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-   -   My Vanilla debit (https://www.flyertalk.com/forum/manufactured-spending/1422892-my-vanilla-debit.html)

innerspace Apr 3, 2014 3:16 pm


Originally Posted by anagoree (Post 22639606)
Thanks for your quick response.
I bought two My Vanilla debit cards. I registered them online.
Should I use VRs to load My Vanilla using temp card? or Do i have to wait for permanent card to arrive before start loading VRs?

You can load the temp card.

teammjs Apr 3, 2014 3:54 pm

strategy flaw?
 
Anyone spot a problem in this strategy using a permanent card?:

1. Load 2.5k of VRs on my desk from last days of CVS late into Day 1
2. Minutes into Day 2, load another 2.5k of VRs
3. Presumably go into spend down mode, but still have $5k of VRs transfered that can be CA'd or MO'd in a few transactions.

If viable, is the daily load limit set on a 24 hour cycle, or is there a time of day that it resets (i.e. you could load 2 "days" worth in a few minutes-- presumably beating the spend down Hal 2000 bot)?

mensday Apr 3, 2014 4:47 pm


Originally Posted by teammjs (Post 22644112)
Anyone spot a problem in this strategy using a permanent card?:

1. Load 2.5k of VRs on my desk from last days of CVS late into Day 1
2. Minutes into Day 2, load another 2.5k of VRs
3. Presumably go into spend down mode, but still have $5k of VRs transfered that can be CA'd or MO'd in a few transactions.

If viable, is the daily load limit set on a 24 hour cycle, or is there a time of day that it resets (i.e. you could load 2 "days" worth in a few minutes-- presumably beating the spend down Hal 2000 bot)?

I used that strategy and was able to get 4 days in a row of 2.5K. Started on a Friday and ending Monday morning.

BigDawgFT Apr 3, 2014 5:08 pm


Originally Posted by teammjs (Post 22644112)
Anyone spot a problem in this strategy using a permanent card?:

1. Load 2.5k of VRs on my desk from last days of CVS late into Day 1
2. Minutes into Day 2, load another 2.5k of VRs
3. Presumably go into spend down mode, but still have $5k of VRs transfered that can be CA'd or MO'd in a few transactions.

If viable, is the daily load limit set on a 24 hour cycle, or is there a time of day that it resets (i.e. you could load 2 "days" worth in a few minutes-- presumably beating the spend down Hal 2000 bot)?

I tried that as well. Day 1 was successful. Day 2, after third load, I was no longer able to load. So, I was only able to get $4K onto my card before I got shut down.

teammjs Apr 3, 2014 5:35 pm

What separates Day 1 from Day 2? Is it 24 hours, or a specific time of day?

BigDawgFT Apr 3, 2014 5:59 pm


Originally Posted by teammjs (Post 22644679)
What separates Day 1 from Day 2? Is it 24 hours, or a specific time of day?

Calendar day: 12:00 a.m. eastern time/9:00 p.m. pacific time. That is the start of a new day for VR Network.

ericliujian Apr 3, 2014 10:26 pm

Is there any pin based spending limit per day? Thank you for your reply.

teammjs Apr 4, 2014 5:13 am


Originally Posted by BigDawgFT (Post 22644792)
Calendar day: 12:00 a.m. eastern time/9:00 p.m. pacific time. That is the start of a new day for VR Network.

Thanks! Worked perfectly last night for 5k load within about a 15 minute window.

mensday Apr 4, 2014 7:22 am

Does anyone know where you can buy MVD with a CC now that CVS is dead?

js80 Apr 4, 2014 7:45 am

One of my MVDs was recently shut down, but MVD wouldn't send me a check for the balance unless I agreed to them charging a $10 check fee, which I wouldn't agree to. I filed a complaint online with the FDIC. Bam, less than a week letter a check for the full balance arrived at my house via FedEx.

I know it's been mentioned in this thread before, but remember that if MVD is trying to screw with you, filing a complaint with the FDIC seems to get quick results.

craz Apr 4, 2014 8:58 am


Originally Posted by mensday (Post 22647535)
Does anyone know where you can buy MVD with a CC now that CVS is dead?

just go to the MVD website and click on the Locations link and then start driving place to place . Besides CVS , DG and FD are hard coded against CCs. Then not all stores of any named chain will have them either

craz Apr 4, 2014 9:03 am


Originally Posted by mensday (Post 22644415)
I used that strategy and was able to get 4 days in a row of 2.5K. Started on a Friday and ending Monday morning.

How long ago?, seems once ones bal gets to a specific amount via 2 large loads folks are getting shut down. Happened to my #4 card , still have 2 #2s on 2 friends names did 1 max load on both on Tues and will wait a few more days to do load #2 on each followed by a 3rd load hopefully to use up my remaining VRs (if not I will use the VRs for May BB loading)

hotdoggod Apr 4, 2014 11:47 am

They've frozen my account and will not release my funds unless I fax the receipts. No other option is available. They said I could wait a year and it would go to government possession. First CSR said I was violating the Patriot Act. I just filed an FDIC complaint. Do you think I'll get my funds soon? I don't want to send the receipts.

36902BRF Apr 4, 2014 12:05 pm

Was loading $500 a day (probably should have waited till the weekend as others have suggested). Got shutdown (spend down) when I exceeded $3500 total balance ($4500 in total loads) as I did one withdrawl very early on. This is card two.

crimsonred Apr 4, 2014 1:12 pm

Well that was quick, loaded $2k in a day three days ago, account now in spend-down. Can I still get MOs at this stage or is it just CAs now?


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