Jun 28, 2013, 3:20 pm
Last edit by: ChrisFlyer66
Moderator note: A new thread for 2016 is here: http://www.flyertalk.com/forum/manufactured-spending/1738030-gobank-greendot-online-banking-debit-card-2016-a.html
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Do NOT let Rite-Aid scan the GoBank barcode. You will be charged, but your funds won't load. It is a PIA to get your funds back.
Want to stay active? Be sure to only load when your balance is at or close to 0. Continuing to load when you have funds in there seems to be a no no. Swipes are recommended, but there are folks active that don't swipe.
Lots of $200 loads can get you shutdown. GoBank does not like paying load fees on low denomination loads. Two $500 loads is better than five $200 loads.
Shut down reports:
Please list your load/spend/billpay details (in a single statement/lifetime?) e.g.,
type of load, number of loads, denomination of your gc or mp, amount of your billpay, any actual swipe/dd?
lad2 (closed) - May: $2.7K 9 loads 5DDs - June: $5.5K 5 loads 6DDs - July: $4.6K 6 loads 1DD - August $9.9K 19 loads 1DD - no swipes
TheDapperDon (open) June $4.5k 5 loads. All GCs. 1 swipe. Everything else BP to CC. 1500 most loaded in one day .July - $3489 5 loads. All GCs. Several swipes. No load until below $20 or so remaining.
raghu455 (closed) May $2k 4 loads, june $7k all GCs. All BP to CC.
drdrew450 (closed) 17K in loads, unloaded all through bill pay, less than a month
cuebert (closed) $4.5k in 9 MP loads, BP out. That was fast.
sgideons (closed) May $7k 17 loads, june $17k 27 loads, july $5k 6 loads, september $3.5k 4 loads. Unloaded 90% ACH pull, 5% PP to self, 5% bill pay tool. Closed on September statement date.
MDWCommuter (closed): June only, $8k in 60 loads, all GC. $2k is most loaded in one day. Wrote 2 BP to CC checks, no ATM, no MP loads, no ACH pull, no DD, always carried at least a $1k balance
ArtemK (closed): 1st month - 5/21 - 6/21 - loaded $6,700, 6/21 - 6/30 - $4K loaded, all via GCs. Unloaded all via BP to Citi and Chase. No ATM, no MP loads, no ACH pull, no DD, no swipes.
rdover1 (Closed): 1st month - $23.6k loaded (WM GC), ~$1k spend, rest bill pay (mostly to CC)
rdover1 2nd card (closed): Closed mid cycle, survived 1st month. No bill pay, only MO. Never loaded over ~$4k. Total activity ~$12k.
T3pleShot (closed): 7k in loads at WMT, 10 loads, mostly $500, some $200, $4k billpay to CC, 5 swipes totaling about $25.
ctbarron (open): Month1 - $3.8k loaded, all bill pay out, 1 swipe; Month2 - $3.7k loaded, all bill pay out, few swipes and an ATM WD; Month3 - $4.2k loaded, all bill pay out, few swipes and an ATM WD. Zero membership fee, usually a balance of under $150.
americanindian (closed)- closed after 3 months today. had about 7.5k deposit each month, with lots of small value(<$20) purchases each month. liquidated mostly using bill pay.
rodsren (closed)- the dapperdon warned me. I was closed today after less than 5,500 or loaaing in less than 3 weeks (was going to try to keep it to 7,500 - 10,000 but didn't luck out.)
binnycode (closed, re-opened) - 7x $200 loads + 1x $700 load + 3x $500 over 2 days got me shut down. Called CSR and they re-opened my account, letting me know that "direct deposit would reduce my number of trips to walmart" lol!
Gobank by Greendot - online banking with debit card
Jul 16, 2014, 9:06 am
#1891
Join Date: Mar 2013
Location: In the ATL
Posts: 156
Yeah that's what I'm missing, what exactly is being reloaded at RA? And what's the process to do it with a CC?
Details man.
Details man.
Jul 16, 2014, 9:47 am
#1892
Join Date: Dec 2013
Location: NYC
Posts: 5,025
Never tried it but my guess it is a swipe reload using the moneypak network. If you have ever used moneypak you can't fail to see the stupid overlay on the website where it says next time load your card directly at the register.
