Originally Posted by
rustykettel
Unrelated: My wife
canceled her card about two weeks ago to avoid the AF. Was too late and it already posted, along with the companion code. Called today to reopen the account since the AF was already charged. Rep couldn't do it (no surprise) so reapplied. Approved instantly, card limit was less than first but enough for Signature. She wasn't trying to churn it, just annoyed with the AF so credit limit wasn't reduced on the first card before closing.
But if reapplied, doesn't she get yet another AF a month or so from now (the first year AF for the new card)? :confvsed: Or did the rep agree the waive the AF for a re-application?