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FlyerTalk Forums Expert How-Tos and Guides
Jan 16, 2017, 9:36 am by rrggBefore applying, please note
B of A's restrictions (2-3-4 rule, UPDATED: as of Sept 28,2019 possibly 3/12 for new customers and 7/12 for existing customers. See thread for ongoing discussion) on approving applications:
https://www.flyertalk.com/forum/cred...24-months.html
Nestled in the terms and conditions of all of the personal Alaska Airlines credit card offers:
"This card will not be available to you if you currently have or have had the card in the preceding 24 month period. This does not apply to the business credit card product."
More info on the COMPANION FARE cert can be found here: https://www.flyertalk.com/forum/alas...-fare-faq.html
This thread is a continuation from THIS discussion (2012-2016)
Concurrent discussion here: https://www.flyertalk.com/forum/alas...017-later.html
As additional resources for these cards, see the following threads in the Alaska Airlines forum- Alaska Airlines Visa
- Retention/conversion offers & discussion thread
- https://www.flyertalk.com/forum/alas...017-later.html
Please do not delete non working offers because sometimes they start working again. Instead move them to the prior offers section.
PERSONAL CARDS
Current offers:
65k offer: https://apply.uscreditcardguide.com/credit-card/boa-alaska/apply/
60K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
Prior offers:
72K offer: 72K offer
70K offer: https://www.alaskaair.com/content/cr...B&gclsrc=aw.ds
70K + $100 statement credit: click on the direct link to offer in the DoC article...https://www.doctorofcredit.com/bank-...0-miles-offer/
50k miles + companion fare, $75 AF, $2k spend (Live Jan 2021 to May 2021)
40k miles + $100 + companion fare, $75 AF, $2k spend
As of December 2018, Bank of America no longer gives you a lower bonus if you're approved for Platinum instead of Signature.
Make sure to opt-in to "Partner Offers" within your Mileage Plan account if you wish to be targeted for single-use application links with increases bonuses.
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Check Personal Card application status online here:
https://www.bankofamerica.com/credit...status-form.go
Personal card Recon Lines:
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
or 888-230-6262
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BUSINESS CARDS
Current offers:
Now 50k $95 AF $100 Stmt credit $4k spending https://www.alaskaair.com/content/cr...-business-card
Prior offers:
40K>70K
Read post 844 for tips on being approved for the business card.
It may be easier to get approved for a new business with 0 years and $0 gross income.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
Business card Recon Line:
April 2024: BOA Biz Recon (Small Biz Lending, Credit Analyst) 888-782-7717, 888-569-4439 (M-F 8am-7pm EST), both answered by live human in 2-4 minutes. (Both numbers confirmed multiple times in the past 2-3 days.)
866-695-6598 (8-7pm EST M-F)
Biz card status line: 888 663 6262 (not working)
Biz Card credit analyst line: 888-782-7717
Biz card expedited shipping: wait 24 hours after approval for a card number to generate then call 800-901-9830 and a person will answer. If 1st Rep says "no" ask him/her to ck. with a supervisor. This worked for me.
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Credit Inquiries
Credit Inquiries for Personal cards come from BofA. Inquiries for business cards come from FIA.
Credit bureaus usually merge inquiries from the same requester made on the same day.
Inquiries from BofA and FIA will not be merged.
Does one have to call BoA to lower a card's credit limit?
Yes, there is no longer any way to contact BOA online. Phone is the only method currently.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
Can you send a secure message through your account online?
No. BOA has removed the secure message functionality, even for Preferred members. The only way to contact BOA now is to call them.
Can I apply for another personal Alaska card if I have one open already?
Some people still can, but these days many people get denied. If you don't want to risk getting denied, it's probably better if you close any existing personal Alaska cards before applying for another one. But be sure to lower credit limit as low as possible at least a few business days before you close the card (though the earlier you can do it the better), because credit limit that's left on the card when you close it stays unavailable to new card applications for a year or more (while credit limit that's lowered as a separate step becomes available to new card applications much sooner)!
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Use or earn Mileage Plan miles with Alaska's Global Partners
https://www.alaskaair.com/content/mi...tners-overview
Does anyone know if the free check in baggage privileges get immediately revoked, the moment you cancel your AS Personal or Biz card?
I presume so, but I am curious to know whether anyone got "grace period" (bc AS didnt realized you already cancel your card when you check in for flight).
To be honest, of all the times I take AS flights, I was never asked once to show my AS CC to qualify for free check in baggage. I assume it is because this information somehow shows up in my AS FF account? This has happen many times even though I didnt use my AS CC to pay for that specific flight (e.g., during corporate travels)
Am trying to see how to optimize timing of canceling CC vs time to apply again (with no guarantee of receiving another AS CC due to the BOA clamp down these days), with my upcoming AS flights
Thanks
I presume so, but I am curious to know whether anyone got "grace period" (bc AS didnt realized you already cancel your card when you check in for flight).
