Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
May 11, 2019, 6:28 am
#1381
Join Date: May 2014
Location: SoCal
Posts: 2,164
May 11, 2019, 1:54 pm
#1383
Original Member
Join Date: May 1998
Posts: 2,505
40K miles offer + $100 statement credit. $75 AF, $2k spend. Companion Fare from $121 ($99 fare plus taxes and fees from just $22). At least one blogger has this, perhaps earning a commission on it. Try US Credit Card Guide or your favorite blogger. I post this here and in the wiki at the risk of suffering the rath of the mods for posting a link to an offer that may or may not earn a commission, because it is the only place I can find it. If you can do better, please post here and fix the wiki.
May 11, 2019, 9:03 pm
#1385
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
Here's one I don't remember reading about here before:
I recently tried applying for an Alaska Business card (I had once before, and cancelled it about a year ago). First they asked me for 2 years of my taxes (they actually asked for more but then told me that the rest didn't need to be sent because of the nature of my business, and that it's just a stock list of requests
). But after I sent that, they notified me that I was declined due to insufficient business credit history! They said on the phone that they only saw 2 business cards from his year and 2 from ast year. Well, I had a Citi business card and an Amex business card opened circa 2015 (closed a year or two later), and currently have 2 business cards open from Chase, 1 from US Bank, and 1 from Amex, so this business credit bureau they used must only monitor certain banks and not others? 
Anyway, I've never heard of someone being denied at BofA (or anywhere else) for "too thin" a business credit history.
This just proves that they're constantly changing business card procedures at BofA, because they approved me without questions two or so years ago when I had much less business credit history.
I recently tried applying for an Alaska Business card (I had once before, and cancelled it about a year ago). First they asked me for 2 years of my taxes (they actually asked for more but then told me that the rest didn't need to be sent because of the nature of my business, and that it's just a stock list of requests
). But after I sent that, they notified me that I was declined due to insufficient business credit history! They said on the phone that they only saw 2 business cards from his year and 2 from ast year. Well, I had a Citi business card and an Amex business card opened circa 2015 (closed a year or two later), and currently have 2 business cards open from Chase, 1 from US Bank, and 1 from Amex, so this business credit bureau they used must only monitor certain banks and not others? Anyway, I've never heard of someone being denied at BofA (or anywhere else) for "too thin" a business credit history.This just proves that they're constantly changing business card procedures at BofA, because they approved me without questions two or so years ago when I had much less business credit history.
May 11, 2019, 9:18 pm
#1386
Join Date: Jul 2018
Posts: 354
Here's one I don't remember reading about here before:
I recently tried applying for an Alaska Business card (I had once before, and cancelled it about a year ago). First they asked me for 2 years of my taxes (they actually asked for more but then told me that the rest didn't need to be sent because of the nature of my business, and that it's just a stock list of requests). But after I sent that, they notified me that I was declined due to insufficient business credit history! They said on the phone that they only saw 2 business cards from his year and 2 from ast year. Well, I had a Citi business card and an Amex business card opened circa 2015 (closed a year or two later), and currently have 2 business cards open from Chase, 1 from US Bank, and 1 from Amex, so this business credit bureau they used must only monitor certain banks and not others? Anyway, I've never heard of someone being denied at BofA (or anywhere else) for "too thin" a business credit history.
This just proves that they're constantly changing business card procedures at BofA, because they approved me without questions two or so years ago when I had much less business credit history.
I recently tried applying for an Alaska Business card (I had once before, and cancelled it about a year ago). First they asked me for 2 years of my taxes (they actually asked for more but then told me that the rest didn't need to be sent because of the nature of my business, and that it's just a stock list of requests
). But after I sent that, they notified me that I was declined due to insufficient business credit history! They said on the phone that they only saw 2 business cards from his year and 2 from ast year. Well, I had a Citi business card and an Amex business card opened circa 2015 (closed a year or two later), and currently have 2 business cards open from Chase, 1 from US Bank, and 1 from Amex, so this business credit bureau they used must only monitor certain banks and not others? Anyway, I've never heard of someone being denied at BofA (or anywhere else) for "too thin" a business credit history.This just proves that they're constantly changing business card procedures at BofA, because they approved me without questions two or so years ago when I had much less business credit history.
Have you tried calling recon (again)? HUCA sometimes works w/ recon. I'd especially do that in your case because their denial reason makes no sense whatsoever.
May 13, 2019, 1:46 pm
#1387
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I got declined for the BOA/Alaska personal card - 800+ FICO, solid income. They stated 4 cards opened in last 12 mos was too many, and none were even BOA. I spent 20min on the recon line trying to convince them otherwise, and although polite, they were firm in denying me. My stats were 4/12 and 5/24 so I don't think I'm particularly an outlier by some standards. BOA has been sending me mailers every month as well, so I assumed whatever filter they use to target customers must have pre cleared me. Nope!
