Last edit by: geclub1
Application Link:
Preferred (UnionPay): https://icbc-uscards.com/#/?product=...y&origin=00002
Preferred (Visa): https://icbc-uscards.com/#/?product=...a&origin=00002
Premier (UnionPay): https://icbc-uscards.com/#/?product=...y&origin=00002
Premier (Visa): https://icbc-uscards.com/#/?product=...a&origin=00002
Card Service email address:
[email protected]
Preferred (UnionPay): https://icbc-uscards.com/#/?product=...y&origin=00002
Preferred (Visa): https://icbc-uscards.com/#/?product=...a&origin=00002
Premier (UnionPay): https://icbc-uscards.com/#/?product=...y&origin=00002
Premier (Visa): https://icbc-uscards.com/#/?product=...a&origin=00002
Card Service email address:
[email protected]
US based Union Pay card?
#286
FlyerTalk Evangelist


Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,743
Has anyone tested QuickPass (or even PBOC chip) at a Square merchant recently? This page only mentions JCB not working with the chip + contactless reader, which makes me think either of those are at least a remote possibility.
#287
Join Date: Jun 2019
Location: San Jose, CA USA
Posts: 27
Has anyone tested QuickPass (or even PBOC chip) at a Square merchant recently? This page only mentions JCB not working with the chip + contactless reader, which makes me think either of those are at least a remote possibility.
#288
FlyerTalk Evangelist


Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,743
I'd try Square Register and the white puck in case one works better than the other for whatever reason. (That might be the case for JCB, anyway.)
#289
Join Date: Jun 2019
Location: San Jose, CA USA
Posts: 27
McDonalds - YES, works with UnionPay contactless card! Receipt shows same AID as when you use UnionPay chip card insert
Walgreens - NO UnionPay contactless support (terminal said "Card not supported"), despite it working with chip card insert at same store
#290
Join Date: Jun 2019
Location: San Jose, CA USA
Posts: 27
I don't know a merchant with a Square Register (integrated Android-powered grey hardware), but I should be able to test with the Square Stand (iPad) with a contactless/chip reader. The contactless/chip reader can be used as a "puck" as you say Bluetoothed to a phone/iPad OR installed in a weighted angled holder that is plugged into a Square Stand.
#291
Join Date: Jun 2019
Location: San Jose, CA USA
Posts: 27
Another data point for US testing of UnionPay contactless:
CVS - NO: terminal had a chip rejection error when contactless was tried; Yes, it works natively with UnionPay chip card insertion here.
So far for my testing in the US, the only successful UnionPay contactless tested and confirmed is McDonalds. I have not yet tested a Square merchant.
CVS - NO: terminal had a chip rejection error when contactless was tried; Yes, it works natively with UnionPay chip card insertion here.
So far for my testing in the US, the only successful UnionPay contactless tested and confirmed is McDonalds. I have not yet tested a Square merchant.
#292

Join Date: Jul 2018
Posts: 5
I tried a Square merchant. The NFC and dipping had a message saying this card needed to be swiped. I only tried dipping at Clover and it worked. My local 99 Ranch terminal didn't take the NFC, but took the dip directly. So far, only McDonald's and Burger King were able to take the NFC on this card. Most places don't have the application loaded to run the card via NFC, even when dipping works.
Most of the trouble using this card is online purchases as many online merchants don't detect the card number. I think similarly, using this card online in China would be an issue as online websites usually does some verification method with the bank directly (I haven't tried it yet).
I originally got this card for a trip, but it didn't come in time.
Most of the trouble using this card is online purchases as many online merchants don't detect the card number. I think similarly, using this card online in China would be an issue as online websites usually does some verification method with the bank directly (I haven't tried it yet).
I originally got this card for a trip, but it didn't come in time.
