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Old Feb 11, 2014, 12:26 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
USB Buxx

(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)

  • Initial purchase fee: $15 + $2.50 load fee
  • Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
  • Max load per day: $2,000 per CC
  • Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
    NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later.
  • Max value at any time: $2,000
  • Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
  • You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.

Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.

Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank

NW Buxx

  • Initial purchase fee: $5 (waived with promo code: 02050053)
  • $2 load fee
  • Max load per day: $500
  • Max load per rolling 30 days: $1,000
  • The maximum Card value is $1,000.00
  • Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
  • Max spend per 7 rolling days: $800


Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.

Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.

TD Bank Go Buxx

Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."

  • Initial purchase fee: $4.95 + $1 load fee.
  • Max load per day: $500
  • Max load per 7 days: $2,000
  • Max load per rolling 30 days: $3,000
  • Max per ATM withdraw: $60/week. (No fee at TD Bank.)
  • Max balance: $2,000
  • Max transactions: no limit
  • Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days


Limits are per teen card, not per master account

States not supported.

AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.


Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
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VISA Buxx

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Old Mar 6, 2013, 12:33 am
  #841  
 
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,257
Well it's been over 3 full weeks since I filled out my online application for the Nationwide Buxx card, I guess it's not coming. Time to move on - and apply for the USBank one.
nwflyboy is offline  
Old Mar 8, 2013, 11:37 pm
  #842  
 
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,257
duplicate post

Last edited by nwflyboy; Mar 17, 2013 at 11:36 am
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Old Mar 9, 2013, 6:50 am
  #843  
 
Join Date: Oct 2012
Posts: 164
Originally Posted by nwflyboy
US Buxx card is on its way. Now a question...

"Parent A" (me) has ordered and funded a card for "Teen B" (my wife).

Can "Parent B" (my wife) order and fund a card for "Teen A" (me)?

It appears that there's no age checking (my beautiful wife is youthful, but she is not a "teen" - and it seems that went through just fine).

Has anyone tried to set up 2 reciprocal accounts like this?
You don't need to, after the initial account creation, you can create your own USB Visa Buxx Card in your name with your own account.

EDIT: From my experience, NW Visa Buxx is the only card that allows you to open it under your name w/o an extra "teen" at the time of a first time account opening

Last edited by jm38750n; Mar 9, 2013 at 7:41 am
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Old Mar 9, 2013, 5:51 pm
  #844  
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Join Date: Sep 2011
Posts: 147
Can you ACH pull out of this?
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Old Mar 9, 2013, 6:07 pm
  #845  
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Join Date: May 2012
Posts: 233
Can you get one for each visa buxx supplier (sandy spring, US bank, Navy and pay jr?). Also can the spouse do the same and use each other as our "teens" even though we are middle aged miles-a-holics?
EL3V3N is offline  
Old Mar 9, 2013, 7:36 pm
  #846  
 
Join Date: Oct 2012
Posts: 164
Originally Posted by TroyMcClure
Can you ACH pull out of this?
No

Originally Posted by EL3V3N
Can you get one for each visa buxx supplier (sandy spring, US bank, Navy and pay jr?). Also can the spouse do the same and use each other as our "teens" even though we are middle aged miles-a-holics?
Navy you need a connection to the military.

Sandy Spring you need their CC and Pay Jr has crazy fees
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Old Mar 9, 2013, 8:28 pm
  #847  
 
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,257
wrong forum

Last edited by nwflyboy; Mar 17, 2013 at 11:36 am
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Old Mar 9, 2013, 8:33 pm
  #848  
 
Join Date: Oct 2012
Posts: 164
Originally Posted by nwflyboy
Perhaps so, but...if a couple was each able to set up a reciprocal account, you then get 2X the account limits, no?
Am I understanding your question correctly?

You would have 2 cards, yourself and SO.

Your SO would have 2 as well, SO and you.

Total of 4 cards for 2x account limit?

