May 21, 2014, 10:21 am
Last edit by: Superorb
These are Amex-network cards, issued and administered by Wells Fargo. American Express acts as the transaction processing network, in the same way that VISA process transactions for other Wells Fargo cards. Amex-network cards do not count against your four credit card limit with American Express, nor will you deal with American Express customer service.
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
There have been several data points that people on work visas don't qualify, only US citizens and permanent residents do. However some people with visas have also received this card.
If you have some relationship with wells fargo, less verification info is asked so keeping a checking with WF can be a good way to improve your chances.
Wells fargo also restricts CC signup bonuses to 1 per person lifetime. Some people have also reported one per address so YMMV.
You can have both types of Propel cards open simultaneously.
It easily takes 90-120 days after meeting the spend for the bonus to post.
Airline Fee Credit
Once per anniversary year.
It appears that one can wait until after the annual fee is charged, the get a second reimbursement of an airline expenditure, and then cancel to get the annual fee refunded.
Examples of airline related charges that have been reimbursed:
1. Gift cards of most airlines
2. BA award ticket taxes
3. AA award ticket taxes (booked via phone)
4. LH award redeposit fee (charged via phone)
5. Amazon GC through UA shopping app.
Examples of airline related charges that have NOT been reimbursed:
1. AS award date change fee ($125, charged online)
Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex
Mar 15, 2016, 10:06 pm
#721
Ambassador: Alaska Airlines
Join Date: Feb 2008
Location: ANC, SAP
Programs: AS MVP Gold, Priority Pass
Posts: 1,863
I have both the Propel 365 and the Visa Signature, but have not yet booked any travel. Can anyone with any experience booking travel shed any light on a few questions:
1) is there a 24 hour courtesy cancel? Just like to know if I have this benefit going in, as it has come in handy a few times.
2) The Visa signature gives 1.5c per point towards travel, while the Propel 365 claims no booking fee. When I go to the reward site, it prices out at 1.5c per point, but it does assess a $24 fee. Has anyone had success combining the 2 benefits?
I tried to call the phone number on the website today. The agent said there is not a 24 hour courtesy cancel. But he then realized I was a Propel 365 holder, and apparently the bookings for Propel 365 are actually handled by a different company or department that was closed...seems odd that they're not handled by the same agency.
Any insight would be appreciated. Thanks!
1) is there a 24 hour courtesy cancel? Just like to know if I have this benefit going in, as it has come in handy a few times.
2) The Visa signature gives 1.5c per point towards travel, while the Propel 365 claims no booking fee. When I go to the reward site, it prices out at 1.5c per point, but it does assess a $24 fee. Has anyone had success combining the 2 benefits?
I tried to call the phone number on the website today. The agent said there is not a 24 hour courtesy cancel. But he then realized I was a Propel 365 holder, and apparently the bookings for Propel 365 are actually handled by a different company or department that was closed...seems odd that they're not handled by the same agency.
Any insight would be appreciated. Thanks!
Last edited by ANC RED-EYE; Mar 17, 2016 at 9:01 am
Mar 29, 2016, 1:36 pm
#722
Join Date: Feb 2013
Location: CMH, West Coast
Programs: AA Executive Platinum, oneworld emerald
Posts: 2,741
Cancelled this card in anticipation of my 5/2016 annual fee. Was offered no kind of retention bonus whatsoever, with moderate (~13k) spend on the card over the last year. I was offered the chance to convert it to a no annual fee card, but declined.
Mar 31, 2016, 8:01 am
#723
Join Date: Jul 2014
Posts: 71
Do you know exactly what no-annual fee card they offered? I'll be closing/downgrading the card soon, and would like to see if the no-fee card has a similar cellular phone insurance as the Propel World Amex.
Mar 31, 2016, 11:48 am
#724
Join Date: Apr 2014
Posts: 540
Apr 2, 2016, 7:17 am
#725
Join Date: Jul 2014
Posts: 71
It's probably the regular Propel Amex, which has no annual fee. I believe that all WF credit cards provide the cell phone insurance feature, and this one does as confirmed in the benefits summary for the card.
Apr 10, 2016, 11:57 pm
#727
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
I have not heard of such a thing. AFAIK only the Visa Signature gives 1.5 cents.
Apr 10, 2016, 11:59 pm
#728
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
Just want to confirm that, this credit is indeed, once per anniversary year. My mom just got charged the annual fee. Tried a $10 Amazon GC and got credit.
Apr 12, 2016, 1:50 pm
#729
Join Date: Aug 2013
Posts: 61
I'm with you on this, there is no data to prove this is one in life time bonus. I cancelled mine card in 2014 and want to jump in again, but not sure about the bonus......I'm sure someone in this forum applied for this card twice and want to hear from them.
Apr 12, 2016, 5:12 pm
#731
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
Apr 24, 2016, 4:14 pm
#732
Join Date: Jan 2010
Programs: Food Lion MVP
Posts: 114
^ It's confirmed! 1st app 2014 & cancelled 2014.
2nd app late 2015 & 2nd bonus received 4 months later.
Waited over a 12 months before applying again.
Apr 25, 2016, 8:44 am
#733
Join Date: Jul 2014
Posts: 71
I wanted to share my experience with Wells Fargo cellular telephone protection benefit.
I've filed 2 claims with them, one back in August and one this month, for two separate incidents.
In August, I was denied because you do not only have to pay your monthly bill with the WF card, you have to make one payment every calendar month to be covered the next calendar month. For example, if you pay your bill on the 1st, then on the 30th of April, and then on the 1st of June, you will be covered for incidents happening in May but not in June.
This month I made another claim. This time, I knew about the calendar month payment rule so I was covered. They are secondary insurance so they require proof that you claimed with any applicable primary insurance to process the claim. My claim took 3 weeks between my first call and when I received their check.
I've filed 2 claims with them, one back in August and one this month, for two separate incidents.
In August, I was denied because you do not only have to pay your monthly bill with the WF card, you have to make one payment every calendar month to be covered the next calendar month. For example, if you pay your bill on the 1st, then on the 30th of April, and then on the 1st of June, you will be covered for incidents happening in May but not in June.
This month I made another claim. This time, I knew about the calendar month payment rule so I was covered. They are secondary insurance so they require proof that you claimed with any applicable primary insurance to process the claim. My claim took 3 weeks between my first call and when I received their check.
Apr 28, 2016, 9:35 am
#734
Join Date: Apr 2012
Posts: 432
Applied went to Pending and now Declined due to no existing relationship. I called and was told to open a checking or savings and call back to speak with a senior uw to overturn the decision. Dead end, all reps say you MUST have an existing account.
UPDATE: after numerous attempts, rep confirmed this policy is being strictly enforced during manual review and instant approvals are a thing of the past without an existing account. No way around, applied for a WF checking via phone (don't do it online takes 24-48 hours) and instantly approved then spoke with the uw and got approved.
UPDATE: after numerous attempts, rep confirmed this policy is being strictly enforced during manual review and instant approvals are a thing of the past without an existing account. No way around, applied for a WF checking via phone (don't do it online takes 24-48 hours) and instantly approved then spoke with the uw and got approved.
Last edited by Nick92; Apr 29, 2016 at 9:50 am
Apr 28, 2016, 10:23 am
#735
Join Date: Dec 2013
Posts: 59
Im looking throught the terms and conditions and I'm not seeing anything about once per lifetime bonuses. Can someone point me to a place where there is that language?
https://www.wellsfargo.com/credit-ca...elworld/terms/
https://www.wellsfargo.com/credit-ca...elworld/terms/