May 21, 2014, 10:21 am
Last edit by: Superorb
These are Amex-network cards, issued and administered by Wells Fargo. American Express acts as the transaction processing network, in the same way that VISA process transactions for other Wells Fargo cards. Amex-network cards do not count against your four credit card limit with American Express, nor will you deal with American Express customer service.
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex
Oct 16, 2015, 7:58 pm
#676
Join Date: Aug 2015
Posts: 322
Wells fargo also restricts CC signup bonuses to 1 per person lifetime.
Nov 28, 2015, 3:42 pm
#677
Join Date: Mar 2015
Location: MSP
Programs: UR, RR, MileagePLus, Dividend Miles (R.I.P), AAdvantage, HHonors, IHG, Skymiles
Posts: 108
Help!!!
After reading people here getting airline credit, $100, I purchased gift cards after AF was posted in my account. After the credit was posted in my account, I called and closed the account. The customer support promised to close account and waive or credit AF so there won't be a balance carried over. However, After two months, no credit is posted and I keep being charged for late fee and interest charges.
I was out of the U.S. for the past 7 months and just came back. I called today trying to figure out what happened. Then the customer service said I had transaction after AF was posted, which was the one for airline credit, $100, so he said I need to pay for AF regardless if it is closed now or not.
What are your cases here? Can anyone share what they did and if the account is closed without carrying over the balance of AF after using the airline credit?
If I refuse to pay for it, does that mean I will be reported to the credit agency which will impact my credit score?
Thanks for any feedback.
After reading people here getting airline credit, $100, I purchased gift cards after AF was posted in my account. After the credit was posted in my account, I called and closed the account. The customer support promised to close account and waive or credit AF so there won't be a balance carried over. However, After two months, no credit is posted and I keep being charged for late fee and interest charges.
I was out of the U.S. for the past 7 months and just came back. I called today trying to figure out what happened. Then the customer service said I had transaction after AF was posted, which was the one for airline credit, $100, so he said I need to pay for AF regardless if it is closed now or not.
What are your cases here? Can anyone share what they did and if the account is closed without carrying over the balance of AF after using the airline credit?
If I refuse to pay for it, does that mean I will be reported to the credit agency which will impact my credit score?
Thanks for any feedback.
My AF hit on my recent statement, and I was about to go for my remaining $90 in the second year's airline benefit, but reading your post stopped me cold. If nothing else at least you know you stopped someone else from the same fate by reporting your data here!
Nov 28, 2015, 4:08 pm
#678
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
Datapoint: used the card to pay for a Lufthansa award cancellation (USD 60) and it got redeemed. There did not seem to be a ticket # in the description and there were these words "manual entry"
I tried to put an alaska award change fee (125) that I did online and i did not get a credit. no ticket # came through for that as well.
I tried to put an alaska award change fee (125) that I did online and i did not get a credit. no ticket # came through for that as well.
Nov 28, 2015, 9:20 pm
#679
Join Date: Mar 2015
Location: MSP
Programs: UR, RR, MileagePLus, Dividend Miles (R.I.P), AAdvantage, HHonors, IHG, Skymiles
Posts: 108
Just realized I never gave my full update on getting airline bonuses.
Wife's card: had some $60 odd in points transfer fees with AA, so left well enough alone for the first year's benefit. Totally biffed getting the 2nd year's benefit because I was at work and panicked (stupid) when I realized it was a week past her account's anniversary date and she hadn't cancelled yet. She cancelled via phone and the $175 AF was not charged.
My Card: I also screwed mine up a bit. Anniversary date snuck up on me (fyi for account holders: it's easy to find this date by clicking on "View account profile" on the left sidebar) and I hadn't used any airline benefit yet.
My anniversary date was 10/08.
I bought a $100 AA GC on 10/06.
The purchase posted on 10/09, but the date reported for purchase and post was 10/06. *it's becoming an interesting test case!*
Airline benefit reimbursement also backdated to 10/06.
I wanted to test whether or not they really counted it for the first year's benefit, so I did a $10 SW GC (AA GC minimum is $50). Purchased it on 10/12.
Airline benefit (2nd year) reimbursed the SW GC on 11/05.
My AF posted on 10/31. So conveniently for WF, after my $10 test GC, if I were to buy another $90 one to fill out my second year's airline benefit, they could stick me with the same thing they got cakelover (see above post) with and charge me the AF because I would have made a purchase after it posted.
I hate all this date wrangling
Wife's card: had some $60 odd in points transfer fees with AA, so left well enough alone for the first year's benefit. Totally biffed getting the 2nd year's benefit because I was at work and panicked (stupid) when I realized it was a week past her account's anniversary date and she hadn't cancelled yet. She cancelled via phone and the $175 AF was not charged.