My logic currently is one accountholder/username holds two cards, self & SO. (I am doing this)

EDIT: If yes, the part where SO opens SO and you, then that part I am not certain.
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Old Mar 10, 2013, 11:02 am
  #849  
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Join Date: Sep 2011
Posts: 147
Just throwing it out there but is it possible to add a not-so-legit new teen with not-so-legit credentials? I'm guessing they may catch on to it...?

Also for ATM withdrawals when does the week start?

Last edited by TroyMcClure; Mar 10, 2013 at 11:07 am
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Old Mar 10, 2013, 11:14 am
  #850  
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Join Date: Sep 2011
Posts: 147
Originally Posted by boldm28
anybody use BOH and BOA( hawaiian airlines) card to load visabuxx
if so did it go thru as a purchase or CA

TIA
Did you end up tryin'?
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Old Mar 12, 2013, 10:56 am
  #851  
 
Join Date: Jun 2006
Location: Manchester,UK and NYC
Programs: One Pass, BAEC, AA
Posts: 708
When loading Nationwide VB today for $500 the payment was not accepted. First time this had ever happened. At first could not understand why, as plenty of available credit - or so I thought.

It appears that loading visabuxx (with a Chase card), at first, uses the CASH ADVANCE credit limit - rather than your overall credit limit - very much the same way as when loading Wells Fargo Prepaid.

As I had loaded WFPP earlier today, the extra $500 trying to load Visabuxx took me over my CASH ADVANCE credit limit, and therefore the payment was not processed.

I had never bothered to look before if when loading Visabuxx the cash advance available temporarily went down, before being converted to a purchase (like WFPP). I can now assume this is exactly what must have happened with previous loads.
forextrader is offline  
Old Mar 12, 2013, 11:03 am
  #852  
 
Join Date: May 2012
Posts: 684
Smile Cash back/ATM with NW Visa buxx card

I read somewhere in the blog that NW visa buxx card has very strict limit on the cash withdraw from its card, max $200 per week, which includes the cash back from grocery store and ATM withdraw. Can you guys confirm this? Thanks a lot!
liw5215 is offline  
Old Mar 12, 2013, 11:49 am
  #853  
 
Join Date: Oct 2012
Posts: 164
Originally Posted by liw5215
I read somewhere in the blog that NW visa buxx card has very strict limit on the cash withdraw from its card, max $200 per week, which includes the cash back from grocery store and ATM withdraw. Can you guys confirm this? Thanks a lot!
confirmed
jm38750n is offline  
Old Mar 12, 2013, 3:55 pm
  #854  
Original Poster
 
Join Date: Mar 2000
Location: Bay Area
Posts: 367
OMG - my thread on teen cards will become a teen itself; it's almost 10 years old !

Sadly the world (and myself) had changed since: I no longer have a time and patience to reply to the same question on every page; nor would I dare to post any worthwhile new info due to proliferation of bloggers feeding off this board.

Gook luck to those who persevere through
neophyte is offline  
Old Mar 12, 2013, 10:58 pm
  #855  
 
Join Date: Nov 2011
Posts: 301
Yes, load is initially categorized as CA in pending state (thus amount must within CA limit), before settling down as purchase, this is reported as the case for WF/Buxx.

Originally Posted by forextrader
When loading Nationwide VB today for $500 the payment was not accepted. First time this had ever happened. At first could not understand why, as plenty of available credit - or so I thought.

It appears that loading visabuxx (with a Chase card), at first, uses the CASH ADVANCE credit limit - rather than your overall credit limit - very much the same way as when loading Wells Fargo Prepaid.

As I had loaded WFPP earlier today, the extra $500 trying to load Visabuxx took me over my CASH ADVANCE credit limit, and therefore the payment was not processed.

I had never bothered to look before if when loading Visabuxx the cash advance available temporarily went down, before being converted to a purchase (like WFPP). I can now assume this is exactly what must have happened with previous loads.
tonyflyer is offline  


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