Jan 12, 2014, 9:38 am
Last edit by: ChrisFlyer66
This is the thread for posts through 2016. The new thread for 2017 is http://www.flyertalk.com/forum/manufactured-spending/1826119-billpay-walmart-2017-a.html
Bill Pay cannot be done at a regular register.
It must be done at Customer Service/Returns.
Or at the Money Center in stores that have it.
BUSINESS DAY transaction completion time is 18:59:59 EST
--------------------------------------------------------------
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
Once your CFP account is set up, you can add cc. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services.
ONLY 4 successful debit card swipes can pay for a transaction.
ONLY 5 payments per 16 digit account number per rolling 30 days.
--------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
$1.88 next day.
$1.88 next day.
:-:Issuing Bank
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.
AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Consumer Loans - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
$1.50 next day.
$1.50 next day, $1.00 three days.
$1.50 next day, $1.00 three days.
For money order questions, check the following threads and their wiki posts:
Bill Pay cannot be done at a regular register.
It must be done at Customer Service/Returns.
Or at the Money Center in stores that have it.
BUSINESS DAY transaction completion time is 18:59:59 EST
Friday after 06:59PM EST, until Monday BEFORE 07:00PM EST arrives Tuesday
Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
But when a next-day payment will post and be visible depends upon the CC issuer.Tuesday BEFORE 7:00PM arrives Wednesday
Wednesday BEFORE 07:00PM arrives Thursday
Thursday BEFORE 07:00PM arrives Friday
Friday BEFORE 07:00PM arrives Monday
--------------------------------------------------------------
WM offers two BP services: CheckFreePAY and MoneyGram. The cashier can initiate CheckFreePAY by selecting Money Services followed by Bill Pay on the register for a fee of $1-1.88. Moneygram is $4.99.
Once your CFP account is set up, you can add cc. When you want to BP give them your phone# to look up your account under Money Services. They often get confused and think you want MG, but just say it is under Money Services.
ONLY 4 successful debit card swipes can pay for a transaction.
ONLY 5 payments per 16 digit account number per rolling 30 days.
--------------------------------------------
:-:VISA and MC
If your particular card isn't on the list below, try "VISA" or "MASTERCARD."
"VISA" and "MASTERCARD" payee can no longer be found by search at some stores. If the employee can no longer find "VISA" or "MASTERCARD" by searching in CheckFreePAY, then you cannot pay either, end of story.
Following do not work:
Any and all Vanilla VISA, Vanilla MC, and OneVanilla VISA.
Glimcher VISA
MASTERCARDGlimcher VISA
$1.88 next day.
Works:
VISABank of America Cash Rewards Business MC
Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Does not work:Barclay (Arrival, US Airways) MC - Posts at 11PM EST, credit available 1AM EST
Chase Business Ink Bold MC
Citi AAdvantage (Platinum Select, Executive, Business) MC - Posts at 3AM EST (+1 day)
Citi ThankYou Preferred MC
CitiBusiness Platinum Select MC
Barclay Business US Airways MC - NOT PAYABLE - tried 2x
$1.88 next day.
Works:
----------------------------------------------------------------------------------------Barclay Priceline VS
Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
Does not work:Chase (Amazon, Freedom, Sapphire Preferred, United, Slate) VS - Posts at 10PM EST
Chase Business Ink Bold VS
Citi (AAdvantage, Dividend, ThankYou Preferred) VS
FIA Fidelity VS
PNC CashBuilder VS
US Bank (Cash+, Club Carlson, Flexperks) VS
Wells Fargo Cashback VS
TD Bank VS - [Source]
:-:Issuing Bank
Discover - Use for all Discover network cards
$1.50 next day, $1.00 three days.
American Express AMEX cards(SPG, BC, BCE, BCP, etc) cannot be paid through CheckFreePAY. Some AMEX cards issued by other banks can be paid.
AMEX cards(SPG, BC, BCE, BCP, etc) can be paid using MoneyGram for $4.99
Barclay Listed under barclay - need biller zip - $1.50 next day, $1.00 three days
Bank of America Consumer Loans - Use for BoA-issued and FIA-issued cards; will not work for BofA Small Business cards.
