Strictly CAs for me -- and only two before I was shut down (went to the bank to do my third, not realizing I'd already been shut down).

That is just so weird. How big were your CA's?

$2500, then $4800 something. Both loads quickly followed by CAs. No other spending or activity.

Know what would be really helpful? If any Incomm employee in the MVD division could field some of these questions, we'd all be most appreciative ;)

Here are my known data points:

*Did a few MO's, then went strictly CA's. Did over $25K in CA's within 30 days.
*MO's are limited to $8K per rolling 30 day. This is not in their T&C's and I argued many times about this with them. Very misleading.
*When I was shut down, I called and asked what happened, I sent everything I was asked (I was shut down before reports started on here, so at the time, I truly thought it was a verification piece). It seemed very new to them as they had to put me on hold and go ask what the notes meant.
*After waiting 2 weeks, called back and asked about my account. I was told it was closed...after digging more, was told that the credit card companies called, and they were the ones that pushed the issue with accounts like mine b/c they knew we were buying vanilla's and funding mvd then doing ca's. No clue if that is correct or not, take it for what it's worth.

I left $2 in there and can no longer log in. We'll see if i get a check for that $2. Fun while it lasted...i'll miss chatting with the girls at the bank branches.

care to share which CC you were loading from? Chase or Barclays?

Credit card company called Incomm? how could they know you loaded the VR into MVD card? since VR can be loaded into all kind of cards.

When you say MOs are limited to 8K per rolling 30-day period, who limits them? Incomm? I just called Moneygram (WM MO) and spoke to a supervisor who told me the card issuer would only know I had made a purchase at WM and would not be able to tell it was for a MO. The supervisor (the CSR before him certainly didn't) may not know what he was talking about, but that contradicts what I think you're saying. Could you clarify this?

I was told the same thing (Citi was the card I used) by Incomm, but I agree. I call BS on this.

Definitely BS.

Agreed. I think there is a privacy breach there if the bank is telling Incomm what you're buying. Doubt that any of the banks we're used to dealing with would risk that.

To me it's more likely that Incomm just doesn't like being abused and can see from certain activity (Load then unload, rinse, repeat) that people are profiling as mileage runners. Thus the sassy talk from the CSRs about miles.

If you believe that, then it may be prudent to throw some regular spend on the card to throw them off the scent. Or at least I hope that works :(

Wouldn't it be easier to just buy a fresh temp card at CVS, take it to the bank for a CA, then toss it vs registering and using a credit card to fund/drain the same MVD which is now tied to you personally with traceable activity?

This way there is nothing for them to shut down.

Read the thread, that was suggested at the beginning of it. Banks are often unwilling to do a CA on an unregistered, temporary card, and you can only register 3 cards per SSN. Also, you have to pay more in fees to buy all those temp cards. Cashing out via MO at WM is probably the best way to avoid shutdown as it's only $1.20 for up to $1k (70 cents for MO plus 50 cent transaction fee) and large WM purchases are probably not that suspicious.

How do they know what you are buying at Walmart? Or are all debit/PIN transactions limited to 8k per rolling 30 day period?

Its 8k debit/pin trans per calendar month