Feb 11, 2014, 12:26 pm
Last edit by: ed765
USB Buxx
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)
Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.
Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank
(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)
- Initial purchase fee: $15 + $2.50 load fee
- Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
- Max load per day: $2,000 per CC
- Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later. - Max value at any time: $2,000
- Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
- You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.
Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.
Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank
NW Buxx
Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.
Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.
- Initial purchase fee: $5 (waived with promo code: 02050053)
- $2 load fee
- Max load per day: $500
- Max load per rolling 30 days: $1,000
- The maximum Card value is $1,000.00
- Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
- Max spend per 7 rolling days: $800
Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.
Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.
TD Bank Go Buxx
Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."
Limits are per teen card, not per master account
States not supported.
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.
Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.
Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."
- Initial purchase fee: $4.95 + $1 load fee.
- Max load per day: $500
- Max load per 7 days: $2,000
- Max load per rolling 30 days: $3,000
- Max per ATM withdraw: $60/week. (No fee at TD Bank.)
- Max balance: $2,000
- Max transactions: no limit
- Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days
Limits are per teen card, not per master account
States not supported.
AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.
Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.
Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
VISA Buxx
Sep 20, 2013, 11:41 am
#946
Join Date: Aug 2011
Location: SFO/SJC
Programs: MR,UR, UA, BA, AA, Hotels
Posts: 581
Warning to those getting the USBuxx card.
There is a $1.50 fee for balance inquiry. I just found this on my 1st month of use, as when I use the USbank ATM there is an option to go and do another transaction without having to return your card, but this is via a balance inquiry. (there is no warning of confirmation of this fee, and it isn't applied immediately so you don't even see it hit the balance on the same day) - hence I got hit with a bunch of fees. Live and learn.....
There is a $1.50 fee for balance inquiry. I just found this on my 1st month of use, as when I use the USbank ATM there is an option to go and do another transaction without having to return your card, but this is via a balance inquiry. (there is no warning of confirmation of this fee, and it isn't applied immediately so you don't even see it hit the balance on the same day) - hence I got hit with a bunch of fees. Live and learn.....
Sep 20, 2013, 12:09 pm
#947
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
Loading to GoBank and Bluebird then bill paying from those is even cheaper (free). ATM is free as well, albeit only with US Bank ATMs for USB Buxx and for nationwide with the hassle of a phone call and tolerating the low amounts allowed ($200/7 days).
Sep 20, 2013, 1:12 pm
#948
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
Warning to those getting the USBuxx card.
There is a $1.50 fee for balance inquiry. I just found this on my 1st month of use, as when I use the USbank ATM there is an option to go and do another transaction without having to return your card, but this is via a balance inquiry. (there is no warning of confirmation of this fee, and it isn't applied immediately so you don't even see it hit the balance on the same day) - hence I got hit with a bunch of fees. Live and learn.....
There is a $1.50 fee for balance inquiry. I just found this on my 1st month of use, as when I use the USbank ATM there is an option to go and do another transaction without having to return your card, but this is via a balance inquiry. (there is no warning of confirmation of this fee, and it isn't applied immediately so you don't even see it hit the balance on the same day) - hence I got hit with a bunch of fees. Live and learn.....
Sep 20, 2013, 11:33 pm
#950
Join Date: Aug 2006
Posts: 756
Had plan to get the US Bank Buxx for myself but notice reading back that only possible only after getting a card for a teenager first. Then put another order for the card for yourselve later. Not sure if I interpreted the earlier post correctly. If it is then Is the NW Buxx card the only option if ordering a card for yourselves without a teen?
Sep 20, 2013, 11:42 pm
#951
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
Had plan to get the US Bank Buxx for myself but notice reading back that only possible only after getting a card for a teenager first. Then put another order for the card for yourselve later. Not sure if I interpreted the earlier post correctly. If it is then Is the NW Buxx card the only option if ordering a card for yourselves without a teen?
Sep 21, 2013, 8:55 pm
#952
Join Date: Aug 2006
Posts: 756
1) that the above method could be done with both the USB card and the NW card?
2) if I wanted to just get a card for myself as i dont have a teen, does that mean I would have to order 2 cards at same time. One with my name and SSN and another for (teen) ex. Using Moms name and her SSN. Is this the best method or is there an easier way just to get a buzz card for myself?
Thanks again
Sep 21, 2013, 9:29 pm
#953
Join Date: Nov 2011
Posts: 301
You can get two buxx cards from NW for yourself, but USB requires SSN so one card for each person.
Sep 21, 2013, 9:38 pm
#954
Join Date: Aug 2013
Posts: 29
Thanks for the reply. Just to clarify :
1) that the above method could be done with both the USB card and the NW card?
2) if I wanted to just get a card for myself as i dont have a teen, does that mean I would have to order 2 cards at same time. One with my name and SSN and another for (teen) ex. Using Moms name and her SSN. Is this the best method or is there an easier way just to get a buzz card for myself?
Thanks again
1) that the above method could be done with both the USB card and the NW card?
2) if I wanted to just get a card for myself as i dont have a teen, does that mean I would have to order 2 cards at same time. One with my name and SSN and another for (teen) ex. Using Moms name and her SSN. Is this the best method or is there an easier way just to get a buzz card for myself?
Thanks again
Sep 21, 2013, 10:14 pm
#955
Join Date: Aug 2006
Posts: 756
Ok, think I almost got it about NW card. When applying, will need to fill out my info and my own SSN, then need to fill out info for teen=myself again using my own SSN. Now I'm assuming when filling out DOB for teen I will not use my real DOB as I'm in my 40s, but instead make up a DOB to reflect a teens age?
Sep 22, 2013, 6:49 am
#956
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
I only have the USB Buxx cards so I can only say for sure that it works for that version. From all reports in thus thread and elsewhere though you can just use your own SSN for the nationwide version for even less validation.
Sep 22, 2013, 10:10 am
#957
Join Date: Aug 2010
Location: SEA
Programs: HH Gold, SPG Gold, AA Gold
Posts: 354
Does USB actually charge the setup fees upon opening? When I got the NW card a while back, I kept waiting for that charge, but it never showed up, so dunno if I just got lucky or whatever other reason.
Sep 22, 2013, 11:21 am
#959
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
Yes, $10 if you load initially with a USB credit card I believe. I didn't have one so it was $15 but there's a promo code that gives you $5 back that I used.