Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Jun 5, 2019, 7:06 pm
#1426
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
Just received the following regarding my BofA Alaska Airlines Business Card application - plus they did a hard inquiry on my personal credit history. I have an 815 FICO score. I did hold the same card until about 14 months ago, then cancelled.
As a sole proprietor I don't have most of this information, and/or am unwilling to supply personal tax returns. I can send them the IRS Tax ID Form for the business, which is all that Chase requires for business cards. Zero income indicated on my application.
Call recon, just send them the single IRS form, forget about the application, or.......? If I give up, is it worth applying for the Alaska personal card?
...
As a sole proprietor I don't have most of this information, and/or am unwilling to supply personal tax returns. I can send them the IRS Tax ID Form for the business, which is all that Chase requires for business cards. Zero income indicated on my application.
Call recon, just send them the single IRS form, forget about the application, or.......? If I give up, is it worth applying for the Alaska personal card?
...
As a data point, I applied for the AS business card on 01 June, zeros all around, made 01 June the business start date. Went to pending. Just got an approval email today, so about 3 working days. I was actually shocked given how picky they're being. My oldest continuously open CC is with BofA, I had it since 1995 (it was MBNA at the time) and have had an AS personal for 2 years. No other accounts with BofA. I wouldn't have had a problem sending in personal tax returns but I wouldn't have had anything else.
I opened the personal card on June 23rd 2017 and received the 30k bonus in September 20th 2017. I closed the personal card before the 2nd annual fee hit. I am not sure how BOA counts the preceding 24 months. Would I be eligible for the bonus if I apply for the personal card in July 2019? I currently have the business card opened in June 2018, which I believe does not affect my eligibility for the bonus on the personal card.
Jun 6, 2019, 10:44 am
#1427
Join Date: Nov 2012
Posts: 294
Just as it states in the wiki, it's whether you held the card at any point during the preceding 24 month period - neither opening date nor bonus date are the starting point for the calculation. Sounds like you may have closed the personal card around May/June 2018? So you have about a year to wait for the 24 months to clear. Business card doesn't impact the personal card eligibility.
Jun 6, 2019, 5:00 pm
#1428
Join Date: Mar 2016
Posts: 88
"For companion fares issued on or after October 1, 2019, both the primary fare and the companion fare must be purchased using your Alaska Airlines credit card."
Last edited by dougfoglesong; Jun 6, 2019 at 5:01 pm Reason: missed words
Jun 7, 2019, 8:45 am
#1429
Join Date: Feb 2014
Posts: 148
Data point to confirm what's in the wiki:
Last had an Alaska personal card last year, canceled it without lowering the credit limit, should've done my research.
Applied one week ago to 40k offer, was instantly approved for 4k credit line which means Platinum card instead of Signature. I just opened my welcome packet and thankfully saw the flyer stating "Receive 40000 miles and companion fare after spending $2k in 90 days", so indeed it looks like Platinum cards are no longer to be dreaded.
Last had an Alaska personal card last year, canceled it without lowering the credit limit, should've done my research.
Applied one week ago to 40k offer, was instantly approved for 4k credit line which means Platinum card instead of Signature. I just opened my welcome packet and thankfully saw the flyer stating "Receive 40000 miles and companion fare after spending $2k in 90 days", so indeed it looks like Platinum cards are no longer to be dreaded.
Jun 23, 2019, 10:15 pm
#1430
Join Date: Sep 2013
Posts: 2
I recently applied for the business version and got below email:
Please provide the following:
Please provide the following:
- Proof of business ownership or authorization to borrow on behalf of the business (e.g. corporate resolution, organization's meeting minutes, articles of incorporation, articles of organization or certificate of incorporation).
- Verification of the legal structure of the business. Verification may include Articles of Inc/Articles of Org/Cert of Trade Name/Partnership agreement. For Non-Profit, provide primary mission (U.S or International) & legal classification (e.g. 501(c)(3)).
- The two most recent accountant prepared, year-end business financial statements/tax returns
- Your two most recent years of federal personal tax returns with all schedules. If you filed a tax extension, please provide a copy of your most recent W2 forms or, for sole proprietorships, an internally prepared year-end profit and loss statement.
Jun 23, 2019, 10:58 pm
#1431
Join Date: Jul 2018
Posts: 354
I recently applied for the business version and got below email:
Please provide the following:
Please provide the following:
- Proof of business ownership or authorization to borrow on behalf of the business (e.g. corporate resolution, organization's meeting minutes, articles of incorporation, articles of organization or certificate of incorporation).