I would fly Alaska more if I had that card.
I would fly Alaska more if I had that card.
May 13, 2019, 2:37 pm
#1388
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
40K miles offer + $100 statement credit. $75 AF, $2k spend. Companion Fare from $121 ($99 fare plus taxes and fees from just $22). At least one blogger has this, perhaps earning a commission on it. Try US Credit Card Guide or your favorite blogger. I post this here and in the wiki at the risk of suffering the rath of the mods for posting a link to an offer that may or may not earn a commission, because it is the only place I can find it. If you can do better, please post here and fix the wiki.
May 13, 2019, 3:26 pm
#1389
Join Date: Jul 2018
Posts: 354
I got declined for the BOA/Alaska personal card - 800+ FICO, solid income. They stated 4 cards opened in last 12 mos was too many, and none were even BOA. I spent 20min on the recon line trying to convince them otherwise, and although polite, they were firm in denying me. My stats were 4/12 and 5/24 so I don't think I'm particularly an outlier by some standards. BOA has been sending me mailers every month as well, so I assumed whatever filter they use to target customers must have pre cleared me. Nope!
I would fly Alaska more if I had that card.
I would fly Alaska more if I had that card.
May 13, 2019, 4:48 pm
#1390
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Nope never had one. BOA recon person claimed they had no history of me as a customer. I pointed out that I had a previous Schwab 2% card maybe a decade ago, issued from BOA white label subsidiary FIA. I always paid on time/in full on that. He claimed it wasn't part of their system, which could be true - sort of like how Citi Cards and Citi Retail Services are pretty much separate organizations.
May 15, 2019, 10:03 pm
#1392
Join Date: Feb 2010
Location: London / Los Angeles
Programs: Hilton Diamond, IHG Diamond Ambassador, Marriott Platinum, Hyatt Globalist, BA Silver
Posts: 1,631
Does anyone know if this card does not show up on Bank of America's pre approved/ pre-qualified tool does that mean you will almost definitely not be approved?
When I put in my details on Bank of America's website (soft pull), I am pre qualified for some of their cards, but not this card. Does this mean my chances of getting this card are very slim to none or do they just not necessarily list certain cards as pre qualified because they want to push other cards they offer?
When I put in my details on Bank of America's website (soft pull), I am pre qualified for some of their cards, but not this card. Does this mean my chances of getting this card are very slim to none or do they just not necessarily list certain cards as pre qualified because they want to push other cards they offer?
May 15, 2019, 10:06 pm
#1393
FlyerTalk Evangelist
Join Date: Oct 2014
Posts: 10,904
Being borderline might be a good thing.
I know someone who applied, and got the non-Signature version.
A few phone calls to recon got her approved for the Signature... but they did not cancel the other one. So she got both cards. Both are eligible for 40k bonus.
80k miles...
I know someone who applied, and got the non-Signature version.
A few phone calls to recon got her approved for the Signature... but they did not cancel the other one. So she got both cards. Both are eligible for 40k bonus.
80k miles...
May 15, 2019, 10:06 pm
#1394
Join Date: Jul 2018
Posts: 354
Does anyone know if this card does not show up on Bank of America's pre approved/ pre-qualified tool does that mean you will almost definitely not be approved?
When I put in my details on Bank of America's website (soft pull), I am pre qualified for some of their cards, but not this card. Does this mean my chances of getting this card are very slim to none or do they just not necessarily list certain cards as pre qualified because they want to push other cards they offer?
When I put in my details on Bank of America's website (soft pull), I am pre qualified for some of their cards, but not this card. Does this mean my chances of getting this card are very slim to none or do they just not necessarily list certain cards as pre qualified because they want to push other cards they offer?
May 21, 2019, 12:31 pm
#1395
formerly known as daveland
Join Date: Oct 2003
Location: NY, NY, USA
Programs: Hyatt Globalist, Marriott LTP, Delta Platinum, Hilton Honors Diamond, Wyndham Diamond
Posts: 2,969
Cannot seem to find a clear answer... I have a 13 month old Alaska Business card. Would like some more AS miles so,
1) Can I open a new Alaska Biz card for the 40k bonus while holding the existing card? Or does convention wisdom say I must close the first card first? (I got a 5k retention offer so already paid the AF for year 2). Was planning to apply with it open just in case of denial since I spend on it.
2) I haven't had a personal Alaska card. Is it "still a thing" that I can hit the AS Biz and Personal the same day and combine inquiries?
1) Can I open a new Alaska Biz card for the 40k bonus while holding the existing card? Or does convention wisdom say I must close the first card first? (I got a 5k retention offer so already paid the AF for year 2). Was planning to apply with it open just in case of denial since I spend on it.
2) I haven't had a personal Alaska card. Is it "still a thing" that I can hit the AS Biz and Personal the same day and combine inquiries?