Jan 5, 2016, 9:49 pm
Last edit by: Father-of-3
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)
May 21, 2015, 12:34 am
#317
Join Date: Dec 2013
Posts: 3,509
Post #278 says that its possible only if you apply for the other type of 5% card. In Post #278, the OP said they first applied for the 5% Rewards for 6 months and then closed the card and then applied for the 5% Cash back and got the bonus. This is not the same thing that you are asking because a true confirmation would have been if the OP applied for the 5% Rewards for the 2nd time and still got the 5% rewards a 2nd time.
Nevertheless, since there are two 5% options (Rewards and Cash back) for the WFC card its still good to know that you can apply for the other 5% card and get the bonus.
Nevertheless, since there are two 5% options (Rewards and Cash back) for the WFC card its still good to know that you can apply for the other 5% card and get the bonus.
May 21, 2015, 5:35 am
#318
Join Date: Feb 2015
Posts: 69
Post #278 says that its possible only if you apply for the other type of 5% card. In Post #278, the OP said they first applied for the 5% Rewards for 6 months and then closed the card and then applied for the 5% Cash back and got the bonus. This is not the same thing that you are asking because a true confirmation would have been if the OP applied for the 5% Rewards for the 2nd time and still got the 5% rewards a 2nd time.
Nevertheless, since there are two 5% options (Rewards and Cash back) for the WFC card its still good to know that you can apply for the other 5% card and get the bonus.
Nevertheless, since there are two 5% options (Rewards and Cash back) for the WFC card its still good to know that you can apply for the other 5% card and get the bonus.
May 22, 2015, 10:05 am
#320
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
Has anyone had successful resolution on a WF card closure?
Do they issue any earned awards if your card is closed a week before your statement cuts? If not, has anyone beed successful in redeeming them?
Has anyone had a closed card reopened?
Do they issue any earned awards if your card is closed a week before your statement cuts? If not, has anyone beed successful in redeeming them?
Has anyone had a closed card reopened?
May 22, 2015, 10:32 am
#321
Suspended
Join Date: Feb 2011
Posts: 313
what did you do to warrant a closure? and No, they won't re-opened the cards, not sure about the rewards though.
May 22, 2015, 10:40 am
#322
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
Nothing. No overpayments. Just high volume.
Official reason is that they closed the checking as a business decision and credit card is being closed as it's part of the relationship. I did drop some MO in checking.
Official reason is that they closed the checking as a business decision and credit card is being closed as it's part of the relationship. I did drop some MO in checking.
May 22, 2015, 11:53 am
#323
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
My CL increase was denied because of 'Derogatory credit bureau references' what does that mean? checked the CR, nada...next week applied Chase Ink - approved and bought Visa at OD 7 x $40/600 deal to meet the $3k spend
May 22, 2015, 11:55 am
#324
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
can you go more into details? Like what kind of volume were you doing? 3x your credit limit, 4x your credit limit?
May 22, 2015, 4:55 pm
#325
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
Limit was 15k and I was doing 100k minimum. However their position is that all my relationships are closing due to the checking closing. The checking they will not provide a reason other than it was a business decision.
May 22, 2015, 5:03 pm
#326
Join Date: Nov 2009
Posts: 774
Did they close your CCs instantly or first restrict access, review them, then close them?
Last edited by xp0; May 22, 2015 at 5:17 pm
May 22, 2015, 5:03 pm
#327
Join Date: Jan 2014
Posts: 166
Do you mind sharing how you were paying the CC? Pushing/Pulling? At branch? Via Checking account? Redcard/Serve/BB?
May 22, 2015, 5:19 pm
#329
Join Date: May 2013
Posts: 1,153
Their weapon the BSA...hope nothing negative shows up on your chex.