#293
Join Date: Jun 2019
Location: San Jose, CA USA
Posts: 27
I tried a Square merchant. The NFC and dipping had a message saying this card needed to be swiped. I only tried dipping at Clover and it worked. My local 99 Ranch terminal didn't take the NFC, but took the dip directly. So far, only McDonald's and Burger King were able to take the NFC on this card. Most places don't have the application loaded to run the card via NFC, even when dipping works.
Most of the trouble using this card is online purchases as many online merchants don't detect the card number. I think similarly, using this card online in China would be an issue as online websites usually does some verification method with the bank directly (I haven't tried it yet).
I originally got this card for a trip, but it didn't come in time.
Most of the trouble using this card is online purchases as many online merchants don't detect the card number. I think similarly, using this card online in China would be an issue as online websites usually does some verification method with the bank directly (I haven't tried it yet).
I originally got this card for a trip, but it didn't come in time.
See my master list of working US merchant locations (focusing mostly on Contactless, Chip, & Swipe + PIN debit mode, plus Online), which I will post next.
#294
Join Date: Jun 2019
Location: San Jose, CA USA
Posts: 27
To start out, thanks to all the early adopters of the ICBC UnionPay card who reported their experiences with the card, particularly their international testing. For the US, I was interested in getting a broader picture of acceptance in the US with real transactions beyond the limited datapoints available.
Some are based only on reports, while the remaining ones I personally tested June to Sept 2019 with real completed & posted transactions. UnionPay support changes periodically with merchants due to evolving terminal configurations & website/app support so retesting is necessary, mostly to see if it has improved.
One of the interesting facets is merchants who don't support UnionPay chip yet but support cashback like a PIN debit card. At these merchants, this card works like a PIN debit card running on the Pulse/Discover debit network.
IN-PERSON WORKS
Chip & Contactless
McDonald's
Burger King - based on reports
Chip
POS: Clover - based on reports; contactless not tested
CVS drug
99 Ranch (grocery) - based on reports
Home Depot (no contactless for any card type)
QFC (grocery) - based on reports
Walgreens drug
Walmart (no contactless for any card type) - based on reports with cashier; I had trouble getting it to work at self-checkout, but finally successful
USPS (post office; human clerk and kiosk; no contactless for any card type)
Swipe + PIN (Pulse/Discover debit network mode) - acts like debit card
Arco (stations that don't take credit cards) - pay at pump (any amount up to preauthorized $100) or pay at cashier (you give set amount)
Dollar Tree - cash back ($1 fee by store)
Grocery Outlet - cash back
Office Depot
Rite-Aid - cash back
Safeway - cash back
Staples - cash back
Swipe Only (most merchants will accept as swipe; a few examples shown)
POS: Square - based on reports
Starbucks
Target
Not Accepted At All
Costco - loop cycle of chip error & swipe
Fry's Electronics - chip error & swipe did nothing
RedBox - swipe says card not recognized (new card unit, but before chip & contactless enabled)
ONLINE WORKS (web browser) - real payment fully completed & posted
Most websites & apps that autodetect card as UnionPay or Discover when entering will work
Card seems accepted at a rough estimate of 40%-50% of US websites of all types
Amazon.com - card type autodetected as UnionPay
Bedbathandbeyond.com - card type autodetected as Discover
Boxed.com - card type autodetected as UnionPay
DollarTree.com - select card type as Discover
Geico.com - card type autodetected as Discover
Netflix.com (autopay works) - card type autodetected as Discover
PG&E (manual pay) - card type autodetected
RiteAid.com (Authorize.net) - card type autodetected as Discover
Sports Basement (Shopify) - card type autodetected as Discover
Verizon Prepaid (autopay) - card type autodetected as Discover
Walgreens.com - card type autodetected as Discover
Some are based only on reports, while the remaining ones I personally tested June to Sept 2019 with real completed & posted transactions. UnionPay support changes periodically with merchants due to evolving terminal configurations & website/app support so retesting is necessary, mostly to see if it has improved.
