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Originally Posted by ashap
(Post 22065313)
Definitely not 2k per day, just per transaction. I did 2k w/ID scan, then immediately 1k w/ID scan.
Cashier acknowledged 5k per day still lives on, but system only allowed him 2k in 1 transaction. Hope that helps! |
I bought $1500 on 1-1-14 and no problem, I'll being buying another $1500 today. I'm glad none of the stores I go to have gotten this memo or any other one.
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Originally Posted by horseymen
(Post 22064799)
Adding data points to a couple of previous discussions: Live in Texas, vacationing in Las Vegas - 1st of the month, wanted to get some spending in. Went to one on the strip, bought 2k - no problem but they do have a different system, needed to call a number to get authorization, had to talk to Chase - but still, no problem.
Went to two other ones in Henderson and had the cops called on me (didn't stick around long enoguh to talk) - was called a fraud for even attempting it, and had a guy try to confiscate my license. Store A who rejected me apparently called Store B that was next up on the road and said I would likely be coming. I'm aware of the general consensus that you shouldn't call - but I feel morally obligated to call the general manager and give them a piece of my mind. I don't mind them rejecting the transaction (and I wasn't arguing) - but to immediately upon my trip to the register accuse me of fraud and try to confiscate my license and come out and take a picture of my car crosses the line of what a normal front line employee should be doing with someone who is voluntarily giving a license. If they want to reject a transaction - fine -- but I will at least chew someone's tush for that level of treatment. A) An out of state resident who is getting lots of VR, B) in a gambling area which is a hotbed for crime seems very very suspicious. They sure get their good number of johns over there but that is not an excuse for the behavior of those employees or the manager. They should have refused the sale politely if they felt something was not right. Granted, I am not sure if an argument followed or you tried to "educate" the employee. ( I never engage but smile and leave ) I guess this is part of the wonderful world of MS. I wouldn't take it personally but leave it alone. Not your town anyway. |
Last month I purchased $1,500 of VR's in one transaction, and yesterday I purchased $2,500 in a single transaction. Both times my driver's license was scanned, which I realize is the general rule for purchases over $1K.
Does anyone think the DL scans are an issue, or might come back to bite me? |
Originally Posted by TTT103
(Post 22066734)
Does anyone think the DL scans are an issue, or might come back to bite me?
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Originally Posted by FlightNurse
(Post 22067057)
How is it going to bite you later ? It's just a way to protect them of fraud.
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I'm guessing that some worry that having DL and credit card related information in the "secure" databases of even a large company could result in financial and/or identity theft trouble down the road.
I'm all for CVS protecting itself against fraud, but there's an argument that the way CVS does that might make its honest customers more vulnerable to fraud in the process.
Originally Posted by nuclfusion
(Post 22067334)
I'm alright with these countermeasures as long as it keeps the game going. Never understood the apprehension of some with the DL scan.
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Originally Posted by mrp20
(Post 22067377)
I'm guessing that some worry that having DL and credit card related information in the "secure" databases of even a large company could result in financial and/or identity theft trouble down the road.
I'm all for CVS protecting itself against fraud, but there's an argument that the way CVS does that might make its honest customers more vulnerable to fraud in the process. |
I'm completely fine if their sole intent is to protect them self from fraud. However, it's the unknown that concerns me with respect to them tracking my purchases for other reasons.
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Originally Posted by prasha11
(Post 22067603)
nothing to do with fraud, just keeping track of your purchases (high rollers), but Yes, identity theft trouble down the road.
I haven't been following the thread super close for a while, so feel free to point to other posts that back up this claim. Things that don't count as evidence: 1 - What a CVS employee told you (short of a written response from an Executive member). 2 - Your paranoia |
Originally Posted by TTT103
(Post 22067733)
I'm completely fine if their sole intent is to protect them self from fraud. However, it's the unknown that concerns me with respect to them tracking my purchases for other reasons.
Quit worrying about the mechanics of buying VRs so much and being anxious over nothing. You quickly get over the awkward feeling, and may even build a bit of a rapport with your local cashiers. If you're acting anxious, then the cashier might get nervous too. Sure, we are likely way above the median transaction value, but there's no reason why your VR purchases can't be as routine as buying chips and a soft drink. |
Originally Posted by FlightNurse
(Post 22066011)
I bought $1500 on 1-1-14 and no problem, I'll being buying another $1500 today. I'm glad none of the stores I go to have gotten this memo or any other one.
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Originally Posted by ashap
(Post 22068687)
But $1500 would have been allowed regardless. This is only for transactions above 2k. Still no problem going up to 5k, but a transaction limit seems to be in place for some of us.
:D |
There is nothing illegal about purchasing VR's or gift cards with a credit card, but is there anything to be concerned with in terms of structuring or money laundering, given the quantities some people do?
I generally purchase $500 at a pop, but that has become cumbersome. |
No laundering involved whatsoever. Any store clerk who thinks so is uneducated and overzealous. Bring a printout of the definition of laundering with you when you shop and slap it on the counter and ask if you do any of those things.
I also shut those types up when i run into them by having more than one form of id out before they even ask. As for structuring, milesabound's advice seems solid: Once and a while, purposely do a huge transaction so that in your history you can show times when you clearly went up higher and are thus never trying to hide anything. It just happens to be what you actually want to buy most times |
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