My Card: I also screwed mine up a bit. Anniversary date snuck up on me (fyi for account holders: it's easy to find this date by clicking on "View account profile" on the left sidebar) and I hadn't used any airline benefit yet.
My anniversary date was 10/08.
I bought a $100 AA GC on 10/06.
The purchase posted on 10/09, but the date reported for purchase and post was 10/06. *it's becoming an interesting test case!*
Airline benefit reimbursement also backdated to 10/06.
I wanted to test whether or not they really counted it for the first year's benefit, so I did a $10 SW GC (AA GC minimum is $50). Purchased it on 10/12.
Airline benefit (2nd year) reimbursed the SW GC on 11/05.
My AF posted on 10/31. So conveniently for WF, after my $10 test GC, if I were to buy another $90 one to fill out my second year's airline benefit, they could stick me with the same thing they got cakelover (see above post) with and charge me the AF because I would have made a purchase after it posted.
I hate all this date wrangling
Nov 30, 2015, 7:52 am
#680
Join Date: Dec 2010
Posts: 1,516
AF will be charged on my next statement (in December). I got their note but cancellation policy is not clear - should I cancel before AF hits my account or they give 30 days after that? I'm not going to keep this card, I just need to use it for my Serve loads in December to hit $50 in rewards and airline fee reimbursement.
Dec 2, 2015, 10:50 am
#683
Join Date: Aug 2015
Posts: 322
What is the best way to redeem bonus points, I have no need of Air ticket purchases for travel purposes. I have heard of refundable tickets. When you buy air ticket, you can redeem your Barclay points towards the purchase, how soon after the points have been redeemed you can return the ticket? When you return the refundable ticket, do you get statement credit?
Dec 2, 2015, 7:16 pm
#684
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
What is the best way to redeem bonus points, I have no need of Air ticket purchases for travel purposes. I have heard of refundable tickets. When you buy air ticket, you can redeem your Barclay points towards the purchase, how soon after the points have been redeemed you can return the ticket? When you return the refundable ticket, do you get statement credit?
Dec 3, 2015, 7:01 am
#686
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
Dec 3, 2015, 8:02 am
#687
Join Date: Aug 2015
Posts: 322
I think we got Barclay mixed up with Wells Fargo . Yes, for WF, you can easily redeem points for money.
Last edited by nfpa70e; Dec 3, 2015 at 12:13 pm
Dec 10, 2015, 4:13 pm
#689
Join Date: Sep 2009
Programs: Far too many
Posts: 315
Closing card
1. In the last days of my 12th month of cardmembership, before the AF posted, I phoned to ask if an airline fee reembursement was available. (the second on the account.) The CR said yes.
I sent a secure message to confirm. WF confirmed.
I contributed $100 to a UA gift registry.
When no reimbursement showed after 5 days, I sent another SM asking for the Statement Credit. The response: no statement credit until after the account anniversary.
I decided against a fight, waited for the AF to post, then made another $100 contribution to a UA gift registry. The credit posted a few days later.
2. I used orphan points on the account to pay for part of an amazon GC, and paid for the remaining part with a CC.
3. I sent an SM to cancel the account and reverse the AF. No response. I phoned to do the same. The CR said he would cancel the account and that it qualified for a refund of the annual fee. He read me the cancellation disclosures, the said the card was cancelled, and the fee waived. He offered to send me a confirmation letter, which I accepted.
4. I learned that the WF CSRs cannot be relied on; that the air reimbursement actually has to await the account anniversary no matter what they say; and that there is not a problem getting the annual fee reversed after it posts, even with a purchase on the card after the fee posts, at least for a couple of weeks, assuming the fee actually does get reversed. I will post again if it does not.
I sent a secure message to confirm. WF confirmed.
I contributed $100 to a UA gift registry.
When no reimbursement showed after 5 days, I sent another SM asking for the Statement Credit. The response: no statement credit until after the account anniversary.
I decided against a fight, waited for the AF to post, then made another $100 contribution to a UA gift registry. The credit posted a few days later.
2. I used orphan points on the account to pay for part of an amazon GC, and paid for the remaining part with a CC.
3. I sent an SM to cancel the account and reverse the AF. No response. I phoned to do the same. The CR said he would cancel the account and that it qualified for a refund of the annual fee. He read me the cancellation disclosures, the said the card was cancelled, and the fee waived. He offered to send me a confirmation letter, which I accepted.
4. I learned that the WF CSRs cannot be relied on; that the air reimbursement actually has to await the account anniversary no matter what they say; and that there is not a problem getting the annual fee reversed after it posts, even with a purchase on the card after the fee posts, at least for a couple of weeks, assuming the fee actually does get reversed. I will post again if it does not.