Brugge

Your situation is different, in that you had a M/C open, and had a high probability of canceling it soon. In which case you would no longer have qualified for #3. What you did was perfect. But do still call "to cancel", and hopefully they will transfer you to Retention. Just because you haven't been spending on the card doesn't mean they won't give you an offer. Neither my wife nor I had been spending on ours. They gave me a statement credit of $10 more than the AF, they didn't give her any offer at all. As everyone says, YMMV.

Ed Janowsky

Thanks Superorb! I have a theory that suggests folks using SSN are able to churn the business card, while folks like me who used their EIN are unable to churn this card under any circumstances. I've tried three times since the original with no approval, and yes, before anyone asks, I've closed the original business card and account, waited the appropriate number of days, etc, etc, etc.

It's simple to use the term YMMV regarding business card approvals but this is flyertalk where we figure out what's really going on and computer programs don't randomly (YMMV) approve/deny. So let's see if we can prove/disprove this theory.

Has anyone without a doubt used their EIN and successfully churned the Citi AA Platinum Business card?

I'm thinking about guinea piggin' it one more time, but using my SSN this time. However it may be too late since I used my EIN to begin with. Let's figure this out with data points please!

mia

If you are a regular reader of this thread, please share your ideas here:

http://www.flyertalk.com/forum/citi-...scussions.html

chrisremo

I apologize for what I assume to be a really idiotic question, but I am relatively new to churning--I've certainly gotten mileage bonuses from cards before but only with cards I intended to keep.

Is it safe to assume that if we are approved for a card after having applied for the card on a page that offers a mileage bonus, we will receive the mileage bonus after completing the appropriate spend? Or are there ever cases where the card is approved but the corresponding mileage bonus is not?

I ask because the mileage bonus is never mentioned in the confirmation emails I've gotten. And I had an experience last year where I signed up for a 50K Exec (a card I still use for AC access and other benefits) but was only granted 30K after spend, and no amount of arguing with Citi CSRs over the phone changed it. Because of that I'm always nervous about the mileage bonus offer corresponding to whatever I'm approved for.

livestrongforever

yay!
Got approved from Link 3 about 10 days ago. See several posts above.
Got approved from 25k Gold Card today.

So in total about 75k in AA rewards. I never had a gold card so I might as well since I probably wouldnt have been approved for a Citi plat since I just got approved for one 10 days ago.

Next stop is Citibusiness 50k on my 65th day.

sdsearch

Renumber them to 3-digits, at any starting point (100 or higher, as leading 0's could be confusing) you wish. While people will be likely to be confused when only links 3 and above are shown, they're less likely to be confused when links 103 and above are shown.

Starting at 1 makes it seem like there should be a 1. Starting at a higher number implies you're assigning numbers to each link, not just numbering a list.

And that will allow for about 900 numbered links before you have to reuse a number.

If you want, you could add a prefix letter, like G for gold, P for plat, B for business. Or GM for gold MC, PV for plat Visa, BA for business Amex. (Though if there are landing page links that feature multiple types of cards, that could get a bit confusing.)

As for crossing out: I think that's useful short-term, ie, right now for links #1 and #2 which we think might (but might not) come back. When everyone's decided the link is really really dead, then you can just erase it (if you've applied a renumbering system like I suggest above).

SeeBuyFly

Any change is confusing given that previous posts have referred to the current numbering system. And except for a desire for perfection at all costs, there is no reason to renumber. The wiki exists to help people churn, not to be a perfectly formatted document.

SeeBuyFly

Now that #1-#2 are dead, the question is whether either of the other business card links is better than the other.

I notice that in #8, the "pricing and information" link leads to the following: while the "Additional information" link says instead Of course these are quite different things. The first would explicitly allow churning of the business card every 90 days, as long as the previous one has been canceled; indeed this has been the experience of some but not all FT'ers although it was never explicitly stated before.

The question is which of the two conditions above actually applies to #8. I am hoping some brave soul who has previously had a business card (>90 days but not years ago) will try #8 and report back. I can't do it because it's not yet 90 days since my previous business card.

felicity5

Initially applied for citi plat m/c with link #1and was denied for not being first time user. My last approval was 18 months ago. I guess I needed the full 24 months under that link.
I just now applied under link #3 and was approved after moving some credit over.
Confirmed 50,000 bonus after $2,000 spend.

Ed Janowsky

Here's your answer SeeBuyFly from only one page back.

SeeBuyFly

Yes and no. His last app was 16 months ago. In ~16 months even personal cards may be churnable. But I (and some others) have been successfully getting business cards every 3 months. The ability to continue this with the new links has not been fully tested.

Certainly it is possible that there is no change to business apps in practice, i.e. #5 and #8 behave exactly the same as way #1 (business) or #2.

Anyway, my 90 days are up in a few days and I will test it if no one else does.

chrisremo

Oof, just realized my Platinum approval has my first name spelled wrong. I imagine I should fix that before activating/completing spend so I don't create some weird record of myself as having an alias for future credit checks.

IkeEsq

FWIW, when I eliminate dead links I cross them out and put a date they were observed dead. I then go back in a week or so and if they are still dead I remove them from the Wiki.

I would continue to number up as otherwise it is difficult to tell what links people were talking about in the past. My guess is that within the next month, numbering will no longer matter as we will have figured out the new rules and the old links will be dead.

Brugge

Actually an excellent question. AMEX will definitely approve you for a second card. Their once in a Lifetime policy only applies to the bonus. They will happily give you another card, and let you do the spend and pay the AF, without bothering to tell you there is no way in (heck) they are going to give you any bonus at all.

Chase is another one. Chase is infamous for giving you another card, then sending you a letter a month or two later, saying Sorry, but you don't qualify for a bonus, you applied too soon.

And as you found out with the EXEC, Citi has changed it's long standing policy of denying apps that don't qualify for the advertised bonus. You got lucky to get 30K. Some people who applied thru the new EXEC app from a few months ago got a card, but their approval letter said nothing about a bonus. After spending the $5K they didn't get any bonus at all.

Reading the Wiki afresh each time before doing an app is absolutely essential.

sdsearch

If doing that, for clarity, once one or more links are removed, I would suggest keeping a list somewhere in the wiki of which link numbers are now dead (For example: "Links now dead: 82-86, 94, 97-100".) That way if someone reads a post that mentions a dead link, it'll clear that the link is dead rather than accidentally missing.