Feb 11, 2014, 12:26 pm
Last edit by: ed765
USB Buxx
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)
Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.
Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)
- Initial purchase fee: $15 + $2.50 load fee
- Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
- Max load per day: $2,000 per CC
- Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later. - Max value at any time: $2,000
- Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
- You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.
Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.
Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank
NW Buxx
Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.
Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.
- Initial purchase fee: $5 (waived with promo code: 02050053)
- $2 load fee
- Max load per day: $500
- Max load per rolling 30 days: $1,000
- The maximum Card value is $1,000.00
- Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
- Max spend per 7 rolling days: $800
Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.
Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.
TD Bank Go Buxx
Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."
Limits are per teen card, not per master account
States not supported.
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.
Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.
Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."
- Initial purchase fee: $4.95 + $1 load fee.
- Max load per day: $500
- Max load per 7 days: $2,000
- Max load per rolling 30 days: $3,000
- Max per ATM withdraw: $60/week. (No fee at TD Bank.)
- Max balance: $2,000
- Max transactions: no limit
- Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days
Limits are per teen card, not per master account
States not supported.
AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.
Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
VISA Buxx
Jul 8, 2004, 1:37 pm
#91
Join Date: Jan 2003
Location: SJC
Programs: AA Gold; HH Gold
Posts: 2,850
Name's not Mike.
Please read through posts as there is a lot of information there. Short answer is no, you don't have to be a US Bank customer to get a visabuxx through them. I wasn't prior to getting a visabuxx through them.
Please read through posts as there is a lot of information there. Short answer is no, you don't have to be a US Bank customer to get a visabuxx through them. I wasn't prior to getting a visabuxx through them.
Jul 8, 2004, 3:16 pm
#92
Join Date: Jan 2003
Location: SJC
Programs: AA Gold; HH Gold
Posts: 2,850
I have been receiving a number of private messages over the course of the past few weeks. People either are asking specific questions about visabuxx, or are telling me that I should delete my posts or warning me that the 'deal' will be pulled soon.
If you have questions about this, please post it here so all can benefit from the answer. I won't answer any specific questions via private message. And I quite frankly don't care if they pull the 'deal'. FlyerTalk is a forum to share information, and that's what I'm doing. I could easily keep this information to myself. But I believe in the value of sharing it, and therefore decided to. And further, I don't believe that visabuxx will be cancelled due to many people using it They've built in a revenue stream, and will benefit by having more people do it. This differs from the Citibank Citicash card that they used to offer. Since they didn't have a revenue stream built in, they folded very quickly. So I don't believe visabuxx will go away as a result of too many people doing it.
That's my 2 cents......ymmv.
If you have questions about this, please post it here so all can benefit from the answer. I won't answer any specific questions via private message. And I quite frankly don't care if they pull the 'deal'. FlyerTalk is a forum to share information, and that's what I'm doing. I could easily keep this information to myself. But I believe in the value of sharing it, and therefore decided to. And further, I don't believe that visabuxx will be cancelled due to many people using it They've built in a revenue stream, and will benefit by having more people do it. This differs from the Citibank Citicash card that they used to offer. Since they didn't have a revenue stream built in, they folded very quickly. So I don't believe visabuxx will go away as a result of too many people doing it.
That's my 2 cents......ymmv.
Jul 8, 2004, 5:51 pm
#93
Join Date: Jun 2004
Location: Lincoln, NE
Posts: 43
Deleted after rereading thread.
Stanley.
Stanley.
Last edited by vgastan; Aug 26, 2004 at 7:56 pm
Jul 8, 2004, 6:22 pm
#94
Join Date: May 2001
Location: Southern California
Posts: 391
Originally Posted by vgastan
I suspect the deal will be pulled soon, unless US Bank is getting a discount from Visa. Typically merchants pay 3.75% to Visa. For each $500 you load into the Buxx card, US Bank pays $18.75 to Citi/AA Visa, but collects only $2 from you. Citi/AA Visa is more than happy to pay AA for your miles. But how about US Bank? They lose money. And whomever owns the Visabuxx name and business idea still has to make a profit.
If it seems a bad deal or too complex to anyone, they don't have to do it
I tend to agree with MeLike2Travel
Jul 8, 2004, 6:59 pm
#95
Join Date: Jun 2004
Location: Lincoln, NE
Posts: 43
OK, thanks.
.
.
Last edited by vgastan; Aug 23, 2004 at 5:19 pm
Jul 8, 2004, 9:20 pm
#96
Join Date: Jan 2003
Location: SJC
Programs: AA Gold; HH Gold
Posts: 2,850
Originally Posted by vgastan
Finally, on the Wal Mart gift card thread you invited folks to write to you privately about the Visabuxx idea, but now you say you'll ignore such messages.
Jul 9, 2004, 7:50 am
#97
Join Date: Apr 2003
Location: CLT
Programs: AA ExPlat, Hyatt Globalist, Bonvoy Lifetime Titanium
Posts: 1,551
MeLikeToTravel (not Mike); et al,
I think I am ready to get my feet wet. How many cards should I sign up for under my teen's name? What are the various fees I should be aware of. I haev a USBANK ATL about 10 miles from me, is this the only place I should be withdrawing the funds in order to defrary costs at their most?
I think I am ready to get my feet wet. How many cards should I sign up for under my teen's name? What are the various fees I should be aware of. I haev a USBANK ATL about 10 miles from me, is this the only place I should be withdrawing the funds in order to defrary costs at their most?
