BoA RoboFanged me with autocalls to verify transactions (which involved replying by phone keypad similiar to the texts referenced). A bit later BoA pulled all 6 of my DDAs down. The use of RoboFang seems to involve more than just transaction validation. I'll wager there is some RoboFang log or note that attaches to the account. When the account is later reviewed, the log or note may serve as a signed confession of guilt (i.e. you must be a heretic if we had to call you so often).

As with Amazonia, the killing of my accounts did not stop my relationship with BoA. In fact, in true zombie fashion I am back, with yet another BoA credit card, and a strange desire to see if Brian Moynihan really tastes just like chicken.:D

Need some advice. Used AP sporadically in 12. Have two account, one with SSN, one without. One without is unable to send money until I enter SSN/DoB. Send pattern has been consistent A>X, B>Y. Both accounts have same name/address.

How to proceed with the one wanting an SSN/DoB?

Read the last few pages. You have to input SSN to send or receive now. No known [public] workaround

I read everything from December 31 on but there was some offline discussion.

So if I have two accounts with the same SSN it's just a toss up whether they'll shut down one or both? I've read reports of both.

I think I am going with the unsubstantiated theory that the scare we had recently was a warning shot across the bow, but I am probably going to press on, 2 ss# accounts not withstanding
edit
I will add that i load and transfer within 1 minute of load

Be 99.99% certain one or both will be shut down. Just a matter of time.

ADK-
do you think they would trap you-allow you to load but not instantaneously transfer?
I don't mind being shut down but I dont want them to eff with my hard earned
OD/VR cash

I don't think they want anyone to eff with their system either.

Thug life :)

This entire post made me go cross-eyed!

AP is obv a great option, but just like using credit cards, you can't depend on something that isn't gauranteed to secure your money. it's the same thing when ppl assume i'm irresponsible b/c i have so many CCs...it's not a business issue, it's a consumer issue.

thankfully i've been able to use AP without issues, but i've also been blessed to have family members who will throw their purchases on my cards (large purchases, business purchases) so i can meet my spend. no one loses money and flags aren't raised.

AP will go away eventually, so prepare, folks!

quick question...i should have some debit/GCs shortly and understand how to go about liquidating those in AP. my q: if i have a good number of those, can i purge those all in one go or will i have to spread that over a number of weeks/months to avoid any dangerous jungle predators?

100% yes. AP is right now holding several hundred dollars captive they allowed to go into the account as a purchase but not to be transferred out to the bank account. The account was closed right after the transfer was initiated.

My evil twins over there have a downright wicked sense of humor.:p

Don't risk any more money than you can afford to be locked up for 90+ days.

Unless it is their own people laundering money. Gotta ask why the poor internal controls - random chance or a means to an end? Wanna bet we find a school of trout in their milk?

"Some circumstantial evidence is very strong, as when you find a trout in the milk." -- Henry David Thoreau

Even if you do load and transfer within 1 minute of each other, Amazon can still reverse the transaction if they suspect anything.