Nov 15, 2013, 2:29 pm
Last edit by: ChrisFlyer66
As of 6/19/2014, Walmart does not accept debit transactions above $49.99 from cards issued by Bancorp, namely Vanilla Visas (OV, VGC, etc.). Attempts result in "Alternate Tender Required," "Debit Not Available," and/or some other error message, at both registers and the Money Center Express (MCE, kiosk, Kate, ATM).
There is no workaround.
There is no workaround.
Problem loading Bluebird with Vanilla Visa GC
Jun 20, 2014, 6:58 am
#676
Join Date: Mar 2012
Location: IL
Posts: 270
You've managed to accomplish applause and facepalm in the same paragraph. Congratulations on doing your own work, that is commendable. But, if you want you found to continue to work, I suggest you rethink sharing your successful findings.
Jun 20, 2014, 7:33 am
#679
Join Date: Dec 2013
Location: WI
Posts: 181
Is there any solid reason to believe this is coming from the Amex/Walmart side rather than the Incomm side? Knowing how Incomm works, it wouldn't surprise me if they had found a way to reject any transaction labelled "Walmart POS Reload" or whatever it happens to be. Or worse yet, maybe they just reject any pin-based debit transactions of $100 or more - has anyone tried swiping a Vanilla card for a larger debit transaction at some other retailer?
Jun 20, 2014, 7:39 am
#681
Join Date: Feb 2014
Posts: 511
Is there any solid reason to believe this is coming from the Amex/Walmart side rather than the Incomm side? Knowing how Incomm works, it wouldn't surprise me if they had found a way to reject any transaction labelled "Walmart POS Reload" or whatever it happens to be. Or worse yet, maybe they just reject any pin-based debit transactions of $100 or more - has anyone tried swiping a Vanilla card for a larger debit transaction at some other retailer?
I've gotten probably $10k in MO from several other retailers using pin-based debit with Vanillas since this whole debacle started.
Jun 20, 2014, 7:45 am
#682
Join Date: Mar 2014
Posts: 148
Another data point, as of we need any more evidence to cry over. I just tried OV's that didn't work last night when I tried $5h, $4h, and $1h loads (this was before I knew to try <$1h). This time I tried $90: error code 96, $99: error code 96, $50: error code 94, nothing worked. But I brought with me a vanilla MC (Cvs sells them for $1 more than OVs). No amount of denominations worked for this card either. However, instead of error code 96 or 94, it consistently gave me error code 14. Not sure what that is all about. I searched FT and found a thread that somebody else got the same strange code and thought maybe the pin wasn't set correctly, so I reset the pin, created a new one by purchasing a drink as a debit, and tried all the denominations again. No luck, error code 14 every time.
From there I went and bought all MC Bancorp cards (ouch, double the fees), and returned to WM where I successfully loaded all that I had left. I'm embarrassed by how much time I spent today trying to figure this all out. Curiosity got the best of me though. I hope this helps somebody.
I almost wish they would have timed this with the demise of the VR, just ripped all the band aids off at once.
From there I went and bought all MC Bancorp cards (ouch, double the fees), and returned to WM where I successfully loaded all that I had left. I'm embarrassed by how much time I spent today trying to figure this all out. Curiosity got the best of me though. I hope this helps somebody.
I almost wish they would have timed this with the demise of the VR, just ripped all the band aids off at once.
Jun 20, 2014, 9:23 am
#683
Join Date: Sep 2013
Location: WildWildWest
Posts: 118
Jun 20, 2014, 9:43 am
#684
Join Date: Mar 2014
Posts: 148
Don't know if folks saw this linked from the other WM OV thread, but
http://www.fool.com/investing/genera...collapsed.aspx
Interesting, it may actually be a bancorp thing than a WM thing. Would explain the CVS collapse too....
http://www.fool.com/investing/genera...collapsed.aspx
Interesting, it may actually be a bancorp thing than a WM thing. Would explain the CVS collapse too....
Jun 20, 2014, 9:50 am
#685
Join Date: Apr 2013
Location: AR
Programs: AA, BA, Alaska Air
Posts: 120
Interesting, I just saw this too....
http://www.pymnts.com/in-depth/2014/.../#.U6RYFbEuLp0
http://www.pymnts.com/in-depth/2014/.../#.U6RYFbEuLp0
Don't know if folks saw this linked from the other WM OV thread, but
http://www.fool.com/investing/genera...collapsed.aspx
Interesting, it may actually be a bancorp thing than a WM thing. Would explain the CVS collapse too....
http://www.fool.com/investing/genera...collapsed.aspx
Interesting, it may actually be a bancorp thing than a WM thing. Would explain the CVS collapse too....
Jun 20, 2014, 9:52 am
#686
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
Don't know if folks saw this linked from the other WM OV thread, but
http://www.fool.com/investing/genera...collapsed.aspx
Interesting, it may actually be a bancorp thing than a WM thing. Would explain the CVS collapse too....
http://www.fool.com/investing/genera...collapsed.aspx
Interesting, it may actually be a bancorp thing than a WM thing. Would explain the CVS collapse too....
Jun 20, 2014, 10:23 am
#689
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
If anything, what Incomm would notice is tons of whole-card-emptying transactions at Walmart. That might give them pause... if they were looking.
Jun 20, 2014, 10:56 am
#690
Join Date: Dec 2013
Posts: 3,507