

I found best western is very useful when travel in US small town.

Like anything else involving churning, there's no 100% guarantees.
Please see the past few pages for posts discussing folks' experiences with multiple applications / cards.

Jul 5, 2017, 6:16 pm

#4101

Ontariotraveller

Join Date: Apr 2016

Location: Ontario, Canada

Programs: Marriott Titanium

Posts: 154

Has anyone applied for the Amex Airmiles Platinum Credit Card (2000 airmiles awarded after minimum spend) a second time and received the airmiles?
I cancelled this card a year ago. I read that this welcome bonus is supposed to be only given to first time card holders but......

Jul 5, 2017, 6:24 pm

#4102

Ontariotraveller

Join Date: Apr 2016

Location: Ontario, Canada

Programs: Marriott Titanium

Posts: 154

Quote:

Originally Posted by MJ777

Thanks, just to confirm, after the 10-15 days did they approve your application or are you still waiting?

I'm curious too. Did you end up getting approved for the BW card?

Jul 5, 2017, 8:59 pm

#4103

imverge

Join Date: Feb 2005

Location: Toronto (YYZ)

Posts: 6,279

30 FREE AirMiles

Get 30 FREE AirMiles for signing up:

https://mylcbo.com/app/register

Jul 5, 2017, 9:54 pm

#4104

mahasamatman

A FlyerTalk Posting Legend

Join Date: Apr 2004

Location: GVA (Greater Vancouver Area)

Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis

Posts: 52,140

Quote:

Originally Posted by imverge

https://mylcbo.com/app/register

Supposedly only for residents of Ontario, but we shall see...

Jul 6, 2017, 12:15 pm

#4105

Allie Abby

Join Date: Sep 2015

Posts: 130

.just called in gave my ph number and date of birth , says i was approved for bw card, i signed up on june 27 , just called today ,so we will see when i get card if i will get the 40000 pts

Jul 6, 2017, 1:23 pm

#4106

Smiley90

FlyerTalk Evangelist

Join Date: May 2015

Location: BOS, YVR, ZRH

Programs: *G

Posts: 17,408

Quote:

Originally Posted by Allie Abby

.just called in gave my ph number and date of birth , says i was approved for bw card, i signed up on june 27 , just called today ,so we will see when i get card if i will get the 40000 pts

why not the 60k offer? Did you apply before that?

Jul 6, 2017, 1:49 pm

#4107

Allie Abby

Join Date: Sep 2015

Posts: 130

if u see my other post , the 40000 pt is better for me , i really dont think the 60000 pt offer is that great , when the 40000 pt offer is still around .

Jul 6, 2017, 2:52 pm

#4108

JJonahJ

Join Date: Dec 2011

Location: Canada

Programs: *void

Posts: 2,408

Quote:

Originally Posted by Allie Abby

if u see my other post , the 40000 pt is better for me , i really dont think the 60000 pt offer is that great , when the 40000 pt offer is still around .

I've done both the 40K MBNA Best Western offer, as well as the 60K offer, several times. The 60K offer is great if you can spend the $2K requirement, if not then the 40K is a nice one to fall back on. But all things considered, I'd seriously charge at the 60K promo instead.

Jul 7, 2017, 9:14 am

#4109

Chris101

Join Date: Jun 2015

Location: YYZ

Posts: 123

Hi folks,
Just looking to see if anyone has been able to churn these account more than once?
RBC Westjet mastercard?
BMO World Elite Mastercard?
TD All inclusive Banking Plan?

Jul 7, 2017, 9:28 am

#4110

Ontariotraveller

Join Date: Apr 2016

Location: Ontario, Canada

Programs: Marriott Titanium

Posts: 154

Quote:

Originally Posted by Chris101

Hi folks,
Just looking to see if anyone has been able to churn these account more than once?
RBC Westjet mastercard?
BMO World Elite Mastercard?
TD All inclusive Banking Plan?

I have churned the Westjet MC. I held onto my first card for about 9 months, then waited about 5 or 6 months and reapplied. I got the $250 Westjet cash and a companion voucher the second time. I may try to churn it again next year. If you are travelling on Westjet I think you must have a current Westjet CC to get the luggage free. My husband has a WJ card as well and we try to time it so one of us has an active card when we travel (twice a year typically)
I have churned the Marriott and Best Western cards a number of times and just acquired a SPG Amex card which I hope to churn as well.
dont know about the other cards.
i am still a newbie but am learning about timing, watching my credit score and not churning too aggressively....