2013 App-O-Rama (AOR) and Churn Advice Archive
#1906
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
I applied for Amex Business Gold Rewards card and Amex Personal Platinum card last year. I have already canceled the Gold card and I will be canceling the platinum card next month (before the AF hits). Can anyone please tell me if I am eligible for any other Membership Rewards card?
#1907
Join Date: Oct 2012
Posts: 208
I would probably focus my manufactured spend on the Chase cards, and get those points transferred to Hyatt. Pick Oahu, Maui or Kauai and use those points happily. To get to the islands, focus on AA. You can get the flights straight from Dallas, just up the road. Fly directly to Maui or HNL from dallas. If you have to divert through LAX or other airport, adding a hop to another island might require 5K extra points. also, inter-island flights are just 5K points from AA or UA. Using standard MS techniques, that is just $40 a flight, much cheaper than the $80-100 regular price. Note that UA island hops will jump to 6K points early next year.
#1908
Join Date: Oct 2012
Posts: 771
I would probably focus my manufactured spend on the Chase cards, and get those points transferred to Hyatt. Pick Oahu, Maui or Kauai and use those points happily. To get to the islands, focus on AA. You can get the flights straight from Dallas, just up the road. Fly directly to Maui or HNL from dallas. If you have to divert through LAX or other airport, adding a hop to another island might require 5K extra points. also, inter-island flights are just 5K points from AA or UA. Using standard MS techniques, that is just $40 a flight, much cheaper than the $80-100 regular price. Note that UA island hops will jump to 6K points early next year.
so it seems right now is either two citi or two southwest cards...the thing with the SW cards is through chase and i think am at the max of my credit line with chase and that would leave me to try with my wife's credit but as i stated she has thin file so i MAY try to get her one or two cards max...she applied for freedom about 6 months ago and got denied cause of the thin credit...that's why i went with BOA cash back and discover IT to build her up. if i go through chase for the SW cards, i can try to go for the two cards on my ssn but i have a feeling i may (if i can switch credit around) to get one personal....i looked on the SW site and i could probably get a one "get a way" rate for two for 50k points to west coast..if i do that i won't get the companion pass but at this time i just want to figure out how to get to the islands
thanks for the help so far !
#1909
Join Date: Feb 2013
Location: San Antonio
Programs: AS MVP
Posts: 2,276
Another option for air would be to get the AMEX BRG and Barclays Lufthansa cards, transfer the AMEX points to AC or ANA and book on United with no surcharges for 43(ANA) or 45K(AC) roundtrip, and book a second ticket on the same flights with 40K LH miles, also no surcharges. This is probably the best option if seats are available on UA and you want to avoid Chase. Or simply do one of those and use your 40K USAir miles for the second ticket.
#1910
Join Date: Jul 2013
Location: Austin, Texas
Posts: 400
Also read this thread, http://www.flyertalk.com/forum/miles...solidated.html
I got some great ideas there for an award redemption for 4 people
I got some great ideas there for an award redemption for 4 people
#1911
Join Date: Oct 2012
Posts: 771
Another option for air would be to get the AMEX BRG and Barclays Lufthansa cards, transfer the AMEX points to AC or ANA and book on United with no surcharges for 43(ANA) or 45K(AC) roundtrip, and book a second ticket on the same flights with 40K LH miles, also no surcharges. This is probably the best option if seats are available on UA and you want to avoid Chase. Or simply do one of those and use your 40K USAir miles for the second ticket.
i looked on united and there is an award flight with the dates we want and i reserved a ticket with the US miles..now i am short 6k to book the one on United so i think i may have to purchase them for 200 dollar and pray the ticket is not gone...
any other ideas how to get 6k points fast other than buying them?
