Originally Posted by
Ontariotraveller
I have had 2 BW credit cards (not at the same time) and with this 60k promotion I applied on behalf of my husband who has a good credit rating and never having had the card before. We got the same "wait and see" message and a week later got a letter saying he was rejected.
He called and was told I had (mistakenly!) reported his personal income at 700k instead of 70k!!! Yikes, that must have raised a red flag. After some time on the phone he agreed to send in proof of $70k income and we hope he will get the card and the points.
I plan to apply again before the promotion ends in August (I cancelled previous card in June) and will be more careful....
But has your husband ever had ANY MBNA card, either current or in the past? I'm not surprised they flagged the income value, but I am surprised they asked for income proof, especially if he already has an MBNA file.
Thanks for the morning chuckle.