$1.50 next day, $1.00 three days. (Will require a ZIP but apparently yours will work as well as theirs, which is 19886)[INDENT]Works:
FIA Fidelity VS & MC
BoA Alaska Airlines Visa
Does not work: Capital OneBoA Alaska Airlines Visa
$1.50 next day.
Personal and business CCs
Citibank American Express - Use for Citi-issued AMEX cards$1.50 next day, $1.00 three days.
Citi AAdvantage AMEX
PNC Bank - Use for PNC-issued Visa network cards$1.50 next day, $1.00 three days.
PNC CashBuilder VS
Warning: Some users have reported being shutdown for using bill pay services.For money order questions, check the following threads and their wiki posts:
Billpay at Walmart(2013-2016)
Nov 14, 2014, 9:16 am
#3166
Join Date: Aug 2014
Posts: 37
Bill pay to TD Bank at WMT
Quick question, have anyone done bill pay to TD Bank credit card at WMT? If so, which vendor name did you use? Tried using VISA but got an error message to contact the biller when the CSR tried to enter my account number so any advice would be appreciated, thanks
Quick question, have anyone done bill pay to TD Bank credit card at WMT? If so, which vendor name did you use? Tried using VISA but got an error message to contact the biller when the CSR tried to enter my account number so any advice would be appreciated, thanks
Nov 14, 2014, 10:00 am
#3167
Join Date: Jul 2013
Posts: 1,036
Bill pay to TD Bank at WMT
Quick question, have anyone done bill pay to TD Bank credit card at WMT? If so, which vendor name did you use? Tried using VISA but got an error message to contact the biller when the CSR tried to enter my account number so any advice would be appreciated, thanks
Quick question, have anyone done bill pay to TD Bank credit card at WMT? If so, which vendor name did you use? Tried using VISA but got an error message to contact the biller when the CSR tried to enter my account number so any advice would be appreciated, thanks
Nov 14, 2014, 1:20 pm
#3168
Join Date: May 2010
Posts: 688
Try this, i posted this previously.
"For Billpay, they enter $500 AFTER you swipe AND enter the pin.
If you are doing $1,998.12, this will be 4 $500 swipes. After the 3rd swipe, you get a message "Unable to process (i think)", just press ok. The next screen seems to be frozen so you press 'cancel', and then you can finally swipe the 4th card. I've gotten used to this workaround which i ALWAYS encounter at the three Walmarts I go to. "
"For Billpay, they enter $500 AFTER you swipe AND enter the pin.
If you are doing $1,998.12, this will be 4 $500 swipes. After the 3rd swipe, you get a message "Unable to process (i think)", just press ok. The next screen seems to be frozen so you press 'cancel', and then you can finally swipe the 4th card. I've gotten used to this workaround which i ALWAYS encounter at the three Walmarts I go to. "
Nov 15, 2014, 7:47 am
#3169
Join Date: Sep 2014
Location: Metro ATL
Posts: 359
Partial BP Recognition by Card Issuer
I was looking where to post my question as it covers all major CC issuers and thought this would be the best place.
I know from experience that even if I have set up an automatic balance payment (ACH withdrawal) with Chase and I make a partial payment/get credit before the due date the Chase system will recognize it and adjust my balance due accordingly.
I also know that PenFed system will NOT recognize it and they deduct the whole balance despite any earlier (partial or total) credit/payment.
I think BARCLAY (Arrival +) is the same as PenFed but I am not 100% sure.
I would like to know how (both business and personal) CITI CC, AMEX CC and BARCLAY CC systems treat partial/total balance pre-payments before the due date (when the total balance automatic payment on the due date is set up).
Thanks
I know from experience that even if I have set up an automatic balance payment (ACH withdrawal) with Chase and I make a partial payment/get credit before the due date the Chase system will recognize it and adjust my balance due accordingly.
I also know that PenFed system will NOT recognize it and they deduct the whole balance despite any earlier (partial or total) credit/payment.
I think BARCLAY (Arrival +) is the same as PenFed but I am not 100% sure.
I would like to know how (both business and personal) CITI CC, AMEX CC and BARCLAY CC systems treat partial/total balance pre-payments before the due date (when the total balance automatic payment on the due date is set up).
