Jan 9, 2016, 9:07 am
Last edit by: ChrisFlyer66
There is a new thread on this topic for 2017. It is here.
As always, YMMV from store to store and cashier to cashier.
Any product affiliated with InComm or ITC Financial Services(like Vanilla VISA, Vanilla MC, and OneVanilla VISA) will not work for swiped-PIN transactions exceeding $49.99.
NO variety or design of VISA or MC Gebit's auto-drain at Walmart.
You cannot successfully swipe more than 4 cards in a single transaction.
Before you swipe, the cashier needs to know how much you want removed from each and every Gebit because they need to type in that amount. Of course, the Gebit must have a current balance of that amount or more otherwise you will get Error 51.
Very few Kate's can sell money orders anymore.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
As always, YMMV from store to store and cashier to cashier.
Any product affiliated with InComm or ITC Financial Services(like Vanilla VISA, Vanilla MC, and OneVanilla VISA) will not work for swiped-PIN transactions exceeding $49.99.
NO variety or design of VISA or MC Gebit's auto-drain at Walmart.
You cannot successfully swipe more than 4 cards in a single transaction.
Before you swipe, the cashier needs to know how much you want removed from each and every Gebit because they need to type in that amount. Of course, the Gebit must have a current balance of that amount or more otherwise you will get Error 51.
Very few Kate's can sell money orders anymore.
Debit codes PDF
http://www.flyertalk.com/forum/attac...0&d=1461170080
Buying Money Orders at Walmart(2013-2016)
Nov 2, 2016, 5:14 pm
#2056
Join Date: Dec 2015
Location: DCA
Posts: 818
Have not seen anything on GiftCardMall Visa Debt being used for WM MO in the last 30 days. Let's update for everyone's benefit.
Here is what I used to do:
-Bought multiple $500 plain GiftCardMall Visa Debt cards with my name on it using a credit card I needed to manufacture spedning on here: here...link
-Created a 4 digit PIN when they arrived
-Loaded the card to Blue Bird at the WM Money Center. Wrote blue bird checks to pay for stuff
-Win
What I think I can do now, but really am not sure:
-Buy multiple $500 plain GiftCardMall Visa Debt cards with my name on it using a credit card I needed to manufacture spedning on here: here...link
-Create 4 digit pin when they arrive
-Go to Walmart and get a MO at the Money center written out to me
-Deposit the check in my bank
-Pay my bills
-Win
Anything wrong with this plan as of 11.1.16?
Here is what I used to do:
-Bought multiple $500 plain GiftCardMall Visa Debt cards with my name on it using a credit card I needed to manufacture spedning on here: here...link
-Created a 4 digit PIN when they arrived
-Loaded the card to Blue Bird at the WM Money Center. Wrote blue bird checks to pay for stuff
-Win
What I think I can do now, but really am not sure:
-Buy multiple $500 plain GiftCardMall Visa Debt cards with my name on it using a credit card I needed to manufacture spedning on here: here...link
-Create 4 digit pin when they arrive
-Go to Walmart and get a MO at the Money center written out to me
-Deposit the check in my bank
-Pay my bills
-Win
Anything wrong with this plan as of 11.1.16?
Nov 3, 2016, 9:53 am
#2057
Join Date: Nov 2015
Programs: DL, Marriott & IHG Platty; HH Diamonte
Posts: 861
Edit: Imagine ordering up a buttload of cards and getting robbed by some slimeball that has remote knowledge of MS. He/she tries the default and it works on the first card....
Last edited by pharmawalk; Nov 3, 2016 at 10:07 am
Nov 3, 2016, 10:47 am
#2059
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
Exactly.
Nov 3, 2016, 10:57 am
#2060
Join Date: Dec 2013
Posts: 85
Had my cards stolen from the mail earlier this year. Thieves had the cojones to call GCM and activate all of them (which they did successfully) then proceeded to go on a shopping spree. Problem was all the information they needed was already on the package. Policy has since changed and now you need to know the phone number related to the account used for the purchase when calling in for activation (the number is not printed anywhere on the packaging). If this happens again and they say they don't know the phone number, GCM will hopefully cancel the cards and ask them to place a new order (with their own credit card!). In all fairness, I had no problems getting my money back since they told me to dispute the charge with my CC, then they did not contest the chargeback and I was refunded automatically. It was a bit like stumbling in the dark, since no one really guided me on the whole process, only enough info to get to the next step, etc.. just wanted to let others know how it works if mail theft is an issue in your area. I did end up sending all future orders to a secure site, since I didn't want to press my luck again.
