2013 App-O-Rama (AOR) and Churn Advice Archive
#1816
I'm fairly new to churning as well, but I see room for you to obtain:
Citi AA (as mentioned), which would give you 50k each towards flights to Europe, as well as the Alaska card, which would give you 25k each towards flights to Europe that you can use with AA.
That would net you with 150k points to use on AA flights.
You could also both grab the BOA US Airway MC for 30k each (no min. spend required). Although, you can only use points for roundtrip tickets, so I'm not sure how that would help your Europe trip...
Citi AA (as mentioned), which would give you 50k each towards flights to Europe, as well as the Alaska card, which would give you 25k each towards flights to Europe that you can use with AA.
That would net you with 150k points to use on AA flights.
You could also both grab the BOA US Airway MC for 30k each (no min. spend required). Although, you can only use points for roundtrip tickets, so I'm not sure how that would help your Europe trip...
#1817
Join Date: Oct 2013
Location: GNV
Programs: Hyatt Diamond, Marriott Gold, SPG Gold, Kimpton Inner Circle
Posts: 3
I'd definitely go for the Citi AA cards while the 50k links are still around, as they have been up and down over the past few months.
Europe has a lot of Club Carlson properties so that is a good option, but freeze your IDA and ARS reports prior to the applications as explained in this thread. It's tough to get approved with more than a few open accounts.
The Hyatt is a great option as well, I'd go for them as your Chase personal application.
I'd consider the Ink Bold or Plus cards at 50k UR points each. You can apply using your social security number and don't need any previous income, just the intent to start some sort of business. I own a rental property and had just started renting it out a few months prior to applying for Ink cards and AMEX Business Gold when the bonus was at 75K. If you want any more details you can PM me or search the forums on exactly what questions the CSR will ask during reconsideration if your application isn't immediately approved. This would open up more UR points to consolidate with your CSP account, leading to more United and Hyatt transfers.
Good luck!
Europe has a lot of Club Carlson properties so that is a good option, but freeze your IDA and ARS reports prior to the applications as explained in this thread. It's tough to get approved with more than a few open accounts.
The Hyatt is a great option as well, I'd go for them as your Chase personal application.
I'd consider the Ink Bold or Plus cards at 50k UR points each. You can apply using your social security number and don't need any previous income, just the intent to start some sort of business. I own a rental property and had just started renting it out a few months prior to applying for Ink cards and AMEX Business Gold when the bonus was at 75K. If you want any more details you can PM me or search the forums on exactly what questions the CSR will ask during reconsideration if your application isn't immediately approved. This would open up more UR points to consolidate with your CSP account, leading to more United and Hyatt transfers.
Good luck!
#1818
Suspended
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
I'm fairly new to churning as well, but I see room for you to obtain:
Citi AA (as mentioned), which would give you 50k each towards flights to Europe, as well as the Alaska card, which would give you 25k each towards flights to Europe that you can use with AA.
That would net you with 150k points to use on AA flights.
You could also both grab the BOA US Airway MC for 30k each (no min. spend required). Although, you can only use points for roundtrip tickets, so I'm not sure how that would help your Europe trip...
Citi AA (as mentioned), which would give you 50k each towards flights to Europe, as well as the Alaska card, which would give you 25k each towards flights to Europe that you can use with AA.
That would net you with 150k points to use on AA flights.
You could also both grab the BOA US Airway MC for 30k each (no min. spend required). Although, you can only use points for roundtrip tickets, so I'm not sure how that would help your Europe trip...
#1819
Join Date: Aug 2010
Location: LAS, MPL
Programs: DL Platinum, 1 MM
Posts: 1,321
I'm fairly new to churning as well, but I see room for you to obtain:
Citi AA (as mentioned), which would give you 50k each towards flights to Europe, as well as the Alaska card, which would give you 25k each towards flights to Europe that you can use with AA.
That would net you with 150k points to use on AA flights.
You could also both grab the BOA US Airway MC for 30k each (no min. spend required). Although, you can only use points for roundtrip tickets, so I'm not sure how that would help your Europe trip...
Citi AA (as mentioned), which would give you 50k each towards flights to Europe, as well as the Alaska card, which would give you 25k each towards flights to Europe that you can use with AA.
That would net you with 150k points to use on AA flights.
You could also both grab the BOA US Airway MC for 30k each (no min. spend required). Although, you can only use points for roundtrip tickets, so I'm not sure how that would help your Europe trip...
#1820
Thank you both! You've helped me. I guess the most important use of the Alaska miles is a saver award for a one-way trip, but yes I'm sorry I wasn't most specific about them being in different programs.
