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Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)

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Old Jan 5, 2016, 9:49 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: Father-of-3
Churnable to get repeated 5x rewards?

Not possible
http://www.flyertalk.com/forum/22871522-post710.html


How to pay down CL quickly?
Use WF account to pay

Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.

To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.

To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.

What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)

Automated response number: 800-446-0664
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Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)

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Old Apr 30, 2015, 10:02 am
  #271  
 
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
What a hassle

everything was going great until I charged $800 at Chevron to charge my PayPal Prepaid card, and (until this morning) I wasn't able to get anymore purchases over $1000. I had to call several times before they were able to authorize the charges. After asking some questions, the charges suddenly worked.

Last edited by mrx900; Apr 30, 2015 at 10:02 am Reason: speling
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Old Apr 30, 2015, 1:46 pm
  #272  
 
Join Date: Feb 2015
Posts: 45
if you get 5x at Target, i guess you can also get 5x at Walmart? The declined charges are a pain. Is calling a good idea or just try again?
zackwz is offline  
Old Apr 30, 2015, 2:19 pm
  #273  
 
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
Originally Posted by zackwz
if you get 5x at Target, i guess you can also get 5x at Walmart? The declined charges are a pain. Is calling a good idea or just try again?
for the most part, you do have to call, especially if you are getting declined...but you can also call the automated line, and once you let it know the purchases were authorized, your good to go.
mrx900 is offline  
Old Apr 30, 2015, 3:54 pm
  #274  
 
Join Date: Feb 2015
Posts: 45
Originally Posted by mrx900
for the most part, you do have to call, especially if you are getting declined...but you can also call the automated line, and once you let it know the purchases were authorized, your good to go.
Thanks. What's automated line number?
zackwz is offline  
Old Apr 30, 2015, 4:14 pm
  #275  
 
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
Originally Posted by zackwz
thanks. What's automated line number?
888-671-2468
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Old Apr 30, 2015, 6:53 pm
  #276  
 
Join Date: Jan 2003
Location: Pekin, IL 61554
Posts: 67
I'm not sure if this question has been asked. I had the WF card and closed it about 5 months ago after the initial 6 month 5% earnings period ended. Will I be able to get the card again sometime in the future and still be eligible for the 5% earnings for first 6 months?
cak144 is offline  
Old Apr 30, 2015, 6:57 pm
  #277  
 
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,677
Originally Posted by cak144
I'm not sure if this question has been asked. I had the WF card and closed it about 5 months ago after the initial 6 month 5% earnings period ended. Will I be able to get the card again sometime in the future and still be eligible for the 5% earnings for first 6 months?
Anecdotal evidence is that the 5% bonus is once per lifetime.
ChrisFlyer66 is offline  
Old Apr 30, 2015, 11:01 pm
  #278  
 
Join Date: Jan 2014
Location: SEA
Posts: 94
Originally Posted by cak144
I'm not sure if this question has been asked. I had the WF card and closed it about 5 months ago after the initial 6 month 5% earnings period ended. Will I be able to get the card again sometime in the future and still be eligible for the 5% earnings for first 6 months?
There's two different 5% cards: Rewards and Cash Back. I got the 5% on the Rewards and then closed it. 6 months later I applied for the Cash Back version and successfully received the 5% bonus.

I can't speak to receiving the 5% for the same card type though.
AnInfrequentFlyer is offline  
Old May 1, 2015, 12:03 am
  #279  
 
Join Date: May 2014
Posts: 191
Originally Posted by AnInfrequentFlyer
There's two different 5% cards: Rewards and Cash Back. I got the 5% on the Rewards and then closed it. 6 months later I applied for the Cash Back version and successfully received the 5% bonus.

I can't speak to receiving the 5% for the same card type though.
Thanks for the data point! I thought about it and never read any confirmation of it. I guess it is time to close my Cash Back card now.
usalibido is offline  
Old May 4, 2015, 1:57 pm
  #280  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
On May 1st charged for 10x$500 Meta bank VGC at Albertsons. The $5059 was authorized by CC, then the signature pad froze could not sign, cashier had to cancel the Trans. The receipt came out as transaction canceled. May 4th the charge is posted. The manager is trying to help. still investigating....
Because the transaction was canceled, can I raise the dispute with my CC?
prasha11 is offline  
Old May 4, 2015, 8:40 pm
  #281  
 
Join Date: Feb 2015
Posts: 64
I'm trying to learn the limits of this card. Anybody think paying off the CL 3X in a week, or doing my full CL of 9k in a single day is a bad idea? Has anybody else done similar? Wish my CL was higher.
skierinvermont is offline  
Old May 5, 2015, 1:12 am
  #282  
 
Join Date: Jul 2004
Posts: 194
I called after 2 months and had my CL increased. That helped a lot. I had it increased by 10K. I have a mortgage with them if that matters.
lkohawaii is offline  
Old May 7, 2015, 10:15 am
  #283  
 
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
Originally Posted by prasha11
On May 1st charged for 10x$500 Meta bank VGC at Albertsons. The $5059 was authorized by CC, then the signature pad froze could not sign, cashier had to cancel the Trans. The receipt came out as transaction canceled. May 4th the charge is posted. The manager is trying to help. still investigating....
Because the transaction was canceled, can I raise the dispute with my CC?
any 'disputes' are examined under the microscope....ie. charges, item being purchased, etc etc. If you get lucky, you will get a banker who doesn't give a flying puck what yo are buying, but if you get that nozy CSI type, they will enjoy shredding you to pieces on the phone and possibly shut you down....so caveat emptor.
mrx900 is offline  
Old May 8, 2015, 8:56 am
  #284  
 
Join Date: Feb 2012
Location: Los Angles
Posts: 2,101
Originally Posted by mrx900
any 'disputes' are examined under the microscope....ie. charges, item being purchased, etc etc. If you get lucky, you will get a banker who doesn't give a flying puck what yo are buying, but if you get that nozy CSI type, they will enjoy shredding you to pieces on the phone and possibly shut you down....so caveat emptor.
Don't wet your pants.

Faxed my receipt 'transaction cancelled' to the bank, the store manager called said sorry for the trouble and he reversed the charges. I see the money posted this morning in my account.
prasha11 is offline  
Old May 8, 2015, 3:05 pm
  #285  
 
Join Date: Dec 2007
Location: PDX
Programs: AA,DL,BA,UA,SPG, and any other free trip!
Posts: 1,803
Originally Posted by prasha11
Don't wet your pants.

Faxed my receipt 'transaction cancelled' to the bank, the store manager called said sorry for the trouble and he reversed the charges. I see the money posted this morning in my account.
Too late...already wet my pants 3 mths ago, when I had to talk to the bank.....but glad it worked out that easy for you.
mrx900 is offline  


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