I would still file FDIC complaint. My card was in spend down mode with little over $8k in it. I filed compliant online and got the check via fedex in aprox 4 business days. I was not feeling good about paying extra $2-4 in CA fees.

Mind if I run something by you, for those of you with experience with shutdowns/spend down?

Involves really only loading MVD with VRs, and CAing.

As an outsider looking at utilizing active MVDs for a one-off VR liquidation (yes I still have a source in my area), this whole account shut down thing looks ridiculous. Why does MVD even still exist?

I digress, back to my original q:

I have 3 active MVD accounts, and there are 3 open in both my mother and father's names, that I did before I realized you could liquidate temp cards without registering.

Wiki info seems to contradict data points. The total amount of VR's I'm looking to purchase and then liquidate would be about $24,000 ($10k for Citi Exec AA, $14k more on Chase BA Visa). $5k to my BB, $5k to dad's BB, $5k to Mom's BB.

So there's $9k on MVDs.

Am I seeing $2500 MONTHLY or WEEKLY load limit? PER CARD or PER MVD USER? And the $500 DAILY load limit means loading ONE VR per DAY? (Again, per card or per user?)

Plan is to CA at my bank, assuming I can at this point. Is CA-ing generally safe in spend-down mode?

Why do you need to rush on the Chase BA? First, the annual fee shouldn't be an issue (you have 60 days to cancel after it posts, and it's only like what $95 anyway). Second, you better read up on AA in the Chase thread. Chase does not seem to take to kindly to huge run-ups like you're suggesting. Chase could shut you down now and (potentially) forever. I wouldn't play games with Chase like you're suggesting. If you spread your spending out a few months at least (and I'd still say that could be risky) on Chase, you don't have to deal with anything but BBs.

You can load $2500/day using VRs. Do it close to 12PM Eastern, and you can load 2 days worth on either side to avoid getting shutdown.

There's inconclusive info on the CA limit, whether it's daily/weekly/monthly.

If you have cards in not your name, how are you planning to CA those? The bank will take you card and make you sign paper. I don't think they'll like it if you show up with some in other's name or if it's a no-name card. YMMV. I also would be leery doing more than $10kish/month since it is a CASH advance. Especially if using different debit card numbers. Your bank may consider that suspicious.

If you're going down the Vanilla debit route, I'd suggest doing 3 accounts under your name which I think others have indicated is the supposed limit. Sign up for a free card online, then register it when it comes, then load it.

Again, I think you're too aggressive and risk some type(s) of AA based on your plan. I understand wanting to get the Citi spend done to try to avoid that annual fee, but you should go easier on the Chase IMHO. Even eating a $95/fee on the Chase seems a prudent investment.

Thank you for your response. Didn't quote because I don't want a monster thread :)

The rush on the Chase card is because I got it in December, and obviously want the avios sooner rather than later with planned travel. But you're right, with 2 Ink cards and the Hyatt card on my AoR radar, not worth risking my relationship with Chase. Suggestions on absolute cap with the BA visa? Just need to get it done by November to be in my comfort zone...

With Citi, rush isn't on the Annual Fee, they gave me short window and wouldn't extend it so I'm already duped into the $250 at least. Just the clock ticking on the 3 months with Citi.

Didn't think about the 6 other MVDs being in my parents names... so $2500 / day / card... what is the max load per month per card, I guess is my last question? :)

Thank you teammjs :)

Anyone else having problem logging in?

Says certificate is revoked?

Try a different browser like chrome.

http://nigelball.org/2010/01/28/fire...tificate-issue

Is there any way to use the temp card without registering?

Call them and tell them you want to set a pin because you're giving it as a gift card. It will go from a debit card to one-time use, but it will have a fully functioning PIN. After you drain it, only option is to throw it away, can't reload.

Did this with 8 cards myself...

Firefox and IE were both giving me that error on Sunday but working fine now. I just used their phone system to check my balances on my last spend down card.

They put me in spend down mode for a long time.

And, it is still in spend down mode.

My question is, will they start to charge me no activity fee?

Thanks.
Eric

Things must be a bit quieter at Incomm since people are buying less VR's. I wonder if anyone there misses us yet. :)

CV does their GC racks are loaded with VRs

can you still CA a temp card?

Only way I've been able to past few months is by calling and saying it's a gift card and setting a PIN.

load mvd in cvs from VGC?
 

http://millionmilesecrets.com/2014/0...omment-1712799

how can you load MVD w/ VGC w/o leaving CVS? I thought MVD needed VRs. Or is this a multi-phase approach. buy VGC. use PIN to buy VR. load MVD.