Jan 16, 2017, 9:36 am
Last edit by: Dr Jabadski
Before applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum
- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
All offers below are DEAD
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
Prior offers:
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
----------------------------------------------------------------------------------------------------------
Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
================================================== =======================
BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
------------------------------------------------------------------------------------
Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
.................................................. .................
Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Bank of America Alaska Airlines card
Sep 10, 2019, 8:45 am
#1486
Join Date: Feb 2019
Posts: 268
Well this is interesting:
Applied for Business Alaska card on 8/28/19.
Got the "pending further information".
Called on 9/5 or 9/6 and was told it was "recommended for approval with $11k CL but waiting verification". I asked if they would email, call,etc. Was told they would call for verification.
Yesterday, still no call. I logged into my BofA online account (I have regular checking and two other personal credit cards with them) and I see my Business Alaska account showing up there now.
So I'm guessing I was approved.
I put down 1 year in business (which is true), with $17k gross sales (true), and I have a DBA (also true).
Applied for Business Alaska card on 8/28/19.
Got the "pending further information".
Called on 9/5 or 9/6 and was told it was "recommended for approval with $11k CL but waiting verification". I asked if they would email, call,etc. Was told they would call for verification.
Yesterday, still no call. I logged into my BofA online account (I have regular checking and two other personal credit cards with them) and I see my Business Alaska account showing up there now.
So I'm guessing I was approved.
I put down 1 year in business (which is true), with $17k gross sales (true), and I have a DBA (also true).
Sep 11, 2019, 9:08 am
#1487
Join Date: Jun 2015
Location: JFK
Programs: AA Platinum
Posts: 325
Alaska personal #1 - opened 6/20/2016, closed 2/15/2017
Alaska business #1 - opened 2/15/2017, closed 3/2/2018
Alaska personal #2 - opened 9/22/2017, still open
Sounds like I will NOT become eligible for another personal bonus on 9/22/2019, even if I close my account today? (the 24mo rule says "had", not "opened")
But I should be eligible for another business bonus, yes?
Alaska business #1 - opened 2/15/2017, closed 3/2/2018
Alaska personal #2 - opened 9/22/2017, still open
Sounds like I will NOT become eligible for another personal bonus on 9/22/2019, even if I close my account today? (the 24mo rule says "had", not "opened")
But I should be eligible for another business bonus, yes?
Sep 11, 2019, 8:08 pm
#1488
Join Date: Jul 2009
Location: SEA
Posts: 2,556
The terms state: "This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
Sep 13, 2019, 6:57 pm
#1489
Join Date: Dec 2018
Posts: 13
Business Alaska
4 year LLC. Income 12k year.
May, app#1. Asked for a crapload of docs. Art of Org, last 2 year returns. Never got around to submitting docs and app expired.
Aug, opened personal checking to take advantage of $300 sub. DD from day job sent here.
Aug, app#2. Took about 2 weeks, got a phone call with tentative approval pending receipt of verification. This time they just asked for articles. Just got the card this week.
Pulled TU in NY.
FICO 780ish. Little less the second app since I put 5 fresh INQs within 5 months, 2 being BOA.
4 year LLC. Income 12k year.
May, app#1. Asked for a crapload of docs. Art of Org, last 2 year returns. Never got around to submitting docs and app expired.
Aug, opened personal checking to take advantage of $300 sub. DD from day job sent here.
Aug, app#2. Took about 2 weeks, got a phone call with tentative approval pending receipt of verification. This time they just asked for articles. Just got the card this week.
Pulled TU in NY.
FICO 780ish. Little less the second app since I put 5 fresh INQs within 5 months, 2 being BOA.
Sep 14, 2019, 11:47 am
#1490
Join Date: Jun 2015
Location: JFK
Programs: AA Platinum
Posts: 325
Instant denial. Will see whether it appears as a HP.
edit: they pulled TU
Odd -- whole reason I came back to BoA is because I've been taking it easy this year (only 4 INQ since Jan), which is usually what they like to see. Might be blacklisted for past churning.
edit: they pulled TU
Odd -- whole reason I came back to BoA is because I've been taking it easy this year (only 4 INQ since Jan), which is usually what they like to see. Might be blacklisted for past churning.
Last edited by Richard Berg; Sep 14, 2019 at 4:47 pm
Sep 14, 2019, 6:45 pm
#1491
Join Date: Dec 2004
Programs: WN, DL, UA, AA, Hilton, Marriott, IHG
Posts: 1,303
I applied for the business card following the guidance on 0 years/$0 in this thread. I was a little concerned when I got the "we'll let you know by mail" message and then silence for a couple of weeks. The card came in the mail today, though, so all's well that ends well.
Sep 15, 2019, 5:48 pm
#1492
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Sep 15, 2019, 6:06 pm
#1493
Join Date: Dec 2004
Programs: WN, DL, UA, AA, Hilton, Marriott, IHG
Posts: 1,303
Sep 15, 2019, 6:14 pm
#1494
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
Sep 16, 2019, 12:10 pm
#1495
Join Date: Feb 2019
Posts: 268
Barclay's is really sensitive to TU inquiries in the past 6 month. Usually more than 2 will get you denied. (at least in my experience)
Sep 16, 2019, 2:50 pm
#1496
Join Date: Jun 2015
Location: JFK
Programs: AA Platinum
Posts: 325
At the time I applied, zero. (Most recent TU INQ was Dec 19, 2018, until now)
Also forgot to mention: I had a mailer from BoA directing me to apply for this Biz card. I don't think it was targeted to me specifically -- offer was identical to the public offer, and the URL code was quite generic. All in all, it didn't help.
Curious to see what the denial letter says!
Also forgot to mention: I had a mailer from BoA directing me to apply for this Biz card. I don't think it was targeted to me specifically -- offer was identical to the public offer, and the URL code was quite generic. All in all, it didn't help.
Curious to see what the denial letter says!
Sep 16, 2019, 10:08 pm
#1497
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I'm not saying it's a panacea, but it may help in some "borderline" situations perhaps.
Sep 17, 2019, 9:54 pm
#1499
Join Date: Jul 2019
Posts: 38
Did you apply with new a business or the same info as the accounts you had already opened.
Sep 18, 2019, 2:18 pm
#1500
Join Date: Jun 2015
Location: JFK
Programs: AA Platinum
Posts: 325
BofA also seems to possibly look kindly upon a longer-term relationship with the bank. Perhaps you shouldn't have "left" BofA and had to "come back" to it? Perhaps you should open a no-AF card at BofA, even if it seems like something you have no interest in, just so you can keep a BofA account open "forever"? (Then use it once or twice a year for something cheap, just to keep them from cancelling for inactivity.)
I'm not saying it's a panacea, but it may help in some "borderline" situations perhaps.
I'm not saying it's a panacea, but it may help in some "borderline" situations perhaps.
Speak of the devil, I just got the request for business documents, legal structure, audited financials, etc. So I guess the app is still alive! I don't have any of those doc -- I applied as sole proprietor / $0 income / founded Sept '19 -- so will skim the thread for ideas or just call recon and explain. I do have a legit (unincorporated) side business I can talk about if they press.