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-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

MDWCommuter Mar 23, 2013 1:37 pm

It's also causing transactions to be declined, not even CA transactions, just normal spend.

josephstern Mar 23, 2013 1:44 pm

As if I didn't have waning faith in Incomm already . . .

But I'll still use their products. That's for sure.

glocklt4 Mar 23, 2013 1:45 pm


Originally Posted by MDWCommuter (Post 20470119)
It's also causing transactions to be declined, not even CA transactions, just normal spend.

Yikes! So has anyone tried to buy a vanilla this morning? i wonder if they can even be activated...

josephstern Mar 23, 2013 1:46 pm


Originally Posted by glocklt4 (Post 20470162)
Yikes! So has anyone tried to buy a vanilla this morning? i wonder if they can even be activated...

No problem there! Several data points.

Haven't tried to load, though.

glocklt4 Mar 23, 2013 2:22 pm

Just loaded 2 beans ok trough vanillareaload.com, however MVD site isn't coming up. YMMV still.

MDWCommuter Mar 23, 2013 5:02 pm

I bought six today and all *say* activated.

Lemma Mar 23, 2013 5:23 pm

Was everyone who got shut down doing CAs or were people banned for buying MOs as well? I only got the card recently but I figured just doing MOs would be under the radar. Anyone got any data points to back this up? I'm ok so far but haven't done very much yet, I'll report back if and when my account is closed.

wpast Mar 23, 2013 6:23 pm

Exactly how are you seeing that your cards are still activated when you can't even get into their website?

Originally Posted by MDWCommuter (Post 20470933)
I bought six today and all *say* activated.


Stoughton Mar 23, 2013 7:42 pm


Originally Posted by wpast (Post 20471203)
Exactly how are you seeing that your cards are still activated when you can't even get into their website?

receipt will tell you it's activated

wpast Mar 23, 2013 7:56 pm

Oh ok! I was thinking active like your card status since there are so many cards being shut down.

Originally Posted by Stoughton (Post 20471496)
receipt will tell you it's activated


thegasguru Mar 23, 2013 8:24 pm

I was planning on doing a ~$2500 CA this morning. After all the reports of shut downs, I've lately been trying to do at least 5 or 6 regular spend transactions before I do a CA, in an effort to make the optics look good.

However this morning, I was about to do my last "optics" regular spend when the card got declined. Ran it again, and got declined again. I figured the cardinals finally found me, and was p*ssed that they wait until you get a big load on the card before they shut you down, instead of shutting you down right AFTER a CA, when you've got your money back out.

Anyway, I get home and go to log on to verify my presumed "inactive" status, but I can't get the web site to load. So I went on with my day, and this afternoon and evening have been able to put 2 more regular spend transactions through. Still can't log on to the web site, though.

So....at least I'm not shut down. And these are my data points FWIW as well. Sounds like some other people had transactions declined today as well, but I guess they got that fixed. Funny how their priority is to FIRST fix the software to allow the spend and the associated fees, and then I guess later they'll get around to fixing the glitch that is preventing us from logging on to our accounts on the web.

iahphx Mar 23, 2013 9:18 pm

I can't even get the myvanilladebitcard.com website to load right now (11 pm EDT). Glad I didn't have any activity on my card today. I would think they might lose some "core" business operating like this.

wpast Mar 23, 2013 9:42 pm

I'm just glad that it doesn't really mean that my account was shut down!

Originally Posted by iahphx (Post 20471799)
I can't even get the myvanilladebitcard.com website to load right now (11 pm EDT). Glad I didn't have any activity on my card today. I would think they might lose some "core" business operating like this.


michael21 Mar 24, 2013 12:30 am

Is there any obvious problem with just withdrawing everything via ATM or getting it back in the form of cash back. Is this less likely to cause me problems??

Also anyone hear of the mango prepaid card??

Lemma Mar 24, 2013 2:39 am


Originally Posted by michael21 (Post 20472246)
Is there any obvious problem with just withdrawing everything via ATM or getting it back in the form of cash back. Is this less likely to cause me problems??

If people are getting shut down for loading and taking CA, I suspect ATMs would be no different. Either way they see you loading and immediately withdrawing cash. And with the ATM option you are paying much higher fees.

Cash back might be okay, but they know you are getting it because they charge $1.95 instead of $0.50 transaction fee if you do, and the amount you can get per transaction is limited by the retailer so it's not a very good deal.

I think the best way to use this is to buy MOs, but even that may not be safe.


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