To be honest, of all the times I take AS flights, I was never asked once to show my AS CC to qualify for free check in baggage. I assume it is because this information somehow shows up in my AS FF account? This has happen many times even though I didnt use my AS CC to pay for that specific flight (e.g., during corporate travels)
Am trying to see how to optimize timing of canceling CC vs time to apply again (with no guarantee of receiving another AS CC due to the BOA clamp down these days), with my upcoming AS flights
Thanks
Quote:
But if reapplied, doesn't she get yet another AF a month or so from now (the first year AF for the new card)? :confvsed: Or did the rep agree the waive the AF for a re-application? Originally Posted by rustykettel
Unrelated: My wife canceled her card about two weeks ago to avoid the AF. Was too late and it already posted, along with the companion code. Called today to reopen the account since the AF was already charged. Rep couldn't do it (no surprise) so reapplied. Approved instantly, card limit was less than first but enough for Signature. She wasn't trying to churn it, just annoyed with the AF so credit limit wasn't reduced on the first card before closing.
Quote:
Yes, she does get hit with another AF but did the reapplication through the dummy booking link so $100 statement credit - 2x $75 AF = $50 net out of pocket + 2 companion codes including one of the promotional buy one ticket/get one free.Originally Posted by sdsearch
But if reapplied, doesn't she get yet another AF a month or so from now (the first year AF for the new card)? :confvsed: Or did the rep agree the waive the AF for a re-application?
I'm on a tight schedule where I really need these alaska miles for a redemption. I am receiving my Alaska airlines card tomorrow and will be able to make the spend requirement in one purchase. The statement cut date is not for another month. Does anyone know if it is possible to call BoA and get them to expedite the posting of the bonus points once all your charges meeting the spend requirement have cleared?
Mixed experience:
- Been churning alaska cards for years - have had over 10, opening personal and business every 6 months or so
- Am Platinum privilege or what not
- Closed my only bus and personal cards (after 11 months) on 5/1/17 (others were closed earlier in the year)
- Applied for personal card 5/9 - insta approved with $21K limit
- Applied for business card 5/9 - Pending (not going to call recon probably) (edit) - Approved 5/11
- Been churning alaska cards for years - have had over 10, opening personal and business every 6 months or so
- Am Platinum privilege or what not
- Closed my only bus and personal cards (after 11 months) on 5/1/17 (others were closed earlier in the year)
- Applied for personal card 5/9 - insta approved with $21K limit
- Applied for business card 5/9 - Pending (not going to call recon probably) (edit) - Approved 5/11
Wife called to lower CL to $500 from $5,00. Agent said that anything lower than $5k would trigger an account audit and the card would be downgraded to a non-signature card. Lowered anyways.
I lowered mine to $500 a few weeks ago and it is still a signature card.
I lowered mine to $500 a few weeks ago and it is still a signature card.
Quote:
I lowered mine to $500 a few weeks ago and it is still a signature card.
If you have already received the bonus, what's the drawback if it's not a signature card anymore?Originally Posted by Superorb
Wife called to lower CL to $500 from $5,00. Agent said that anything lower than $5k would trigger an account audit and the card would be downgraded to a non-signature card. Lowered anyways.I lowered mine to $500 a few weeks ago and it is still a signature card.
Quote:
No more annual companion code maybe?Originally Posted by vm81
If you have already received the bonus, what's the drawback if it's not a signature card anymore?
Quote:
No drawback, I just found it funny that agents try to scare you into keeping things how they are.Originally Posted by vm81
If you have already received the bonus, what's the drawback if it's not a signature card anymore?
Quote:
Depends whether the Personal and Biz CC pull from same CB or not. It didnt for me so it's 2 HP whether I do it on same day or diff dayOriginally Posted by jayoxd
Normally people combine pulls by applying for personal + biz (using the social). Can 3 cards be achieved potentially with personal + biz (social) + EIN?
As far as I could tell, BOA Personal and Biz CC department are quite mutually-exclusive from each other. Even on normal CC matters like calling up CSR, they need to transfer to one another - cannot talk to the same person on both CC types matters
Quote:
I've never heard of anyone trying that either. If you decide to go for it be sure to report back here. I would be willing to bet that you could get the personal and first biz card approved easily, but a 3rd card would likely take some talking to a recon agent.Originally Posted by jayoxd
Do you think I could get through 3 apps though? This would be their first BoA cards. I know they're cracking down but I've never seen a DP of one biz for social and another with an EIN then a personal.
When do the bonus points post? I've hit the minimum spend; will they post after I pay the annual fee?