Thanks
Nov 15, 2014, 9:17 am
#3170
Join Date: May 2011
Location: SEA
Posts: 62
I was looking where to post my question as it covers all major CC issuers and thought this would be the best place.
I know from experience that even if I have set up an automatic balance payment (ACH withdrawal) with Chase and I make a partial payment/get credit before the due date the Chase system will recognize it and adjust my balance due accordingly.
I also know that PenFed system will NOT recognize it and they deduct the whole balance despite any earlier (partial or total) credit/payment.
I think BARCLAY (Arrival +) is the same as PenFed but I am not 100% sure.
I would like to know how (both business and personal) CITI CC, AMEX CC and BARCLAY CC systems treat partial/total balance pre-payments before the due date (when the total balance automatic payment on the due date is set up).
Thanks
I know from experience that even if I have set up an automatic balance payment (ACH withdrawal) with Chase and I make a partial payment/get credit before the due date the Chase system will recognize it and adjust my balance due accordingly.
I also know that PenFed system will NOT recognize it and they deduct the whole balance despite any earlier (partial or total) credit/payment.
I think BARCLAY (Arrival +) is the same as PenFed but I am not 100% sure.
I would like to know how (both business and personal) CITI CC, AMEX CC and BARCLAY CC systems treat partial/total balance pre-payments before the due date (when the total balance automatic payment on the due date is set up).
Thanks
FIA Fidelity:Early payments on statement balances are not recognized in their autopay system. The full amount will still come out. Therefore, I must CALL and have them stop the autopayment for that month.
BOA:Spoke w/Linda at BOA. Autobill pay does NOT recognize prepayment so I have to do a one time payment cancel. Can be done on-line or by calling in. 7/17.
Barclays: Their autopay system DOES NOT recognize a prepayment so one must call to cancel payment on a one time basis. This can be done on-line.
Citi: Jerome in Florida says that Citibank autopay does recognize prepayments and does not take the amount shown on the statement out again. This is true for both Amex and VISA
US Bank: not sure about the policy yet but I cancelled the Aug payment on-line.
Nov 15, 2014, 9:22 am
#3171
Join Date: Mar 2009
Posts: 2,295
The $1998 WMBP I made Tuesday morning to my Arrival Plus (Mastercard) hasn't posted yet.
Wiki: Tuesday posts on Wednesday night /Thursday morning
It has been several months since I have seen a late posting, and then it typically was over a weekend, not during the week.
Wiki: Tuesday posts on Wednesday night /Thursday morning
It has been several months since I have seen a late posting, and then it typically was over a weekend, not during the week.
Nov 16, 2014, 5:09 pm
#3174
Join Date: Sep 2014
Location: Metro ATL
Posts: 359
My YMMV
My plan (for AFT) was 4-6K in CC BP @ WM and the rest in MO/cash bank deposits.
Well, the first BP < 2k @ WM was a success. Tried the 2nd one for 2.8k the day after and SSN was asked. Moved on and tried 1.9k 7 days later and the SSN asked again. Taking step back now and assessing the next move.
It was funny that cashiers on both occasions were more upset then I (thanks FT).
It appears 2 more checking accounts across the street are staring at me for reason.
Any advise how to proceed with BP @ WM would be appreciated.
Well, the first BP < 2k @ WM was a success. Tried the 2nd one for 2.8k the day after and SSN was asked. Moved on and tried 1.9k 7 days later and the SSN asked again. Taking step back now and assessing the next move.
It was funny that cashiers on both occasions were more upset then I (thanks FT).
It appears 2 more checking accounts across the street are staring at me for reason.
Any advise how to proceed with BP @ WM would be appreciated.
Nov 16, 2014, 5:22 pm
#3175
Join Date: May 2010
Posts: 688
My plan (for AFT) was 4-6K in CC BP @ WM and the rest in MO/cash bank deposits.
Well, the first BP < 2k @ WM was a success. Tried the 2nd one for 2.8k the day after and SSN was asked. Moved on and tried 1.9k 7 days later and the SSN asked again. Taking step back now and assessing the next move.
It was funny that cashiers on both occasions were more upset then I (thanks FT).
It appears 2 more checking accounts across the street are staring at me for reason.