One of the interesting facets is merchants who don't support UnionPay chip yet but support cashback like a PIN debit card. At these merchants, this card works like a PIN debit card running on the Pulse/Discover debit network.
IN-PERSON WORKS
Chip & Contactless
McDonald's
Burger King - based on reports
Chip
POS: Clover - based on reports; contactless not tested
CVS drug
99 Ranch (grocery) - based on reports
Home Depot (no contactless for any card type)
QFC (grocery) - based on reports
Walgreens drug
Walmart (no contactless for any card type) - based on reports with cashier; I had trouble getting it to work at self-checkout, but finally successful
USPS (post office; human clerk and kiosk; no contactless for any card type)
Swipe + PIN (Pulse/Discover debit network mode) - acts like debit card
Arco (stations that don't take credit cards) - pay at pump (any amount up to preauthorized $100) or pay at cashier (you give set amount)
Dollar Tree - cash back ($1 fee by store)
Grocery Outlet - cash back
Office Depot
Rite-Aid - cash back
Safeway - cash back
Staples - cash back
Swipe Only (most merchants will accept as swipe; a few examples shown)
POS: Square - based on reports
Starbucks
Target
Not Accepted At All
Costco - loop cycle of chip error & swipe
Fry's Electronics - chip error & swipe did nothing
RedBox - swipe says card not recognized (new card unit, but before chip & contactless enabled)
ONLINE WORKS (web browser) - real payment fully completed & posted
Most websites & apps that autodetect card as UnionPay or Discover when entering will work
Card seems accepted at a rough estimate of 40%-50% of US websites of all types
Amazon.com - card type autodetected as UnionPay
Bedbathandbeyond.com - card type autodetected as Discover
Boxed.com - card type autodetected as UnionPay
DollarTree.com - select card type as Discover
Geico.com - card type autodetected as Discover
Netflix.com (autopay works) - card type autodetected as Discover
PG&E (manual pay) - card type autodetected
RiteAid.com (Authorize.net) - card type autodetected as Discover
Sports Basement (Shopify) - card type autodetected as Discover
Verizon Prepaid (autopay) - card type autodetected as Discover
Walgreens.com - card type autodetected as Discover
#296




Join Date: Apr 2005
Location: SFO
Programs: UA MM, SQ KrisFlyer, SPG/Marriott Titanium
Posts: 1,278
Hi folks, I'm about to take this ICBC UP for a test drive in Shenzhen (and will definitely try the red subway gate!). A few quick questions:
1. Where (in the website) can I set my PIN? I'm sure I set it somehow before but can't recall (because I use this card exclusively in CN). Or does require a call to customer service?
2. I keep hearing 'QuickPass' and wondering if this is something extra I need to activate on my ICBC Gold Preferred card?
3. I signed up (back in December) on the premise of getting $50 cash bonus after $1,000 purchase (in which I made 2 (two) $500 purchases in two separate billing cycles, all within 3 months of signup).. Haven't seen that $50 bonus yet, wonder if others had the same experience?
Thx in advance!
1. Where (in the website) can I set my PIN? I'm sure I set it somehow before but can't recall (because I use this card exclusively in CN). Or does require a call to customer service?
2. I keep hearing 'QuickPass' and wondering if this is something extra I need to activate on my ICBC Gold Preferred card?
3. I signed up (back in December) on the premise of getting $50 cash bonus after $1,000 purchase (in which I made 2 (two) $500 purchases in two separate billing cycles, all within 3 months of signup).. Haven't seen that $50 bonus yet, wonder if others had the same experience?
Thx in advance!
How did your Shenzhen experience go? Do they charge Forex fee for China transactions?
#297
Join Date: Jun 2019
Location: San Jose, CA USA
Posts: 27
Hi folks, I'm about to take this ICBC UP for a test drive in Shenzhen (and will definitely try the red subway gate!). A few quick questions:
1. Where (in the website) can I set my PIN? I'm sure I set it somehow before but can't recall (because I use this card exclusively in CN). Or does require a call to customer service?
