Business Alaska

4 year LLC. Income 12k year.

May, app#1. Asked for a crapload of docs. Art of Org, last 2 year returns. Never got around to submitting docs and app expired.

Aug, opened personal checking to take advantage of $300 sub. DD from day job sent here.

Aug, app#2. Took about 2 weeks, got a phone call with tentative approval pending receipt of verification. This time they just asked for articles. Just got the card this week.

Pulled TU in NY.
FICO 780ish. Little less the second app since I put 5 fresh INQs within 5 months, 2 being BOA.