Jul 9, 2004, 8:36 am
#98
Join Date: Jul 1999
Location: Land of 10,000 Upgrades
Posts: 9,465
Originally Posted by beofotch
MeLikeToTravel (not Mike); et al,
I think I am ready to get my feet wet. How many cards should I sign up for under my teen's name? What are the various fees I should be aware of. I haev a USBANK ATL about 10 miles from me, is this the only place I should be withdrawing the funds in order to defrary costs at their most?
I think I am ready to get my feet wet. How many cards should I sign up for under my teen's name? What are the various fees I should be aware of. I haev a USBANK ATL about 10 miles from me, is this the only place I should be withdrawing the funds in order to defrary costs at their most?
Jul 9, 2004, 10:43 am
#99
Join Date: Jan 2003
Location: SJC
Programs: AA Gold; HH Gold
Posts: 2,850
As UpgradeMe wrote, all of those questions have been answered. I would suggest reading through the threads, as well as the terms & conditions of the visa buxx cards on their site. You say that the nearest US Bank is 10 miles away. Do you regularly go near it? If not, I'm wondering how worth it is considering the distance. I would do maybe 2 cards at first to see if you like it. You can always open more cards if it works out well for you.
Jul 16, 2004, 11:29 pm
#100
Join Date: Oct 2002
Location: SF Eastbay
Programs: AA Plt-Lite 2MM,HH Gld, MR Plat
Posts: 613
Originally Posted by MeLike2Travel
As UpgradeMe wrote, all of those questions have been answered. I would suggest reading through the threads, as well as the terms & conditions of the visa buxx cards on their site. You say that the nearest US Bank is 10 miles away. Do you regularly go near it? If not, I'm wondering how worth it is considering the distance. I would do maybe 2 cards at first to see if you like it. You can always open more cards if it works out well for you.
When you order additional cards, does each card have to have an unique SSN?
Jul 17, 2004, 7:20 am
#101
Join Date: Jul 1999
Location: Land of 10,000 Upgrades
Posts: 9,465
Originally Posted by sbc94523
When you order additional cards, does each card have to have an unique SSN?
Jul 17, 2004, 10:22 am
#102
Join Date: Jan 2003
Location: SJC
Programs: AA Gold; HH Gold
Posts: 2,850
That's not correct. I have four cards that have me listed as the teen and my fiance listed as the parent. And four more cards with her listed as the teen and me listed as the parent. In each case we're using our correct SSN's.
Jul 17, 2004, 10:35 am
#103
Join Date: Jul 1999
Location: Land of 10,000 Upgrades
Posts: 9,465
All I know is that my attempts to create a second card have been rejected, allegedly because of the fact that the SSN matches an existing card.
Jul 17, 2004, 4:32 pm
#104
Join Date: Jan 2003
Location: SJC
Programs: AA Gold; HH Gold
Posts: 2,850
You have to set it up as another account, not as another teen on the existing account.
Jul 24, 2004, 12:44 am
#105
Join Date: Jul 2001
Location: Madison(WI) USA
Programs: , AA Plat 2MM, FB Gold, Hilton Gold
Posts: 375
$500 ATM withdrawal causes account suspension
I got a new US Bank Visa Buxx cards and successfully loaded and withdrew $1500 from a US Bank ATM (3 withdrawals of $500 each). However a few hours later I got 3 emails from US Bank each saying my Visa Buxx acount had been shutdown due to a security alert and to call in to verify the transactions. I called and got an answering machine and left a message saying I verified the 3 ATM transactions. I got a call back the next day from their security unit and after I verified that I performed the 3 ATM transactions I was told that my account was being reactivated. He did not ask for any explanation for what I did, but he volunteered that very few of their account holders made large ATM withdrawals and that if I was planning to make large ATM withdrawals in the future my account would be subject to a similar suspension each time.
The next day I tried just a $500 load and ATM withdrawal on my 2nd US Bank Visa Buxx card and again a few hours I got a single email with the same message as before. I reactivated the account a day later as described previously.
Evidently each large ATM withdrawal generates an automatic account suspension a few hours later (so in the first case it generated 3 account suspensions on the same account!)
I have tried loading & withdrawing $200 and no account suspension is generated. I will try $300 tomorrow to see if that avoids the account suspension (Based on the OPs experience that should be OK).
I would urge everyone to avoid trigering these account suspension messages : so far they are treating these are possible card loss alerts and just asking for verification but if they get a lot of these suspensions (each of which requires a human in the loop to investigate) at some point someone is going to figure out what we are doing and shut us down. (Lets not even comment on the futility of their security software shutting down my Visa Buxx card several hours after 3 withdrawals of $500 were made).
I wonder if you can do multiple $300 withdrawals on the same day without triggering their account suspension software.
The next day I tried just a $500 load and ATM withdrawal on my 2nd US Bank Visa Buxx card and again a few hours I got a single email with the same message as before. I reactivated the account a day later as described previously.
Evidently each large ATM withdrawal generates an automatic account suspension a few hours later (so in the first case it generated 3 account suspensions on the same account!)
I have tried loading & withdrawing $200 and no account suspension is generated. I will try $300 tomorrow to see if that avoids the account suspension (Based on the OPs experience that should be OK).
I would urge everyone to avoid trigering these account suspension messages : so far they are treating these are possible card loss alerts and just asking for verification but if they get a lot of these suspensions (each of which requires a human in the loop to investigate) at some point someone is going to figure out what we are doing and shut us down. (Lets not even comment on the futility of their security software shutting down my Visa Buxx card several hours after 3 withdrawals of $500 were made).
I wonder if you can do multiple $300 withdrawals on the same day without triggering their account suspension software.