Nov 15, 2013, 2:29 pm
Last edit by: ChrisFlyer66
As of 6/19/2014, Walmart does not accept debit transactions above $49.99 from cards issued by Bancorp, namely Vanilla Visas (OV, VGC, etc.). Attempts result in "Alternate Tender Required," "Debit Not Available," and/or some other error message, at both registers and the Money Center Express (MCE, kiosk, Kate, ATM).
There is no workaround.
There is no workaround.
Problem loading Bluebird with Vanilla Visa GC
Jun 22, 2014, 10:44 pm
#827
Join Date: Sep 2005
Location: Tucson - Seattle
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Posts: 2,474
Jun 22, 2014, 10:47 pm
#828
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
Thanks. That's very interesting. I can google but a link would be much appreciated for the discussion.
http://www.pymnts.com/in-depth/2014/.../#.U6b81xZZJ0A
Not sure. Still reading this as reloadables.
“With respect to general purpose reloadable card activities, the bank shall not establish any new prepaid card program or issue any new prepaid card product, or establish any new distribution channel for existing prepaid card products,” the decree notes. The decree also places similar restrictions on the bank’s future credit card merchant-acquiring activities and the third parties it works with providing those services, including independent sales organizations.
I'm interested in other's thoughts.
http://www.pymnts.com/in-depth/2014/.../#.U6b81xZZJ0A
Not sure. Still reading this as reloadables.
“With respect to general purpose reloadable card activities, the bank shall not establish any new prepaid card program or issue any new prepaid card product, or establish any new distribution channel for existing prepaid card products,” the decree notes. The decree also places similar restrictions on the bank’s future credit card merchant-acquiring activities and the third parties it works with providing those services, including independent sales organizations.
I'm interested in other's thoughts.
You would be better off to deduce the situation by the real actions of the merchants - in this case WMT. Are you so naive to think WMT would violate its contract with Visa?! How many lawyers on WMT's legal team and compliance team, you have any idea?
While in theory Bancorp may resolve the issues with FDIC so it can resume its lucrative business... Dont hold your breath for it.
Bancorp should consider itself lucky that only restrictions being placed, not fine. Chase recently paid billions of fine to settle but not admitting wrong doing in compliance violation just FYI. Bancorp has its hands full to go back on its customer data trying to re-establish the missing links to satisfy FDIC which also asked for past data. How many MVDs and AccountNow Bancorp has had?
Oh, please read this piece of news also
http://www.nytimes.com/2014/06/17/bu...nued.html?_r=2
Those poor souls own this card because it is from "Suze Orman the guru" would be left holding the bag if they do not clean out the balance by July when their cards stop working and then wait for a Bancorp check at its mercy as WHEN it would be mailed.
What is even worse, these folks only received notice from Bancorp but not the "guru" who was not reachable for the NYT article, and her spokeperson said she would only notify the customers AFTER July when the card stops working... Not very responsible on a product she touted and cobranded.
Looks like Bancorp is cutting its product lines instead of restoring them back to working conditions.
Last edited by Happy; Jun 23, 2014 at 9:13 am
Jun 23, 2014, 1:38 am
#829
Join Date: Apr 2006
Programs: AA Ex Plat, Hilton Diamond, SPG Platinum
Posts: 43
On 6/22 I tried loading some SMGC at the WM kiosk. I got a "Tender not approved". Then I went to the cashier and successfully loaded 2 SMGCs. Then i attempted to load 2 more and was not approved. Could this be related to my failed attempts at the kiosk? I checked both cards and they still have 500 balance. So it's a bit strange why they would fail at the register.
Jun 23, 2014, 4:48 am
#831
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As of this a.m., both WMs I visited said that it was WMs policy not to accept any debit or gift card that did not have the person's name printed on it. They were quite clear that is was "federal regulation" (not saying they're right, but it's clearly what they've been told) and that it is to prevent money laundering. As much as I wish this was a glitch, I fear it's the end of GCs to BB. (And, if I had a way of only letting helpful posters read this, and block it from the "I got mine, you get yours, with no help from me" posters, I absolutely would. The purpose of FT is to be HELPFUL. For you pros who have benefitted a lot from these forms of MS, good for you; but saying "it was hard for me, it should be hard for you" is just plain selfish.)
I do not have a problem helping people who truly want help and that have LOOKED and EDUCATED themselves before jumping into the game, but when people just come to FT and want me to spend a lot of time holding thier hands and walking themselves through the whole process, that isn't going to happen.
Jun 23, 2014, 6:03 am
#832
Join Date: Apr 2014
Posts: 1,273
On 6/22 I tried loading some SMGC at the WM kiosk. I got a "Tender not approved". Then I went to the cashier and successfully loaded 2 SMGCs. Then i attempted to load 2 more and was not approved. Could this be related to my failed attempts at the kiosk? I checked both cards and they still have 500 balance. So it's a bit strange why they would fail at the register.
Jun 23, 2014, 8:14 am
#833
Join Date: Jun 2014
Posts: 2
New England. No CVS/Rite Aid/Walgreens accepts debit cards, nor do most of the major supermarkets. (One branch of a chain did, but has just stopped).
And interestingly, the four stores I know where I can still (well, as of Wednesday!) still buy Moneygram MOs with debit are not actually listed on the Moneygram site.
And interestingly, the four stores I know where I can still (well, as of Wednesday!) still buy Moneygram MOs with debit are not actually listed on the Moneygram site.
Jun 23, 2014, 8:32 am
#834
Join Date: Jun 2014
Posts: 2
If you load more than $1000 I would expect the system to refuse it.
Originally Posted by yiggiddy View Post
On 6/22 I tried loading some SMGC at the WM kiosk. I got a "Tender not approved". Then I went to the cashier and successfully loaded 2 SMGCs. Then i attempted to load 2 more and was not approved. Could this be related to my failed attempts at the kiosk? I checked both cards and they still have 500 balance. So it's a bit strange why they would fail at the register.
Originally Posted by yiggiddy View Post
On 6/22 I tried loading some SMGC at the WM kiosk. I got a "Tender not approved". Then I went to the cashier and successfully loaded 2 SMGCs. Then i attempted to load 2 more and was not approved. Could this be related to my failed attempts at the kiosk? I checked both cards and they still have 500 balance. So it's a bit strange why they would fail at the register.
Last edited by webbiedo; Jun 23, 2014 at 8:34 am Reason: wrong post
Jun 23, 2014, 8:37 am
#835
Join Date: Oct 2011
Posts: 4,166
Welcome to FT. Probably best to drive around and do the legwork yourself. Once someone exposes a place it often times gets shutdown.
Jun 23, 2014, 8:59 am
#836
Join Date: Nov 2011
Posts: 1,944
And, for reasons given by others, not a good idea to list. That said, I have had intermittent successes as SOME Stop & Shops, but my last and best just went cash only. There are so many around though, you might luck out.
Jun 23, 2014, 12:03 pm
#837
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Yes, I meant no debit card for MO purchases. Debit cards are fine for other purchases.
And, for reasons given by others, not a good idea to list. That said, I have had intermittent successes as SOME Stop & Shops, but my last and best just went cash only. There are so many around though, you might luck out.
And, for reasons given by others, not a good idea to list. That said, I have had intermittent successes as SOME Stop & Shops, but my last and best just went cash only. There are so many around though, you might luck out.