[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Dec 9, 2010, 7:55 am
#3166
Join Date: Dec 2008
Location: N/A
Programs: UA AA and more
Posts: 353
The double AMEX was mandatory for Costco...and then we each needed a visa for places that don't take AMEX.
I actually thought of getting the RegVisa for myself as well, but wasn't sure we'd reach $20K in 6 months (with BA we got to the $30K only late October) and didn't want 3 credit pulls in one day so I gave up on this one.
Do you think I can put a car on the card?
I am planning on trading in my car for $15K and buy a $27K car, fits perfectly to put $4K on each card, finishing the spending requirement of three cards immediately.
Dec 9, 2010, 9:18 am
#3167
Join Date: Mar 2010
Location: mountains of western NC
Programs: Life, Love and Laughter
Posts: 8,539
Some car dealerships will allow you to put a few thousand on a credit card. There are threads on this here. Just search and you will find more info.
Dec 9, 2010, 9:30 am
#3168
Join Date: May 2004
Location: LAX, BUR
Posts: 545
You should be able to max out your card at the dealership. If the dealer tells you otherwise, they're trying to bamboozle you.
Dec 9, 2010, 10:03 am
#3169
Join Date: Jan 2009
Posts: 109
Three or four years ago, we tried to pay for a car with a credit card, that we were otherwise going to pay cash for (~$18,000). The dealer absolutely refused, saying the credit card fee they'd have to pay would be too high. However, we threw the credit card thing in at the very end of the negotiating, letting them think we were writing a check up till then.
We ended up writing a check, but if we'd let them know we wanted to pay with a credit card earlier in the negotiations, I expect that they would have just figured the card fee into the price and not negotiated down as low. So we would have been buying miles basically for the cost of the car dealer's credit card fee.
But for the same cost as writing a check?
We ended up writing a check, but if we'd let them know we wanted to pay with a credit card earlier in the negotiations, I expect that they would have just figured the card fee into the price and not negotiated down as low. So we would have been buying miles basically for the cost of the car dealer's credit card fee.
You should be able to max out your card at the dealership. If the dealer tells you otherwise, they're trying to bamboozle you.
Dec 9, 2010, 3:33 pm
#3170
Join Date: May 2004
Location: LAX, BUR
Posts: 545
Three or four years ago, we tried to pay for a car with a credit card, that we were otherwise going to pay cash for (~$18,000). The dealer absolutely refused, saying the credit card fee they'd have to pay would be too high. However, we threw the credit card thing in at the very end of the negotiating, letting them think we were writing a check up till then.
We ended up writing a check, but if we'd let them know we wanted to pay with a credit card earlier in the negotiations, I expect that they would have just figured the card fee into the price and not negotiated down as low. So we would have been buying miles basically for the cost of the car dealer's credit card fee.
But for the same cost as writing a check?
We ended up writing a check, but if we'd let them know we wanted to pay with a credit card earlier in the negotiations, I expect that they would have just figured the card fee into the price and not negotiated down as low. So we would have been buying miles basically for the cost of the car dealer's credit card fee.
But for the same cost as writing a check?
What I'm saying is that there are no limits exclusive limits confined to car dealerships. They can charge your card to the limit allowed by the CC issuer, just like any other merchant.
Dec 9, 2010, 4:33 pm
#3171
Join Date: Jan 2010
Posts: 756
How long can you close those cards? two months are too short, right?
Dec 9, 2010, 4:47 pm
#3172
Join Date: Dec 2008
Location: N/A
Programs: UA AA and more
Posts: 353
I don't understand the whole CC fees issues.
ALL merchants pay these fees, when you go to the dentist to get dental implants you can easily pay $8K on those using a credit card and he will pay the fees. When you go to Safeway you can pay $2 using a CC and they will pay the fees, and the dealership sells just a few cars everyday totaling a revenue of about $100K and the local Safeway takes 2000 customers a day for the same revenue ending up paying the same CC fees. So why do one let you pay with CC with any amount and the other will make a face?
ALL merchants pay these fees, when you go to the dentist to get dental implants you can easily pay $8K on those using a credit card and he will pay the fees. When you go to Safeway you can pay $2 using a CC and they will pay the fees, and the dealership sells just a few cars everyday totaling a revenue of about $100K and the local Safeway takes 2000 customers a day for the same revenue ending up paying the same CC fees. So why do one let you pay with CC with any amount and the other will make a face?
Dec 9, 2010, 7:12 pm
#3173
Join Date: Dec 2006
Posts: 242
I don't understand the whole CC fees issues.
ALL merchants pay these fees, when you go to the dentist to get dental implants you can easily pay $8K on those using a credit card and he will pay the fees. When you go to Safeway you can pay $2 using a CC and they will pay the fees, and the dealership sells just a few cars everyday totaling a revenue of about $100K and the local Safeway takes 2000 customers a day for the same revenue ending up paying the same CC fees. So why do one let you pay with CC with any amount and the other will make a face?
ALL merchants pay these fees, when you go to the dentist to get dental implants you can easily pay $8K on those using a credit card and he will pay the fees. When you go to Safeway you can pay $2 using a CC and they will pay the fees, and the dealership sells just a few cars everyday totaling a revenue of about $100K and the local Safeway takes 2000 customers a day for the same revenue ending up paying the same CC fees. So why do one let you pay with CC with any amount and the other will make a face?
Dec 9, 2010, 7:30 pm
#3174
Join Date: May 2007
Location: ORD, DEL
Programs: AA (Plt Pro; 1.5 MM)
Posts: 6,185
Dec 10, 2010, 1:13 am
#3175
Join Date: Dec 2008
Location: N/A
Programs: UA AA and more
Posts: 353
They just opened a new safeway not far from here, we get 10% off all purchases for a month.
We can pay with CC even when it's BOGO.
At the dentist I do ask for discount, and still pay with CC...
On another note, the AMEX Car Purchase Program link that was posted seems to be offering really good prices.
We can pay with CC even when it's BOGO.
At the dentist I do ask for discount, and still pay with CC...
On another note, the AMEX Car Purchase Program link that was posted seems to be offering really good prices.
Dec 10, 2010, 9:15 am
#3176
Join Date: Dec 2010
Posts: 3
Has anyone confirmed that the 10/31 expiration offer of 75k on $1500 (Personal Visa) still works by calling it in? I really want this offer and I am a 1st time applicant!
Dec 10, 2010, 9:27 am
#3177
A FlyerTalk Posting Legend
Join Date: Feb 2001
Location: Berkeley, CA USA
Programs: Piggly Wiggly "Shop the Pig!" Preferred Shopper
Posts: 57,084
It's official -- 300,000 miles received! One personal card for me, one for my wife and one for my business. We just reached the $10k spend on the last card, and all miles have posted.
Thank you, once again, everyone who took the time to tell the rest of us about this fantastic offer! Viva FlyerTalk!
Thank you, once again, everyone who took the time to tell the rest of us about this fantastic offer! Viva FlyerTalk!
Dec 10, 2010, 10:25 am
#3180
Join Date: Apr 2009
Location: SMF
Posts: 1,262
Why would, though, somebody want to pay sticker price for an automobile? Credit card or not! About the only time anybody pays sticker for an automobile is when it's a new model just released and there's a waiting line or something to be one of the first to get paws on it.