Feb 11, 2014, 12:26 pm
Last edit by: ed765
USB Buxx
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)
Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.
Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)
- Initial purchase fee: $15 + $2.50 load fee
- Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
- Max load per day: $2,000 per CC
- Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later. - Max value at any time: $2,000
- Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
- You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.
Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.
Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank
NW Buxx
Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.
Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.
- Initial purchase fee: $5 (waived with promo code: 02050053)
- $2 load fee
- Max load per day: $500
- Max load per rolling 30 days: $1,000
- The maximum Card value is $1,000.00
- Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
- Max spend per 7 rolling days: $800
Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.
Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.
TD Bank Go Buxx
Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."
Limits are per teen card, not per master account
States not supported.
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.
Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.
Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."
- Initial purchase fee: $4.95 + $1 load fee.
- Max load per day: $500
- Max load per 7 days: $2,000
- Max load per rolling 30 days: $3,000
- Max per ATM withdraw: $60/week. (No fee at TD Bank.)
- Max balance: $2,000
- Max transactions: no limit
- Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days
Limits are per teen card, not per master account
States not supported.
AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.
Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
VISA Buxx
Aug 18, 2013, 12:53 am
#901
Join Date: Jul 2010
Location: DCA
Programs: US CP, DL GM, AA Plat
Posts: 729
I know for a fact BOA does not give you points/miles but they don't charge you cash advance fee.
Aug 18, 2013, 10:18 am
#903
Join Date: May 2002
Location: LEESBURG, VA, USA
Posts: 254
I read the last 13 pages. I saw mixed reports on Citi and BOA cards.
Has anybody funded either the NW or USB VB card with a Citi (AA) or BOA (AS) card recently and not been charged cash advance fees and received miles?
Also saw someone said they had a friend who used VB to fund Citi card and they didn't count it for his minimum spend. Any new data points on this? I'd use it for the constant AA/Hilton churning right now if it would allow. Thanks!
Has anybody funded either the NW or USB VB card with a Citi (AA) or BOA (AS) card recently and not been charged cash advance fees and received miles?
Also saw someone said they had a friend who used VB to fund Citi card and they didn't count it for his minimum spend. Any new data points on this? I'd use it for the constant AA/Hilton churning right now if it would allow. Thanks!
Stay away from CITI. They do treat it as a cash advance. I have no experience with BOA or Chase cards but have used US bank and Barclays cards without any issue.
Aug 18, 2013, 2:48 pm
#905
Join Date: Nov 2012
Posts: 294
If you use a US Bank credit card to load US Bank Visabuxx card, you won't earn any points. I used the Club Carlson card and did not earn any points. I think some people reported the same outcome with US Bank FlexPerks card.
Aug 18, 2013, 3:35 pm
#906
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
Aug 18, 2013, 4:19 pm
#907
Join Date: Feb 2013
Posts: 1,818
Technically, we have no idea if s/he's talking about the AS debit or credit card...
Aug 18, 2013, 9:37 pm
#908
Join Date: May 2012
Posts: 150
And FWIW, I've never been hit with a cash advance from citi for VR @ CVS, AP or Target Amex either. So, I'm not sure what people are doing to get hit with the CA.
Aug 18, 2013, 9:40 pm
#909
Join Date: Apr 2012
Posts: 1,184
No, they don't. Over they past few months, I've experimented with both buxx and Citi did NOT treat it as a cash advance with either version. I've loaded both versions with Citi, Chase, BOA (Hawaiian Airlines) US Bank and Penfed Visa....I earned points on all. The key to US Bank cards is you need to load those to the NW brand. As it's been discussed, you won't earn any points for loading a USB Buxx w/ a USB product.
Aug 18, 2013, 9:48 pm
#910
Join Date: Feb 2013
Posts: 1,818
Also, and most importantly, a lot of people (although only a small percentage, I believe) will purposefully say false things sometimes because they want to keep the deal to themselves. So if you're really into this game, read as much as you can on FT and blogs, but test it out yourself, and in small amounts.
Aug 18, 2013, 10:02 pm
#911
Join Date: Apr 2012
Posts: 1,184
+1, lots of things on blogs, forums, internet are based on hearsay. I like to read about the different products of MFC spend first, then test it out myself (always in small amounts) personally since it's your best bet.
Also, and most importantly, a lot of people (although only a small percentage, I believe) will purposefully say false things sometimes because they want to keep the deal to themselves. So if you're really into this game, read as much as you can on FT and blogs, but test it out yourself, and in small amounts.
Also, and most importantly, a lot of people (although only a small percentage, I believe) will purposefully say false things sometimes because they want to keep the deal to themselves. So if you're really into this game, read as much as you can on FT and blogs, but test it out yourself, and in small amounts.
Aug 19, 2013, 6:48 am
#912
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
No, they don't. Over they past few months, I've experimented with both buxx and Citi did NOT treat it as a cash advance with either version. I've loaded both versions with Citi, Chase, BOA (Hawaiian Airlines) US Bank and Penfed Visa....I earned points on all. The key to US Bank cards is you need to load those to the NW brand. As it's been discussed, you won't earn any points for loading a USB Buxx w/ a USB product.
And FWIW, I've never been hit with a cash advance from citi for VR @ CVS, AP or Target Amex either. So, I'm not sure what people are doing to get hit with the CA.
And FWIW, I've never been hit with a cash advance from citi for VR @ CVS, AP or Target Amex either. So, I'm not sure what people are doing to get hit with the CA.
I've NEVER had a problem with AP. I didn't get cash advance charges for Google Wallet either when that deal came and passed.
Aug 19, 2013, 1:34 pm
#913
Join Date: May 2002
Location: LEESBURG, VA, USA
Posts: 254
If it is working for you, then good for you. I have tried both BUXX cards and got hit with Cash advance fee by CITI. That was the basis for my opinion offered earlier.