I tend to grab the best sign-up bonuses and then make it work into my trips! Definitely not for everyone, and no extensive planning, but it works for me!
I tend to grab the best sign-up bonuses and then make it work into my trips! Definitely not for everyone, and no extensive planning, but it works for me!
#1821
Join Date: Nov 2010
Posts: 639
My wife got a targetted offer for the 100k amex platinum. That seems like not worth passing up, so perhaps it's time to consider an app-o-rama to get the most from the credit dings.
We Value: generally valuable points for eventual redemption, a 2nd companion pass would be nice.
Thoughts:
Southwest Personal and Biz for companion pass.
Usair Barclays & Citi AA to make the most of possible changes following the merger
Others suggestions?
We Value: generally valuable points for eventual redemption, a 2nd companion pass would be nice.
Thoughts:
Southwest Personal and Biz for companion pass.
Usair Barclays & Citi AA to make the most of possible changes following the merger
Others suggestions?
#1822
Join Date: Dec 2011
Location: In the heart of the Evil Empire
Programs: AA LT Gold, Starwood Gold, Hertz Gold, HHonors Gold, IHG Plat., BFD
Posts: 113
Do the Barclay's first...
My wife got a targetted offer for the 100k amex platinum. That seems like not worth passing up, so perhaps it's time to consider an app-o-rama to get the most from the credit dings.
We Value: generally valuable points for eventual redemption, a 2nd companion pass would be nice.
Thoughts:
Southwest Personal and Biz for companion pass.
Usair Barclays & Citi AA to make the most of possible changes following the merger
Others suggestions?
We Value: generally valuable points for eventual redemption, a 2nd companion pass would be nice.
Thoughts:
Southwest Personal and Biz for companion pass.
Usair Barclays & Citi AA to make the most of possible changes following the merger
Others suggestions?
The SW cards are a good deal right now and I really like having the Amex Plat.
Good luck!
AAmlgm8r
#1823
Join Date: Nov 2012
Posts: 175
Data point:
Portfolio going into AOR:
21 Cards
Amex (6): DL Gold Bus, BRG, MB Plat, HH, PRG, SPG
BOA (3): AA. AA Bis.
Barclay (2): Luft, USA
Cap One (1): GM
Chase (4): Disney, Sapph, UA (Bus), Ink Plus
Citi (3): AA, AA Bus, HH Reserve,
FIA (1): Fidelity 529
TD Bank (1): Business rewards
Recent (2013 - 12):
Feb 14 (1): Barclay USA
Feb 25 (1) Amex PRG
March 28 (3): Citi AA, AA Bus, Chase Sapph
May 3 (1): Amex MB Plat
June 26 (5): BOA AA, personal and bus, Barclay Luft, Chase UA Bus, Citi Hilt Res
July 21 (1): Amex HH
AOR Oct 25 (4 for 4):
BOA Virgin Atlantic: Denied (too many recent apps), immediate call to recon, approved
Citi Hilton Signature: Approved
Chase BA: Pending, immediate call to recon, approved
Chase Ink Classic: Pending, immediate call to recon, approved
I think I'll give it a rest for a while!
Portfolio going into AOR:
21 Cards
Amex (6): DL Gold Bus, BRG, MB Plat, HH, PRG, SPG
BOA (3): AA. AA Bis.
Barclay (2): Luft, USA
Cap One (1): GM
Chase (4): Disney, Sapph, UA (Bus), Ink Plus
Citi (3): AA, AA Bus, HH Reserve,
FIA (1): Fidelity 529
TD Bank (1): Business rewards
Recent (2013 - 12):
Feb 14 (1): Barclay USA
Feb 25 (1) Amex PRG
March 28 (3): Citi AA, AA Bus, Chase Sapph
May 3 (1): Amex MB Plat
June 26 (5): BOA AA, personal and bus, Barclay Luft, Chase UA Bus, Citi Hilt Res
July 21 (1): Amex HH
AOR Oct 25 (4 for 4):
BOA Virgin Atlantic: Denied (too many recent apps), immediate call to recon, approved
Citi Hilton Signature: Approved
Chase BA: Pending, immediate call to recon, approved
Chase Ink Classic: Pending, immediate call to recon, approved
I think I'll give it a rest for a while!
Last edited by MrMoonlight; Oct 25, 2013 at 3:36 am
#1824
Join Date: Oct 2012
Location: SAN
Posts: 487
Thank you both! You've helped me. I guess the most important use of the Alaska miles is a saver award for a one-way trip, but yes I'm sorry I wasn't most specific about them being in different programs.