Jul 16, 2014, 2:06 pm
#1893
Join Date: Jun 2013
Posts: 85
first used citi AA, declined
then use a WF card, declined, and then went through, very strange.
did this >10 times without any issue, but suddenly had this problem.
Today another person used AA to swipe reload got declined too.
it may not be AA issue, because my second try with WF also got declined first, and after 20-30 seconds it went through -- the receipt said reload declined, and actually money loaded to debit card.
Jul 16, 2014, 2:07 pm
#1894
Join Date: Jun 2013
Posts: 85
yes, at RA. swipe reload at advertised in their store. but not every cashier knows how to do it. I only started to try this very recently because I keep receiving letters from them asks me to refrain from buy MPs
Jul 17, 2014, 1:40 pm
#1895
Join Date: Feb 2007
Posts: 647
GoBank warning today regarding my card
Went to login to my account and my account was disabled and I was told to call Gobank. Called and was given a warning for loading money and paying bills with it as this was not the intention of the card..
Only loaded $4800 and I do normal swipes, etc
My other 2 GoBank cards are working normally
Only loaded $4800 and I do normal swipes, etc
My other 2 GoBank cards are working normally
Jul 17, 2014, 2:25 pm
#1896
Join Date: May 2011
Location: CT
Programs: HHonors Silver
Posts: 429
Any one having trouble loading MP to this card today? I kept getting technical difficulty message on MP site.
I can log on to Go bank site fine, also I've been loading only 1K per month, so no way it's shut down.
I can log on to Go bank site fine, also I've been loading only 1K per month, so no way it's shut down.
Jul 17, 2014, 2:50 pm
#1897
Join Date: Feb 2013
Location: PHL, maybe EWR
Programs: Plat IHG, Marriott Rewards Silver, CSP, Ink Bold, USDM, *Wood Gold, AA, Club Carl
Posts: 285
What was their ideal usage?
Load and let it sit so they can work the float?
Load and let it sit so they can work the float?
Went to login to my account and my account was disabled and I was told to call Gobank. Called and was given a warning for loading money and paying bills with it as this was not the intention of the card..
Only loaded $4800 and I do normal swipes, etc
My other 2 GoBank cards are working normally
Only loaded $4800 and I do normal swipes, etc
My other 2 GoBank cards are working normally
Jul 17, 2014, 8:37 pm
#1898
Join Date: Sep 2012
Location: IAD/DCA
Programs: Bunch of mid-tiers
Posts: 1,034
Went to login to my account and my account was disabled and I was told to call Gobank. Called and was given a warning for loading money and paying bills with it as this was not the intention of the card..
Only loaded $4800 and I do normal swipes, etc
My other 2 GoBank cards are working normally
Only loaded $4800 and I do normal swipes, etc
My other 2 GoBank cards are working normally
Jul 21, 2014, 4:46 am
#1899
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,463
Went to login to my account and my account was disabled and I was told to call Gobank. Called and was given a warning for loading money and paying bills with it as this was not the intention of the card..Only loaded $4800 and I do normal swipes, etc
My other 2 GoBank cards are working normally
My other 2 GoBank cards are working normally
Jul 22, 2014, 8:56 am
#1900
Join Date: Oct 2011
Location: BOS
Posts: 588
Did you resolve this? I don't even see the option to add with MoneyPak on my Gobank.
Jul 22, 2014, 4:15 pm
#1901
Join Date: May 2013
Posts: 69
+1 on knowing how quickly you loaded.
I load $1k every week, make a lunch purchase and then BP out the next day. I'm still alive with 2 cards after over a year now...
Jul 22, 2014, 8:48 pm
#1903
Join Date: Oct 2002
Posts: 255
I have been having problem doing bill pay since last week. I got the error "We apologize, but we're currently experiencing technical difficulties. Please try again later."
Is anyone else having problem? thanks
Is anyone else having problem? thanks
Jul 22, 2014, 9:07 pm
#1904
Join Date: Jul 2012
Programs: American Airlaines, Delta SkyMiles, United, BA, HH, Marriott, SPG, Priority Club
Posts: 160
I had that issue several days in a row. Finally I changed the scheduled payment date a day farther out and it went through fine. Now every time it gives the error I just change the payment date by 1 and it goes through fine.
Jul 22, 2014, 10:44 pm
#1905
Join Date: Aug 2013
Posts: 240
you can only do 1 load (the initial load) with a money pak.