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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Jun 22, 2015, 10:00 pm
      #8671  
     
    Join Date: May 2015
    Location: EWR
    Programs: UA Gold, Marriott Gold, HH Gold, IHG Plat, AA peon
    Posts: 15
    Originally Posted by MileageGoblin
    Can we rename this the Redcard/newbie thread? It seems the past month has been nothing but:
    • I successfully loaded a GC at Target today and this happened (proceed with superfluous story not needed that mimics umpteen other stories already told)
    • How do I .............?
    • My OV didn't work today. GCs dead?
    • Couldn't load Redcard. Redcard dead?
    I read and read and read, I followed all of the group's best instructions carefully, I tested, everything worked like a charm, and I wanted to thank you all as a group, so I went to the trouble of registering here to post. I got the sense that the people who shared so much and who are often frustrated when people don't follow directions or read carefully might be pleased to know their sage advice was both taken and appreciated.

    It was also at a time when there was some general confusion about what you could do where, so I posted some details about what worked in my area. I received several PM's from people in this region wanting more information after that, all of which I answered. I thought it was the "do unto others" thing and that that's what this place is all about.

    I apologize if you found my post and presence unduly tedious.
    goldgirl is offline  
    Old Jun 22, 2015, 11:11 pm
      #8672  
     
    Join Date: Aug 2012
    Location: Angels
    Posts: 196
    successful load today.
    dedkends is offline  
    Old Jun 22, 2015, 11:41 pm
      #8673  
     
    Join Date: Oct 2014
    Location: LAC
    Programs: Regal Crown Club
    Posts: 488
    I wasn't able to load my RB today! Oh well, might have been because I didn't go to the friendly neighborhood Target... *doh*
    Julian Brennan is offline  
    Old Jun 23, 2015, 7:15 am
      #8674  
     
    Join Date: Jul 2014
    Posts: 483
    Originally Posted by DL172
    Got turned down by customer service and cashiers, but starbucks works. Just make sure you leave a nice tip!
    You're saying you can load at the Starbucks inside Target stores? The registers are the same?
    SudOvest is offline  
    Old Jun 23, 2015, 7:19 am
      #8675  
     
    Join Date: May 2010
    Programs: Delta Kryptonium
    Posts: 1,144
    I haven't tried it, but they must be the same because when I use my Redbird to buy coffee at the Starbucks inside Target stores I get the 5% discount.
    rubesl is offline  
    Old Jun 23, 2015, 7:27 am
      #8676  
     
    Join Date: Jul 2014
    Posts: 3,688
    Originally Posted by rubesl
    I haven't tried it, but they must be the same because when I use my Redbird to buy coffee at the Starbucks inside Target stores I get the 5% discount.
    while I have no doubts that RB works to pay for Starbucks purchase, loading RB at SB registers is taking a HUGE RISK because SB and Target are not one. Best case scenario for those who will try loading their RB at SB is getting denied; worse case is, money goes in limbo.
    Mamibear is offline  
    Old Jun 23, 2015, 8:27 am
      #8677  
     
    Join Date: Sep 2013
    Programs: AA Lifetime Gold
    Posts: 3,677
    Originally Posted by NoonRadar
    Especially on the point about the sister's brother in law half-cousin who's boyfriend has an uncle that is cashier @ Target and read a particular memo about red birds falling out of the sky the 2nd Thursday of next month.
    What Oh, no Well, we all knew this was going to happen sooner or later.
    Brugge is offline  
    Old Jun 23, 2015, 9:12 am
      #8678  
     
    Join Date: Oct 2010
    Location: BOS
    Posts: 814
    If they ask for ID, file a complaint with Visa and MasterCard as requiring ID is not allowed.
    xSTRIKEx6864 is offline  
    Old Jun 23, 2015, 9:21 am
      #8679  
     
    Join Date: Jul 2014
    Location: LAX
    Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
    Posts: 1,305
    Originally Posted by Happy
    I am at South Florida.

