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-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

Dad to GO Mar 21, 2013 5:24 pm


Originally Posted by Mrgolfer21 (Post 20460364)
Liquidated mine completely out today, good chunk of change back to me. Still have 24 hours of my account being open, tempted to go get $5k worth of VR's, load them today and tomorrow and then cash out quick one last time. Too much? :p

Let me know how it goes... as of now my account is still open but if it ever gets closed than I'll be doing the same thing! :D

kokonutz Mar 22, 2013 9:30 am


Originally Posted by swintec (Post 20459672)
well jeepers, i guess the people who know what they are doing who warned for quite awhile that cash advances would get this thing nuked were indeed right. Amazing isnt it? :rolleyes:

I guess if you don't have expenses high enough to make a killing at this, it makes sense for some risk-accepting types to do slash-and-burn farming by using credit to churn credit-purchase/cash advances/bank deposit/credit card payoffs....grab as many points as you can before you are shut down.

What I am curious about though is: I wonder if it raises IRS/FBI/DEA red flags when someone who, for example, reports a $65,000 income shows cash bank deposits of, say, $90,000 in cash?

IOW, I wonder if the freezing and deletion of account is the end of the story for slash and burn point farmers, or just the beginning. :eek:

3ZeroT Mar 22, 2013 10:09 am


Originally Posted by kokonutz (Post 20463764)
I guess if you don't have expenses high enough to make a killing at this, it makes sense for some risk-accepting types to do slash-and-burn farming by using credit to churn credit-purchase/cash advances/bank deposit/credit card payoffs....grab as many points as you can before you are shut down.

What I am curious about though is: I wonder if it raises IRS/FBI/DEA red flags when someone who, for example, reports a $65,000 income shows cash bank deposits of, say, $90,000 in cash?

IOW, I wonder if the freezing and deletion of account is the end of the story for slash and burn point farmers, or just the beginning. :eek:

One reference is the Mint days when people were depositing many times that amount in cash. Over a million dollars for some. I didn't hear of any IRS/FBI/DEA nightmare stories.

tonyflyer Mar 22, 2013 10:55 am

Why not? Get them while you still can.


Originally Posted by Mrgolfer21 (Post 20460364)
Liquidated mine completely out today, good chunk of change back to me. Still have 24 hours of my account being open, tempted to go get $5k worth of VR's, load them today and tomorrow and then cash out quick one last time. Too much? :p


kokonutz Mar 22, 2013 12:09 pm


Originally Posted by 3ZeroT (Post 20463992)
One reference is the Mint days when people were depositing many times that amount in cash. Over a million dollars for some. I didn't hear of any IRS/FBI/DEA nightmare stories.

Most terrorists/drug dealers/mafia types do not deal in dollar coins. They deal in 20s and 100s, just like the cash advancers do.

Don't get me wrong: I don't think this would result in any sort of prosecution...I just wonder if it will result in some investigations. I mean, think about it: you are an IRS dude, you don't know nor care from points and miles. All you see is that a guy who earned $65k deposited $100k in cash into his bank account in one year. Wouldn't you be like, hello there, Al Capone/meth dealer!

Stoughton Mar 22, 2013 12:17 pm


Originally Posted by kokonutz (Post 20464686)
Most terrorists/drug dealers/mafia types do not deal in dollar coins. They deal in 20s and 100s, just like the cash advancers do.

Don't get me wrong: I don't think this would result in any sort of prosecution...I just wonder if it will result in some investigations. I mean, think about it: you are an IRS dude, you don't know nor care from points and miles. All you see is that a guy who earned $65k deposited $100k in cash into his bank account in one year. Wouldn't you be like, hello there, Al Capone/meth dealer!

Not really. There's no reason to assume deposits correlate to income.

liw5215 Mar 23, 2013 10:30 am

mynilladebitcard.com
 
Has anybody have trouble logging into myvanilladebitcard.com this morning? or I have been shutdown?

kchockeyfan Mar 23, 2013 10:41 am


Originally Posted by liw5215 (Post 20469315)
Has anybody have trouble logging into myvanilladebitcard.com this morning? or I have been shutdown?

I am unable to login to the website as well.

liw5215 Mar 23, 2013 10:43 am


Originally Posted by kchockeyfan (Post 20469358)
I am unable to login to the website as well.

Thank you for the confirmation. I was worried. :)

kchockeyfan Mar 23, 2013 10:45 am


Originally Posted by liw5215 (Post 20469369)
Thank you for the confirmation. I was worried. :)

For me it says "Invalid username/password". Does it say the same thing for you?

glocklt4 Mar 23, 2013 10:54 am


Originally Posted by liw5215 (Post 20469315)
Has anybody have trouble logging into myvanilladebitcard.com this morning? or I have been shutdown?

Both this site and vanillareload.com are going extremely slowly for me. Looks like server issues. Maybe they are getting hacked and stealing all of our unfilled vanillas and MVD balances. :o

liw5215 Mar 23, 2013 10:56 am


Originally Posted by kchockeyfan (Post 20469372)
For me it says "Invalid username/password". Does it say the same thing for you?

yes. and called the phone on the back of the card, after entering the account and pin #, it said that account is not found. it seems a severe issue on its server side.

farwest101 Mar 23, 2013 11:27 am


Originally Posted by kchockeyfan (Post 20469372)
For me it says "Invalid username/password". Does it say the same thing for you?

Yes, same issue here. Worked fine late last night.

Billiken Mar 23, 2013 11:27 am


Originally Posted by glocklt4 (Post 20469410)
Maybe they are getting hacked and stealing all of our unfilled vanillas and MVD balances. :o

LOL...sort of.

My account (active a few hrs ago) is also indicating INVALID..

Maybe an InComm computer tech transfered all the MVD balances to his new bank in Uzbekistan.

glocklt4 Mar 23, 2013 11:31 am


Originally Posted by Billiken (Post 20469552)
LOL...sort of.

My account (active a few hrs ago) is also indicating INVALID..

Maybe an InComm computer tech transfered all the MVD balances to his new bank in Uzbekistan.

I got through over the phone with vanilla themselves and they said "we are applying some 'updates' to the system", ha. When I asked when they will be complete she said, oh probably 2-4 hours.

So, being a programmer, I can 99% sure say they are having server issues and they have no idea when it will be fixed. Just have to keep trying. I was unable to load over automated system from the 800 number or through the agent on the phone due to system problems.


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