I hope you have flood insurance. I had flood insurance when I lived in Houston but here in Ohio, I though who ever got flooded in Akron? Wrong baby. A freak flood left us with $20000 in non-reimbursed damage to the basement after all of the other insurance paid us what they could. Now I have flood insurance here for the princely sum of $300/yr for about $150K in coverage. I suspect I will never need it, but that is OK with me.

I called my friend who runs procurement for the local utility and he said "I have no power at home either..."

Fair enough.

I have it as a rider to my home owner's policy but I'm not sure if the damage is extensive enough to warrant a claim.

Uhoh. Bad noises coming from the basement.

Hey UA folks, anyone know how they handle fractional EQS earning from discount partner fares? Do you really earn .7 EQS on some flights, for example?

I got a call from my uncle telling me my apartment was taking water. Im on the top floor and they just re did our roof last summer.

Definitely annoying but doesn't seem as bad as it could have been.

Each airline does calculate the numbers slightly differently. I use the same calculation that www.gcmap.com uses. It is a very good approximation of the actual distance between the airports; actual mileage credited by the airlines can vary.

Agreed, though losing that shade in the summer will definitely suck.

"Flood" has a specific meaning when it comes to insurance - standing water inside a basement isn't generally a "flood" unless the water is due to a depth of water outside the home ordinarily not there; as such, one doesn't describe standing water to a homeowner's policy issuer as a "flood".

Please check that rider very carefully. I do not know of any homeowners insurance that covers for flooding with the exception of a burst water heater or something like that. Some will cover for "wind blown" water such as a hurricane blowing rain in through a broken window or roof. However, most exclude "rising water".

That being said, you probably have a lot more damage than you suspect, and the sooner you can get that basement pumped out and the drying process started, the less long term damage you will have. You may be able to call in a recovery company and have your insurance company pay for them to do the basic recovery work (removal of saturated carpets, damaged drywall etc. The last thing you want to have happen is to let the damaged drywall start growing black mold. A recovery company usually will spray the water damaged wall with a chemical to prevent this from happening.
Good luck!
PS: I do not work for or own a recovery company.

Yeah, probably.

Basement is pumped and dry. My current goal, until I get power restored, is to keep the sump operational so the flooding doesn't reoccur. I managed to stop the flood at about 2" deep, which was about half way over the baseboard. I don't think it was wet for more than four or five hours.

I'm mainly worried about water that seeped into the sheet-rock (there's no drywall and the floor is sealed) and mold growth that may occur there. But, again, there's nothing I can do about that today.

And yes, I need to read my home owners insurance policy carefully to see exactly how its written for this type of incident.

In other news, I hate ConEd but this is a very cool feature (if not tremendously discouraging).

This does sound like something a homeowners policy should cover, since the loss of electricity caused the failure of the sump and that is what caused the flooding. I would contact the insurance company emergency line and see if they will cover the cost of a recovery company coming out and evaluating the basement. If they do, call them now and get your name on the list as I suspect they are going to be very busy. If you are lucky, your insurance company may already retain one for this very purpose. If that is the case, then you can use them as well as the adjusters who determine how much damage has been done, and the insurance company will generally use their numbers to get your basement repaired.

Olton Hall-glad it was only the one tree that blew over.

belynch-glad the water is out of your basement. I thought french drains were suppose to drain the water away from your house?

I have to get ready for work early today. Son has a soccer match at 3pm. Hopefully I won't have to deal with any :rolleyes: from last night's EWR storm.

The Pound Puppy from Hell is all better today. ^

Now if I could only get her to stop barking at the neighbors.

Sorry to hear - that sounds like a fairly shoddy repair/maintenance job.

Finally went to investigate my basement to find "only" 65% relative humidity.