Jan 5, 2016, 9:49 pm
Last edit by: Father-of-3
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
How to pay down CL quickly?
Use WF account to pay
Likely to get shut down if...?
- Cycling several times through your CL
- Cause a negative balance
- Have a really high balance
- Calling in and getting caught by human eyes on bestiality activities.
To check what your 5X/5% window is:
In your account summary page on WF website, go into the CC, and click "show my rewards" on the left side, then click "Visit Wells Fargo Rewards"
From there go to "Earn Rewards" on the top and click "My Offers" and go into the "Promotional Offers-Usage" tab.
To check which transactions get 5X/5% before your statement posts
To check if new transactions are eligible, go to "My Rewards" on the top, click "Activity", and set the start/end dates. You should see a "bonus earning" 4% for anything that's eligible.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number: 800-446-0664
Wells Fargo Platinum 5X Grocery-Gas-Drugstores(2014-2015)
Apr 7, 2015, 9:35 am
#257
Join Date: Nov 2013
Location: New Jersey
Posts: 6
Anyone know how to get more than $6k transferred in through Checking and/or savings? I opened up a savings account thinking it would bump up my limit. No dice. Is there a work around? Thx in advance.
Apr 7, 2015, 4:41 pm
#259
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
In answer to your question, look to see if you can push money from another checking account into your Wells Fargo account. The $6k limit is on WF pulls into the account. Your institution may not have that limitation.
Apr 8, 2015, 12:14 pm
#260
Join Date: May 2014
Posts: 191
You can try to "push". Also the 6k limit would go up, for example, 10k, after you have successfully "pulled" few times (don't know the exact number of trigger though).
Apr 25, 2015, 1:07 pm
#262
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
Has anyone cycled MORE than their credit line in 24 hours? If so, any issues from WF?
Example: credit line is $5000... You spend $5000... You transfer $5000 from WF checking to pay the pending charges.... You continue spending.
The above example assumes a balance of $0 so I'm not certain if WF would consider the $5k transfer an overpayment even though there would be $5k pending after the initial round of puchased.
Example: credit line is $5000... You spend $5000... You transfer $5000 from WF checking to pay the pending charges.... You continue spending.
The above example assumes a balance of $0 so I'm not certain if WF would consider the $5k transfer an overpayment even though there would be $5k pending after the initial round of puchased.
Apr 25, 2015, 2:16 pm
#263
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Has anyone cycled MORE than their credit line in 24 hours? If so, any issues from WF?
Example: credit line is $5000... You spend $5000... You transfer $5000 from WF checking to pay the pending charges.... You continue spending.
The above example assumes a balance of $0 so I'm not certain if WF would consider the $5k transfer an overpayment even though there would be $5k pending after the initial round of puchased.
Example: credit line is $5000... You spend $5000... You transfer $5000 from WF checking to pay the pending charges.... You continue spending.
The above example assumes a balance of $0 so I'm not certain if WF would consider the $5k transfer an overpayment even though there would be $5k pending after the initial round of puchased.
Apr 27, 2015, 6:50 am
#264
Join Date: Jun 2013
Posts: 15
My card gets declined every time I try to make large purchases at grocery stores. I've called in about 10 times and had the reps try a fe different things, but mostly the same thing over and over again to reset the card, put notes of large purchases, remove fraud alerts and it still declines. I am considering calling and requesting a new card. Any other ideas what the problem might be
Apr 27, 2015, 7:05 am
#265
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
My card gets declined every time I try to make large purchases at grocery stores. I've called in about 10 times and had the reps try a fe different things, but mostly the same thing over and over again to reset the card, put notes of large purchases, remove fraud alerts and it still declines. I am considering calling and requesting a new card. Any other ideas what the problem might be
Apr 27, 2015, 12:21 pm
#266
Join Date: Nov 2009
Posts: 774
Yes, No.
Has anyone cycled MORE than their credit line in 24 hours? If so, any issues from WF?
Example: credit line is $5000... You spend $5000... You transfer $5000 from WF checking to pay the pending charges.... You continue spending.
The above example assumes a balance of $0 so I'm not certain if WF would consider the $5k transfer an overpayment even though there would be $5k pending after the initial round of puchased.
Example: credit line is $5000... You spend $5000... You transfer $5000 from WF checking to pay the pending charges.... You continue spending.
The above example assumes a balance of $0 so I'm not certain if WF would consider the $5k transfer an overpayment even though there would be $5k pending after the initial round of puchased.
Apr 27, 2015, 2:18 pm
#267
Join Date: Oct 2014
Location: USA
Programs: Chase Ultimate, Amex, Delta, AA, BA Avios, United, US Airways, Marriott, Hilton
Posts: 260
Had this happen. Just call. Tell them they were purchases and it was merchandise.
Had a friend who told them that they were buying gift cards to put their daily spend on so they could get 5x points on non category spend....nothing happened to them...but I don't recommend being this blatant.
Had a friend who told them that they were buying gift cards to put their daily spend on so they could get 5x points on non category spend....nothing happened to them...but I don't recommend being this blatant.
Apr 28, 2015, 10:01 pm
#268
formerly mattrendell27
Join Date: Feb 2015
Location: DFW
Posts: 162
thinking about applying for this card. anyone know if you have to have a checking account with WF before applying (or if having one increases chances of approval)? I noticed it said online that since I don't have a checking/savings account with WF I would have to apply in branch.
Apr 29, 2015, 12:33 am
#269
Join Date: Apr 2015
Posts: 29
thinking about applying for this card. anyone know if you have to have a checking account with WF before applying (or if having one increases chances of approval)? I noticed it said online that since I don't have a checking/savings account with WF I would have to apply in branch.
Apr 29, 2015, 5:05 am
#270
Join Date: Dec 2014
Location: VA
Posts: 147
thinking about applying for this card. anyone know if you have to have a checking account with WF before applying (or if having one increases chances of approval)? I noticed it said online that since I don't have a checking/savings account with WF I would have to apply in branch.