Any advise how to proceed with BP @ WM would be appreciated.
Well, the first BP < 2k @ WM was a success. Tried the 2nd one for 2.8k the day after and SSN was asked. Moved on and tried 1.9k 7 days later and the SSN asked again. Taking step back now and assessing the next move.
It was funny that cashiers on both occasions were more upset then I (thanks FT).
It appears 2 more checking accounts across the street are staring at me for reason.
Any advise how to proceed with BP @ WM would be appreciated.
Nov 16, 2014, 7:51 pm
#3176
Join Date: Dec 2011
Location: Los Angeles, CA
Programs: AAdvantage Gold, Hilton Diamond
Posts: 132
Try this, i posted this previously.
"For Billpay, they enter $500 AFTER you swipe AND enter the pin.
If you are doing $1,998.12, this will be 4 $500 swipes. After the 3rd swipe, you get a message "Unable to process (i think)", just press ok. The next screen seems to be frozen so you press 'cancel', and then you can finally swipe the 4th card. I've gotten used to this workaround which i ALWAYS encounter at the three Walmarts I go to. "
"For Billpay, they enter $500 AFTER you swipe AND enter the pin.
If you are doing $1,998.12, this will be 4 $500 swipes. After the 3rd swipe, you get a message "Unable to process (i think)", just press ok. The next screen seems to be frozen so you press 'cancel', and then you can finally swipe the 4th card. I've gotten used to this workaround which i ALWAYS encounter at the three Walmarts I go to. "
It has been happening everytime i go because I always do 2000$ bill pay and it always hangs up on the green OK button during the third swipe. Only one walmart clerk on one of the stores does something on her screen (cancel/clear wahtever) and it goes away. For every other walmart, I do reset the pinpad.
To recap your steps.
When the green (OK) button shows up during the third swipe, we press green OK on the screen. The screen will freeze as it does. Then we press the top red button on the pinpad (Cancel) instead of the second button (Clear in yellow).
After pressing Cancel, it should allow us to go forward.
Thanks. will try and report.
Nov 16, 2014, 10:37 pm
#3177
Join Date: Feb 2005
Location: a hotel room, somewhere...
Posts: 962
if you do any volume, i'd suggest mixing up the amount for tracking. example: walmart had a systemwide (according to checkfree rep) issue on sunday the 9th- all payments ended up 3 days late, as they were not resubmitted until the 12th. looking at my receipts, ALL transaction #'s were the SAME that day! when i called checkfree they were insisting they were talking about the right payment- but it was off by a penny. if they'd have been the same amount, there was literally no way to track it. the system is FAR less sophisticated than i would have imagined.
Nov 16, 2014, 11:09 pm
#3178
Join Date: Feb 2005
Location: a hotel room, somewhere...
Posts: 962
anyone else find the 3 day option for $1 missing for 'best buy-chase'?
did 2 billpays tonight- cashier in friendly store. the system only gave the option for 'next day' for $1.50. i had the csr backtrack but it only showed the 1 option (csr turned the screen so i could see, as i was her trainer.
for the second transaction, she turned the screen for the entire process- same same- only the 1 day option, and a different looking screen than usual: the usual choice box doesn't pop up. there is no option to choose, it just populates the period 'next day' and amount '1,50' and shows the total on a non-popup screen.
btw, before the math challenged chime in with a 'bfd, pay the extra .50, who cares, it's only 50 cents'..... it's all about cents per mile/point. i read people saying a dollar more or less per card doesn't matter, all the time on FT. only if the basic math that the 'measly' dollar adds 20, 25 or 33% to the price of your holiday escapes you. transportation/acquisition/liquidation are all inputs to determine if it makes sense monetarily. then valuing your time doing something worthwhile instead of MS (ie: family, a hobby that doesn't involve walmart/getting a real business going/etc) vs the time suck in lame stores/reading FT/making Hitler videos...
did 2 billpays tonight- cashier in friendly store. the system only gave the option for 'next day' for $1.50. i had the csr backtrack but it only showed the 1 option (csr turned the screen so i could see, as i was her trainer.