Nov 3, 2016, 10:57 am
#2061
Join Date: Jan 2012
Programs: Marriott/SPG Plat, Hilton Gold
Posts: 887
I like being able to type the PIN as casually at the PINpad as I do with my bank debit, *without* looking at the card. When puling a GC out of right pocket is it is quickly swiped, then goes into left pocket while I type the PIN with my right. Minimal opportunity for viewing.
YMMV.
Last edited by ElPresidente; Nov 3, 2016 at 11:04 am
Nov 3, 2016, 12:27 pm
#2062
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
Had my cards stolen from the mail earlier this year. Thieves had the cojones to call GCM and activate all of them (which they did successfully) then proceeded to go on a shopping spree. Problem was all the information they needed was already on the package. Policy has since changed and now you need to know the phone number related to the account used for the purchase when calling in for activation (the number is not printed anywhere on the packaging). If this happens again and they say they don't know the phone number, GCM will hopefully cancel the cards and ask them to place a new order (with their own credit card!). In all fairness, I had no problems getting my money back since they told me to dispute the charge with my CC, then they did not contest the chargeback and I was refunded automatically. It was a bit like stumbling in the dark, since no one really guided me on the whole process, only enough info to get to the next step, etc.. just wanted to let others know how it works if mail theft is an issue in your area. I did end up sending all future orders to a secure site, since I didn't want to press my luck again.
Good for you to eventually get a satisfactory outcome although I am sure there was anxiety and worry along the way.
Also good to know GMC now initiates some safety guard on that. Wonder if it also applies to the orders from Staples.
I always set my standard GC PIN on my cards while walking/driving. Like yesterday, while walking out with MaceRich cards I used my bluetooth and phone to set the PIN while walking back to car. I know the prompts so I tap numbers immediately and finish fast. I had 4 out of 5 set before reaching my car.
I like being able to type the PIN as casually at the PINpad as I do with my bank debit, *without* looking at the card. When puling a GC out of right pocket is it is quickly swiped, then goes into left pocket while I type the PIN with my right. Minimal opportunity for viewing.
YMMV.
I like being able to type the PIN as casually at the PINpad as I do with my bank debit, *without* looking at the card. When puling a GC out of right pocket is it is quickly swiped, then goes into left pocket while I type the PIN with my right. Minimal opportunity for viewing.
YMMV.
Nov 3, 2016, 3:13 pm
#2063
Join Date: Feb 2003
Location: Khyber Pakhtunkhwa
Posts: 1,929
Anyone can change the PIN
Anyone who somehow(tampering, hacking, etc) knows the a card's details can change the PIN.
Nov 4, 2016, 8:42 am
#2064
Join Date: Feb 2009
Posts: 12
failed SM MGC trial
tried to buy MO with a $250 MGC from SM but failed
my process went like: let him know I need a $249 MO, ask him wait for me, swipe, cancel, change to DEBIT, press NO for cash back today, key in PIN with out press ENTER, then tell him to go ahead, press ENTER after he "go ahead".
it pops the DEBIT NOT AVAILABLE APPR. CODE 57
what went wrong or any steps in wrong order? it is the system with big green ENTER button.
TIA.
my process went like: let him know I need a $249 MO, ask him wait for me, swipe, cancel, change to DEBIT, press NO for cash back today, key in PIN with out press ENTER, then tell him to go ahead, press ENTER after he "go ahead".
it pops the DEBIT NOT AVAILABLE APPR. CODE 57
what went wrong or any steps in wrong order? it is the system with big green ENTER button.
TIA.
Nov 4, 2016, 1:08 pm
#2067
Join Date: Jul 2009
Location: FL
Programs: BA, AA, DA, UA, CO
Posts: 212
Free money or just an interesting story?
Interesting thing happened to a friend of mine recently.
So, he tried to purchase a MoneyGram Money Order at WalMart with Visa Buxx Debit card. All went fine until the MO was issued, but then something happened to their register, the receipt printer got jammed, and a Supervisor needed to restart the whole register. To be sure the transaction happened and were complete they made him call his Debit Card issuer for them to talk to them and get confirmation that the transactions are not in Pending status and are completed. They got their confirmation. But then, now my friend is telling me that couple of hours later he got credit to his debit card about the whole amount. And he still has the money order. So, is this free money?