#1913
Join Date: Dec 2012
Posts: 498
OK i am hyped up !!! i NEED 6k United/UR points and i'll be done !
i looked on united and there is an award flight with the dates we want and i reserved a ticket with the US miles..now i am short 6k to book the one on United so i think i may have to purchase them for 200 dollar and pray the ticket is not gone...
any other ideas how to get 6k points fast other than buying them?
i looked on united and there is an award flight with the dates we want and i reserved a ticket with the US miles..now i am short 6k to book the one on United so i think i may have to purchase them for 200 dollar and pray the ticket is not gone...
any other ideas how to get 6k points fast other than buying them?
or a walmart close.
make it easy:
go to cvs and buy $5k in vanilla reload. load $1k VR per day over 5 days on your bluebird and pay bills with it or whatever
for the other $1k, just buy visa mc at cvs or riteaid or wherever. buy a 1k money order with it. deposit in bank
$6 UR manufactured for cost of $40 in VR fees + $10 MC fees + $0.70 for money order. $50.70 for $6k UR
of course if you do not have a bluebird you can just buy $6k in money orders with 6k visa mc gc. I would not buy more than $2k of money orders at 1 walmart per day. if you are like me you can hit 3 different walmarts in one round trip along with 3 different banks of your chain
edit:
I went the non-OD/staples method since those are not by me.
#1914
Join Date: Oct 2012
Posts: 771
next churn - trip to hawaii
I went ahead and bought the miles ...I didn't want to manufacture as I wanted to get the miles and seal the deal ...I also went ahead and bought one way out of iah to ogg and now waiting for the miles to post to buy the second leg back and then call US air to redeem miles on the ticket I have on hold.
So hopefully the miles post today I'll be n very good shape for flights and then I can plan for hotel and sign up for few cards . This is better than I expected since i was able to use current miles and points which leaves me to focus on hotel points ..well be there for 7 nights .
Thanks so far !
So hopefully the miles post today I'll be n very good shape for flights and then I can plan for hotel and sign up for few cards . This is better than I expected since i was able to use current miles and points which leaves me to focus on hotel points ..well be there for 7 nights .
Thanks so far !
#1915
Join Date: Dec 2012
Posts: 498
I went ahead and bought the miles ...I didn't want to manufacture as I wanted to get the miles and seal the deal ...I also went ahead and bought one way out of iah to ogg and now waiting for the miles to post to buy the second leg back and then call US air to redeem miles on the ticket I have on hold.
So hopefully the miles post today I'll be n very good shape for flights and then I can plan for hotel and sign up for few cards . This is better than I expected since i was able to use current miles and points which leaves me to focus on hotel points ..well be there for 7 nights .
Thanks so far !
So hopefully the miles post today I'll be n very good shape for flights and then I can plan for hotel and sign up for few cards . This is better than I expected since i was able to use current miles and points which leaves me to focus on hotel points ..well be there for 7 nights .
Thanks so far !
#1916
Join Date: Apr 2011
Location: LGA
Programs: DL Gold, AA Plat
Posts: 51
Data points for multiple US Bank card apps
I scanned FT and saw some reports of waiting 1 year between US Bank card apps but want to collect specific 2013 datapoints.
I got the US Bank Club Carlson personal (for the second night free perk).
Applied Aug 10th as part of 5 card churn (spread across multiple banks).
US Bank had the hardest reconsideration calls (3 total). Got approval and subsequently I froze ARS and IDA credit agencies.
Been 92 days since last application date.
I want the US Bank Avianca/Taca Lifemiles card.
1) data points for shortest time between US Bank card approvals.
2) do the (best number) days start from application, approval, or activation of card?
3) Still Transunion pull?
Thanks.
I got the US Bank Club Carlson personal (for the second night free perk).
Applied Aug 10th as part of 5 card churn (spread across multiple banks).
US Bank had the hardest reconsideration calls (3 total). Got approval and subsequently I froze ARS and IDA credit agencies.
Been 92 days since last application date.
I want the US Bank Avianca/Taca Lifemiles card.
1) data points for shortest time between US Bank card approvals.
2) do the (best number) days start from application, approval, or activation of card?
3) Still Transunion pull?
Thanks.
#1918
Join Date: Aug 2013
Location: NY
Programs: Hilton Diamond, Hyatt Diamond, CC Gold, SPG Gold, AA Exec Platinum
Posts: 99
Need some assitance as I'm still new and just been reading through numerous threads.