I tend to grab the best sign-up bonuses and then make it work into my trips! Definitely not for everyone, and no extensive planning, but it works for me!
I tend to grab the best sign-up bonuses and then make it work into my trips! Definitely not for everyone, and no extensive planning, but it works for me!
#1826
Join Date: Jun 2013
Posts: 1,060
Hello guys,
I am interested in doing my next AOR, and I asked this before but I have a new question. I currently have:
5 Chase cards (2 ink, SP, freedom, explorer personal)
3 Amex (Plat, SPG, and Cash Card)
1 Fidelity 2x Amex card
I want to do these cards next:
1) Chase British Airways Visa Signature
2) 2 Southwest cards (biz and personal)
3) Amex PRG and SPG biz
4) USBank Club Carlson and Flex premier
So:
1) I want to do a 3BM on chase - which will be 2 pulls, but some said it is really dangerous at this point. Should I just stick with the 2 new SW or go for the BA as well?
2) What is better to do the USBank cards online or at the bank itself, after I open the premier bank account to raise the flex points by 0.5?
3) Any other cards I am missing out on???
Thanks!
I am interested in doing my next AOR, and I asked this before but I have a new question. I currently have:
5 Chase cards (2 ink, SP, freedom, explorer personal)
3 Amex (Plat, SPG, and Cash Card)
1 Fidelity 2x Amex card
I want to do these cards next:
1) Chase British Airways Visa Signature
2) 2 Southwest cards (biz and personal)
3) Amex PRG and SPG biz
4) USBank Club Carlson and Flex premier
So:
1) I want to do a 3BM on chase - which will be 2 pulls, but some said it is really dangerous at this point. Should I just stick with the 2 new SW or go for the BA as well?
2) What is better to do the USBank cards online or at the bank itself, after I open the premier bank account to raise the flex points by 0.5?
3) Any other cards I am missing out on???
Thanks!
#1827
Join Date: Aug 2013
Posts: 224
Reason I had cancelled the Freedom card is it was fairly new, and Chase was reluctant to approve me for the United Card, and wanted to close one of my other accounts. Since the Freedom was my newest ones that didn't have a balance (I had a BT on Slate at the time), I closed Freedom.
#1828
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,457
Hello guys,
I am interested in doing my next AOR, and I asked this before but I have a
1) I want to do a 3BM on chase - which will be 2 pulls, but some said it is really dangerous at this point. Should I just stick with the 2 new SW or go for the BA as well?
2) What is better to do the USBank cards online or at the bank itself, after I open the premier bank account to raise the flex points by 0.5?
3) Any other cards I am missing out on???
Thanks!
I am interested in doing my next AOR, and I asked this before but I have a
1) I want to do a 3BM on chase - which will be 2 pulls, but some said it is really dangerous at this point. Should I just stick with the 2 new SW or go for the BA as well?
2) What is better to do the USBank cards online or at the bank itself, after I open the premier bank account to raise the flex points by 0.5?
3) Any other cards I am missing out on???
Thanks!
#1829
Join Date: Jun 2013
Posts: 1,060
The goal is to get points that I can use to fly. The SW points are for LA trips and the free companion for 2014 and 2015. The BA would be for short trips. The Amex are just for more hotel points and 3x flight card. The US Bank is for points at hotels and trips as well.
The question is will a 3BM be dangerous with Chase or should I stick with a 2BM?
Also, what is the best way to get a US Bank card - in the bank or online???
The question is will a 3BM be dangerous with Chase or should I stick with a 2BM?
Also, what is the best way to get a US Bank card - in the bank or online???
#1830
FlyerTalk Evangelist
Join Date: Feb 2005
Location: PHX & AGP
Programs: AA Lifetime PLT, Bonvoy Lifetime Titanium, Hilton Gold
Posts: 11,457
The goal is to get points that I can use to fly. The SW points are for LA trips and the free companion for 2014 and 2015. The BA would be for short trips. The Amex are just for more hotel points and 3x flight card. The US Bank is for points at hotels and trips as well.
The question is will a 3BM be dangerous with Chase or should I stick with a 2BM?
Also, what is the best way to get a US Bank card - in the bank or online???
The question is will a 3BM be dangerous with Chase or should I stick with a 2BM?
Also, what is the best way to get a US Bank card - in the bank or online???
When it comes to your other questions it's hard to answer, I just remind people this hobby is a marathon and not a sprint. I usually get the cards for the sign up bonus's, by two go to cards at CSP and SPG..