So, he tried to purchase a MoneyGram Money Order at WalMart with Visa Buxx Debit card. All went fine until the MO was issued, but then something happened to their register, the receipt printer got jammed, and a Supervisor needed to restart the whole register. To be sure the transaction happened and were complete they made him call his Debit Card issuer for them to talk to them and get confirmation that the transactions are not in Pending status and are completed. They got their confirmation. But then, now my friend is telling me that couple of hours later he got credit to his debit card about the whole amount. And he still has the money order. So, is this free money?
Nov 4, 2016, 1:55 pm
#2068
Join Date: Oct 2010
Location: DFW
Posts: 685
Interesting thing happened to a friend of mine recently.
So, he tried to purchase a MoneyGram Money Order at WalMart with Visa Buxx Debit card. All went fine until the MO was issued, but then something happened to their register, the receipt printer got jammed, and a Supervisor needed to restart the whole register. To be sure the transaction happened and were complete they made him call his Debit Card issuer for them to talk to them and get confirmation that the transactions are not in Pending status and are completed. They got their confirmation. But then, now my friend is telling me that couple of hours later he got credit to his debit card about the whole amount. And he still has the money order. So, is this free money?
So, he tried to purchase a MoneyGram Money Order at WalMart with Visa Buxx Debit card. All went fine until the MO was issued, but then something happened to their register, the receipt printer got jammed, and a Supervisor needed to restart the whole register. To be sure the transaction happened and were complete they made him call his Debit Card issuer for them to talk to them and get confirmation that the transactions are not in Pending status and are completed. They got their confirmation. But then, now my friend is telling me that couple of hours later he got credit to his debit card about the whole amount. And he still has the money order. So, is this free money?
Nov 4, 2016, 1:57 pm
#2069
Join Date: Dec 2013
Posts: 506
Interesting thing happened to a friend of mine recently.
So, he tried to purchase a MoneyGram Money Order at WalMart with Visa Buxx Debit card. All went fine until the MO was issued, but then something happened to their register, the receipt printer got jammed, and a Supervisor needed to restart the whole register. To be sure the transaction happened and were complete they made him call his Debit Card issuer for them to talk to them and get confirmation that the transactions are not in Pending status and are completed. They got their confirmation. But then, now my friend is telling me that couple of hours later he got credit to his debit card about the whole amount. And he still has the money order. So, is this free money?
So, he tried to purchase a MoneyGram Money Order at WalMart with Visa Buxx Debit card. All went fine until the MO was issued, but then something happened to their register, the receipt printer got jammed, and a Supervisor needed to restart the whole register. To be sure the transaction happened and were complete they made him call his Debit Card issuer for them to talk to them and get confirmation that the transactions are not in Pending status and are completed. They got their confirmation. But then, now my friend is telling me that couple of hours later he got credit to his debit card about the whole amount. And he still has the money order. So, is this free money?
Nov 4, 2016, 3:29 pm
#2070
Join Date: Jul 2014
Posts: 3,688
Interesting thing happened to a friend of mine recently.
So, he tried to purchase a MoneyGram Money Order at WalMart with Visa Buxx Debit card. All went fine until the MO was issued, but then something happened to their register, the receipt printer got jammed, and a Supervisor needed to restart the whole register. To be sure the transaction happened and were complete they made him call his Debit Card issuer for them to talk to them and get confirmation that the transactions are not in Pending status and are completed. They got their confirmation. But then, now my friend is telling me that couple of hours later he got credit to his debit card about the whole amount. And he still has the money order. So, is this free money?
So, he tried to purchase a MoneyGram Money Order at WalMart with Visa Buxx Debit card. All went fine until the MO was issued, but then something happened to their register, the receipt printer got jammed, and a Supervisor needed to restart the whole register. To be sure the transaction happened and were complete they made him call his Debit Card issuer for them to talk to them and get confirmation that the transactions are not in Pending status and are completed. They got their confirmation. But then, now my friend is telling me that couple of hours later he got credit to his debit card about the whole amount. And he still has the money order. So, is this free money?
on hindsight, he said it's best to go back to the store and deal with the cash department so they can investigate asap. he was told the next time it happened, two things can be done:1) void the current MO that technically wasn't paid for and 2)do a new transaction that gets approved followed by immediate printing of the MO.