Upcoming Trip: Planning to travel to Italy/Asia early to mid next year
Current Cards/App dates
1. Capital One (2006)
2. Discover CB (2010)
3. Amex Blue (2010)
4. Macy's Amex (2010)
5. Amex Platinum (3/2013)
6. Chase SP (3/2013)
7. Chase Freedom (7/2013)
8. Chase Business Ink Plus (7/2013 Pending incorpation of my business)
9. Amex Hilton HHnors (7/2013)
10. Citi HHonors Visa Signature (7/2013 Not approved due to many inquries)
My FAKO scores:
Credit Karma - 803
Credit Sesame - 720
Quizzle - 666
Experian - 700s
Is it too early to do an application for the below? Looking to freeze experian as i have 8-9 inquiries this yr with them and non on transunion.
AMEX
1) SPG Personal (30K SPG)
2) SPG business
BARCLAY
3) UsAir Personal (35K US)
4) USAir Biz (25K US)
& Possibly
USBANK
5) Club Carlson Biz (85K CC)
6) Club Carlson Personal (85K CC)
Any suggestions? Is it too soon from my July apps? I know amex pulls experian, barclay is transunion so i should be ok there. Not sure about US bank. I'm located in NYC btw.
Upcoming Trip: Planning to travel to Italy/Asia early to mid next year
Current Cards/App dates
1. Capital One (2006)
2. Discover CB (2010)
3. Amex Blue (2010)
4. Macy's Amex (2010)
5. Amex Platinum (3/2013)
6. Chase SP (3/2013)
7. Chase Freedom (7/2013)
8. Chase Business Ink Plus (7/2013 Pending incorpation of my business)
9. Amex Hilton HHnors (7/2013)
10. Citi HHonors Visa Signature (7/2013 Not approved due to many inquries)
My FAKO scores:
Credit Karma - 803
Credit Sesame - 720
Quizzle - 666
Experian - 700s
Is it too early to do an application for the below? Looking to freeze experian as i have 8-9 inquiries this yr with them and non on transunion.
AMEX
1) SPG Personal (30K SPG)
2) SPG business
BARCLAY
3) UsAir Personal (35K US)
4) USAir Biz (25K US)
& Possibly
USBANK
5) Club Carlson Biz (85K CC)
6) Club Carlson Personal (85K CC)
Any suggestions? Is it too soon from my July apps? I know amex pulls experian, barclay is transunion so i should be ok there. Not sure about US bank. I'm located in NYC btw.
I'm planning to go to Spain in July 2014 and would like enough points for economy for my gf and self. Possibly a quick trip to HK in Mar 2014 depending on whether i find a deal or not. Here is what I intend to apply for:
Chase
1) United Explorer Personal ~60k UA (even with deval i think it s worth on econ class)
2) Chase Hyatt (for future use since no hotels in spain)
3) Chase Business card UA Explorer ? 50k UA
Citi
1) Citi AAdvantage personal
2) Citi HHonors Reserve
3) Citi Hhonors VIsa Sig
Bank of America
1) Virgin Atlantic Card (For Hilton points) based in NY so maybe not since experian pull
Amex (already have 3 amex cc's, 1 amex charge)
1) Either upgrade Amex Hilton to surpass for 60k hilton or apply for AMex Surpass seperately
2) Amex PRG?
May be too aggressive since i already have 2 transunion pulls, and ~6 experian pulls. I may back off on Citi since I currently have no relationship and not do the business app on Chase.
Any pointers or other options out there? at this point i would value airline.
Current Balance:
UA - 55k
US Airways - 36k
UR - 26k
MR - 14k
SPG - 15k; 35k when I meet spend
Hilton - 55k
Barclay - 44k
#1919
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,457
#1920
Join Date: Aug 2013
Location: NY
Programs: Hilton Diamond, Hyatt Diamond, CC Gold, SPG Gold, AA Exec Platinum
Posts: 99
Thanks was planning to spread the 2nd a week+. I guess the 3rd will go with the next app in 2014