- Verification of the legal structure of the business. Verification may include Articles of Inc/Articles of Org/Cert of Trade Name/Partnership agreement. For Non-Profit, provide primary mission (U.S or International) & legal classification (e.g. 501(c)(3)).
- The two most recent accountant prepared, year-end business financial statements/tax returns
- Your two most recent years of federal personal tax returns with all schedules. If you filed a tax extension, please provide a copy of your most recent W2 forms or, for sole proprietorships, an internally prepared year-end profit and loss statement.
And yes, the Alaska biz card seems to be a LOT harder to get now.
Last edited by 808traveler; Jun 23, 2019 at 11:05 pm
Jun 24, 2019, 6:29 am
#1432
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
That's the same exact thing that I just received from them a few weeks ago. I definitely WON'T give them my tax docs, will give them a few of the the other items, but i expect I'll get denied. Will let you know.
And yes, the Alaska biz card seems to be a LOT harder to get now.
And yes, the Alaska biz card seems to be a LOT harder to get now.
Jun 24, 2019, 11:10 am
#1434
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
If I'm legit and I get nothing to hide, I would not mind sending bank the tax documents. Some of the business documents are public anyhow.
Jun 24, 2019, 11:17 am
#1435
Join Date: Jul 2018
Posts: 354
Lol. Relax. I was just providing data.
Jun 24, 2019, 1:08 pm
#1436
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
That's the same exact thing that I just received from them a few weeks ago. I definitely WON'T give them my tax docs, will give them a few of the the other items, but i expect I'll get denied. Will let you know.
And yes, the Alaska biz card seems to be a LOT harder to get now.
And yes, the Alaska biz card seems to be a LOT harder to get now.
Is it...random?...dependent upon the business information (industry/type of business, length of time, etc)?...dependent upon credit profile or other factors in the application? We only have a very small number of data points, many of which don't provide much detail - pretty hard to find a pattern with those limitations. And like most things, people tend to be more likely to post if the experience was negative, rather than positive.
BofA seems to keep changing, too - for awhile there were a number of folks who encountered a requirement to open a CD with the bank, but we haven't seen that as much recently. Have they moved away from that or have we just not had as many reports about it? Hard to say for sure.
Jun 24, 2019, 10:54 pm
#1437
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I recently applied for the business version and got below email:
Please provide the following:
Please provide the following:
- Proof of business ownership or authorization to borrow on behalf of the business (e.g. corporate resolution, organization's meeting minutes, articles of incorporation, articles of organization or certificate of incorporation).
- Verification of the legal structure of the business. Verification may include Articles of Inc/Articles of Org/Cert of Trade Name/Partnership agreement. For Non-Profit, provide primary mission (U.S or International) & legal classification (e.g. 501(c)(3)).
- The two most recent accountant prepared, year-end business financial statements/tax returns
- Your two most recent years of federal personal tax returns with all schedules. If you filed a tax extension, please provide a copy of your most recent W2 forms or, for sole proprietorships, an internally prepared year-end profit and loss statement.
However, after I sent in my tax returns, they denied me for insufficient business credit history. But that was only because they used some service that did not see that I had Citi and Amex cards at least 4 years ago (they claimed I had no business cards before 2 years ago per the business bureau they pulled).
I was in need to a new card for upcoming spend, so I bailed on that application (and thus didn't argue that I had more business card credit history than they had seen) and just applied for a different card from a different bank instead.
Jun 25, 2019, 8:34 am
#1438
Join Date: Apr 2007
Posts: 564
Does account conversion count as a closure? In other words if I converted my card from the AS Visa to another BoA card e.g. the Cash Back or Travel Rewards card, and then applied for the AS Visa 24 mo after conversion, would the system still consider the converted Cash Back card as a legacy AS Visa and deny me a new AS Visa?
Jun 25, 2019, 8:41 am
#1439
Suspended
Join Date: Jan 2017
Location: EWR/PHL/BWI
Posts: 4,412
Does account conversion count as a closure? In other words if I converted my card from the AS Visa to another BoA card e.g. the Cash Back or Travel Rewards card, and then applied for the AS Visa 24 mo after conversion, would the system still consider the converted Cash Back card as a legacy AS Visa and deny me a new AS Visa?
Jun 29, 2019, 10:22 am
#1440
Join Date: Jul 2013
Posts: 1,784
However, after I sent in my tax returns, they denied me for insufficient business credit history. But that was only because they used some service that did not see that I had Citi and Amex cards at least 4 years ago (they claimed I had no business cards before 2 years ago per the business bureau they pulled).