for the second transaction, she turned the screen for the entire process- same same- only the 1 day option, and a different looking screen than usual: the usual choice box doesn't pop up. there is no option to choose, it just populates the period 'next day' and amount '1,50' and shows the total on a non-popup screen.
btw, before the math challenged chime in with a 'bfd, pay the extra .50, who cares, it's only 50 cents'..... it's all about cents per mile/point. i read people saying a dollar more or less per card doesn't matter, all the time on FT. only if the basic math that the 'measly' dollar adds 20, 25 or 33% to the price of your holiday escapes you. transportation/acquisition/liquidation are all inputs to determine if it makes sense monetarily. then valuing your time doing something worthwhile instead of MS (ie: family, a hobby that doesn't involve walmart/getting a real business going/etc) vs the time suck in lame stores/reading FT/making Hitler videos...
Nov 17, 2014, 5:46 am
#3179
Join Date: May 2010
Posts: 688
Thanks rtraveler. I will try this workaround.
It has been happening everytime i go because I always do 2000$ bill pay and it always hangs up on the green OK button during the third swipe. Only one walmart clerk on one of the stores does something on her screen (cancel/clear wahtever) and it goes away. For every other walmart, I do reset the pinpad.
To recap your steps.
When the green (OK) button shows up during the third swipe, we press green OK on the screen. The screen will freeze as it does. Then we press the top red button on the pinpad (Cancel) instead of the second button (Clear in yellow).
After pressing Cancel, it should allow us to go forward.
Thanks. will try and report.
It has been happening everytime i go because I always do 2000$ bill pay and it always hangs up on the green OK button during the third swipe. Only one walmart clerk on one of the stores does something on her screen (cancel/clear wahtever) and it goes away. For every other walmart, I do reset the pinpad.
To recap your steps.
When the green (OK) button shows up during the third swipe, we press green OK on the screen. The screen will freeze as it does. Then we press the top red button on the pinpad (Cancel) instead of the second button (Clear in yellow).
After pressing Cancel, it should allow us to go forward.
Thanks. will try and report.
Nov 17, 2014, 8:09 am
#3180
Join Date: Mar 2009
Posts: 2,295
anyone else find the 3 day option for $1 missing for 'best buy-chase'?
did 2 billpays tonight- cashier in friendly store. the system only gave the option for 'next day' for $1.50. i had the csr backtrack but it only showed the 1 option (csr turned the screen so i could see, as i was her trainer.
for the second transaction, she turned the screen for the entire process- same same- only the 1 day option, and a different looking screen than usual: the usual choice box doesn't pop up. there is no option to choose, it just populates the period 'next day' and amount '1,50' and shows the total on a non-popup screen.
btw, before the math challenged chime in with a 'bfd, pay the extra .50, who cares, it's only 50 cents'..... it's all about cents per mile/point. i read people saying a dollar more or less per card doesn't matter, all the time on FT. only if the basic math that the 'measly' dollar adds 20, 25 or 33% to the price of your holiday escapes you. transportation/acquisition/liquidation are all inputs to determine if it makes sense monetarily. then valuing your time doing something worthwhile instead of MS (ie: family, a hobby that doesn't involve walmart/getting a real business going/etc) vs the time suck in lame stores/reading FT/making Hitler videos...
did 2 billpays tonight- cashier in friendly store. the system only gave the option for 'next day' for $1.50. i had the csr backtrack but it only showed the 1 option (csr turned the screen so i could see, as i was her trainer.
for the second transaction, she turned the screen for the entire process- same same- only the 1 day option, and a different looking screen than usual: the usual choice box doesn't pop up. there is no option to choose, it just populates the period 'next day' and amount '1,50' and shows the total on a non-popup screen.
btw, before the math challenged chime in with a 'bfd, pay the extra .50, who cares, it's only 50 cents'..... it's all about cents per mile/point. i read people saying a dollar more or less per card doesn't matter, all the time on FT. only if the basic math that the 'measly' dollar adds 20, 25 or 33% to the price of your holiday escapes you. transportation/acquisition/liquidation are all inputs to determine if it makes sense monetarily. then valuing your time doing something worthwhile instead of MS (ie: family, a hobby that doesn't involve walmart/getting a real business going/etc) vs the time suck in lame stores/reading FT/making Hitler videos...