    I could do both up till yesterday. I pick CS or register based on where I parked at the lot. At this Target which is very close to home, during the day the very shady area is on the side of the entrance that leads to the grocery dept, and is the farthest to the CS desk. If I come at night I use the entrance that the CS is immediately at the right. I also pick which to use based on how long a line there is.

    Yesterday it was day time also the registers were not busy but a floor supervisor told me I needed to go to CS. On my way to the CS there were 2 registers no customer. I asked, both cashiers said needed to do it at the CS. One even added, we were not allowed to do it at the register any more.
    Here in LA, it has been CS for at least three months now. BTW, has anyone been successful loading RB at City Target? The last time I was successful was six months ago. They told me that I could no long load cards at City Targets and will have to go to a full-service Target.
    jediwho is offline  
    Old Jun 23, 2015, 9:51 am
      #8680  
     
    Join Date: Mar 2015
    Posts: 333
    Originally Posted by Brugge
    ^ Good news is always welcome. Why complain about good news?

    Even when it basically reinforces what's already known, as the OP says above, one post of good news disproves 20 negative posts.
    I hope my post did not come across as complaining! I was 100% in support of the OP. Nothing wrong with quick "It worked today" posts.
    AugustWest is offline  
    Old Jun 23, 2015, 11:02 am
      #8681  
     
    Join Date: May 2015
    Posts: 35
    Originally Posted by Radster
    I disagree, I think its an emerging technology that may have a place in the MS game. I think it's competitor (stratoscard.com) would more useful for our purpose (visually less conspicuous), but the biggest drawback being the lack of account number printed on the card (immediate flag). But, like I said, it could help to circumvent the printed name issue... at least for a little while; at least until Target catches up to the new play in town.

    FYI: I believe Prasha gets credit for "Gebit". But he may have borrowed it himself.


    wrong. this and other technology like ti will become obsolete in October when target starts requiring chip cards to be used in their terminals.
    ilovemynikes is offline  
    Old Jun 23, 2015, 11:03 am
      #8682  
     
    Join Date: Jun 2011
    Posts: 800
    Has anyone experienced register problems at their local Targets?

    I was told that the registers at my local store had their system update last night to be Chip+PIN compliant and most of them just "broke" and apparently cannot read cards from the POS. I was reloaded on a register with an older version so I have no experience with the new registers.

    Any other similar cases?

    FYI - Pin pad has a new video screensaver for updated registers
    macrophage is offline  
    Old Jun 23, 2015, 11:23 am
      #8683  
     
    Join Date: May 2015
    Posts: 284
    Originally Posted by ilovemynikes
    wrong. this and other technology like ti will become obsolete in October when target starts requiring chip cards to be used in their terminals.
    Wrong. Wrong.

    The company (Stratos) is currently working on a pin and chip upgrade that will be included as part of the subscription.
    Radster is offline  
    Old Jun 23, 2015, 12:03 pm
      #8684  
     
    Join Date: Feb 2014
    Posts: 825
    Originally Posted by macrophage
    Has anyone experienced register problems at their local Targets?

    I was told that the registers at my local store had their system update last night to be Chip+PIN compliant and most of them just "broke" and apparently cannot read cards from the POS. I was reloaded on a register with an older version so I have no experience with the new registers.

    Any other similar cases?

    FYI - Pin pad has a new video screensaver for updated registers
    If it is the same newer POS that I have posted about, tell the cashier to press K8.

    Search this thread for more details.
    exarkun is offline  
    Old Jun 23, 2015, 12:20 pm
      #8685  
     
    Join Date: Jun 2011
    Posts: 800
    Originally Posted by exarkun
    If it is the same newer POS that I have posted about, tell the cashier to press K8.

    Search this thread for more details.
    Interesting - I'll give it a try tomorrow. Thanks!

    Now how to phrase this to the CSR to not sound like a "hacker"
    macrophage is offline  


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