2. I keep hearing 'QuickPass' and wondering if this is something extra I need to activate on my ICBC Gold Preferred card?
3. I signed up (back in December) on the premise of getting $50 cash bonus after $1,000 purchase (in which I made 2 (two) $500 purchases in two separate billing cycles, all within 3 months of signup).. Haven't seen that $50 bonus yet, wonder if others had the same experience?
Thx in advance!
1. Where (in the website) can I set my PIN? I'm sure I set it somehow before but can't recall (because I use this card exclusively in CN). Or does require a call to customer service?
2. I keep hearing 'QuickPass' and wondering if this is something extra I need to activate on my ICBC Gold Preferred card?
3. I signed up (back in December) on the premise of getting $50 cash bonus after $1,000 purchase (in which I made 2 (two) $500 purchases in two separate billing cycles, all within 3 months of signup).. Haven't seen that $50 bonus yet, wonder if others had the same experience?
Thx in advance!
PIN - I set my own PIN online during the card activation process in June 2019 after received the card in the mail
Bonus - I checked all the dates, and I received the $50 bonus exactly 6 weeks after I finished the spend.
#298




Join Date: Jan 2000
Location: Bay Area
Programs: UA1MM, *G,HA Premier Club, Hyatt Disc, HHonors Gold, Marriott LTPlat, ClubCarlson Gold, IHG PlatAmb
Posts: 1,281
I know there were other replies to this but I wanted to give datapoints for my own experience.
PIN - I set my own PIN online during the card activation process in June 2019 after received the card in the mail
Bonus - I checked all the dates, and I received the $50 bonus exactly 6 weeks after I finished the spend.
PIN - I set my own PIN online during the card activation process in June 2019 after received the card in the mail
Bonus - I checked all the dates, and I received the $50 bonus exactly 6 weeks after I finished the spend.
Thx!
#299
Join Date: Jun 2019
Location: San Jose, CA USA
Posts: 27
More datapoints for US merchants that I tested with the US-issued ICBC UnionPay card:
Trader Joe's - UnionPay Chip supported natively like other chip cards (receipt says ICBC PBOCCARD); will test contactless there in future
Safeway (grocery store) - Still swipe-only UnionPay in PIN debit mode as tested & reported before, but wanted to add datapoint of $200 cashback at the self-checkout working recently, as I wasn't sure if others had mentioned trying with a high cashback amount on this card; Until Safeway supports UnionPay chip cards, this is a great ATM alternative
Smart & Final (grocery store) - Swipe-only UnionPay but works in PIN debit mode, so up to $50 cashback ($100 and $200 requests failed)
O'Reilly's Auto Parts - Swipe-only UnionPay as a credit card; has UnionPay sticker on terminal, but no chip support
Trader Joe's - UnionPay Chip supported natively like other chip cards (receipt says ICBC PBOCCARD); will test contactless there in future
Safeway (grocery store) - Still swipe-only UnionPay in PIN debit mode as tested & reported before, but wanted to add datapoint of $200 cashback at the self-checkout working recently, as I wasn't sure if others had mentioned trying with a high cashback amount on this card; Until Safeway supports UnionPay chip cards, this is a great ATM alternative
Smart & Final (grocery store) - Swipe-only UnionPay but works in PIN debit mode, so up to $50 cashback ($100 and $200 requests failed)
O'Reilly's Auto Parts - Swipe-only UnionPay as a credit card; has UnionPay sticker on terminal, but no chip support
#300




Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,958
Safeway (grocery store) - Still swipe-only UnionPay in PIN debit mode as tested & reported before, but wanted to add datapoint of $200 cashback at the self-checkout working recently, as I wasn't sure if others had mentioned trying with a high cashback amount on this card; Until Safeway supports UnionPay chip cards, this is a great ATM alternative



