May 19, 2013, 3:29 pm
Last edit by: SeeBuyFly
MOST CURRENT WORKING LINKS.
Citi AA platinum Personal Visa 50,000 miles after $2500 spend in 4 months (Note: no AC passes or statement credit). $85 Annual Fee. Waived first year.
End of an era Ladies and gents. The 50k offer is now dead.
Citi Business MasterCard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year.Landing page available here
Citi Platinum Select Visa. 40,000 miles after $3k spend in 3 months.$95 annual fee, waived first year. Landing page available here.
Citi Platinum Select Mastercard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Business Mastercard. 35,000 miles after $1.5k spend in 3 months.
Citi Personal Platinum Select. 35,000 miles after $1.5k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Gold AA World Mastercard. 30,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year.
Citi Business Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year. Landing page available here.
Citi Platinum Select Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year.
Citi Gold AA Visa Signature Card. 25,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year. Landing page available here
__________________________________________________ ________________________________
CitiBank Phone Numbers. (Please add the others that you know)
FAQ
1. Are these cards churnable?
Yes, they are. BUT youll have to wait anywhere from 12 to 26 months before applying again. Approvals have happened at the 13 month mark and denials at 24.
There is no set 18 month rule, but always err on the side of caution when churning.
Also- its from DATE OF APPROVAL and not from date of cancellation.
2.What are the most current rules in applying for these cards?
#ONLY ONE APPLICATION in a day (make that 30 hours to be safe)
#No more than 2 apps in 65 (approximately) days.
Example:
Day 1 40K personal platinum
Day 2 or later 25-30K personal gold
65+ days later 40K business
While the day limits are a little flexible by a few days either way and YMMV, the rules themselves are not flexible.
3. How long does it take for the Admiral passes to arrive?
For the better part, it takes about 3 months. This is not a set number, and some have received theirs sooner.It's been deduced that the passes are handled by a 3rd party that mails them in batches. Please dont call Citi for the passes, because youll mostly find a CSR who doesn't know better and will give you wrong information.
4. Can I apply for a business card if I dont have a business?
Technically, you can. But you may be asked for a 4506-T form, or to provide proof of business or/and a copy of a bill with your business name on it. If you don't already have a credit history for the business name you plan to use (meaning this is your first rodeo) then it is recommended you use your name as the business name with no income and 0 as years in business.
5. How do I get the statement credit?
First, you have to make sure if the offer you signed up for gave you A $150 credit or UP TO A $150 statement credit. For the 1st, any AA coded purchase ($50 AA GC seems to be the simplest option here) will/should trigger it. For the 2nd, youll have to spend $150 to get the $150 credit.
For more information on what will work and what wont, please see here (thanks sdsearch) and here (thanks dogbyte)
6. Does the $150 account credit (for AA purchases using the VISA or AMEX) count against the spending required to receive the initial mileage bonus?
No. It does not. (Put differently: any account credit you receive has no impact on your spending total for purposes of earning the "X thousand miles for $Y spent in the first Z months" bonus.)
7. Can I buy Visa gift cards to meet my minimum spend?
Theres a very good chance that itll be coded as a cash advance.
Its recommended to call citi and have them set your Cash Advance limit to zero. (thanks KennyBSAT)
8. Do I get 10% back when redeeming miles for awards?
It depends. First, the rebate program (which began in April 2012) applies only to holders of these cards:
Also, the maximum rebate for any cardholder in a single calendar year is 10,000 miles. Having more than one qualifying Citi AA card will not allow you to receive a larger rebate; the restriction applies per AAdvantage account.
9. At what locations are my one day Club passes valid?
All valid locations are listed here.
End of an era Ladies and gents. The 50k offer is now dead.
Citi Business MasterCard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year.
Citi Platinum Select Visa. 40,000 miles after $3k spend in 3 months.$95 annual fee, waived first year. Landing page available here.
Citi Platinum Select Mastercard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Business Mastercard. 35,000 miles after $1.5k spend in 3 months.
Citi Personal Platinum Select. 35,000 miles after $1.5k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Gold AA World Mastercard. 30,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year.
Citi Business Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year. Landing page available here.
Citi Platinum Select Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year.
Citi Gold AA Visa Signature Card. 25,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year. Landing page available here
__________________________________________________ ________________________________
CitiBank Phone Numbers. (Please add the others that you know)
- (800) 695-5171 Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 General Personal Application Inquiries with live rep
- (800) 645-7240 Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
- (800) 288-4653 Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
- (866) 606-2787 General Application and Account Questions with live rep
- (888) 201-4523 Application status
- (866) 606-2961 Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
FAQ
1. Are these cards churnable?
Yes, they are. BUT youll have to wait anywhere from 12 to 26 months before applying again. Approvals have happened at the 13 month mark and denials at 24.
There is no set 18 month rule, but always err on the side of caution when churning.
Also- its from DATE OF APPROVAL and not from date of cancellation.
2.What are the most current rules in applying for these cards?
#ONLY ONE APPLICATION in a day (make that 30 hours to be safe)
#No more than 2 apps in 65 (approximately) days.
Example:
Day 1 40K personal platinum
Day 2 or later 25-30K personal gold
65+ days later 40K business
While the day limits are a little flexible by a few days either way and YMMV, the rules themselves are not flexible.
3. How long does it take for the Admiral passes to arrive?
For the better part, it takes about 3 months. This is not a set number, and some have received theirs sooner.It's been deduced that the passes are handled by a 3rd party that mails them in batches. Please dont call Citi for the passes, because youll mostly find a CSR who doesn't know better and will give you wrong information.
4. Can I apply for a business card if I dont have a business?
Technically, you can. But you may be asked for a 4506-T form, or to provide proof of business or/and a copy of a bill with your business name on it. If you don't already have a credit history for the business name you plan to use (meaning this is your first rodeo) then it is recommended you use your name as the business name with no income and 0 as years in business.
5. How do I get the statement credit?
First, you have to make sure if the offer you signed up for gave you A $150 credit or UP TO A $150 statement credit. For the 1st, any AA coded purchase ($50 AA GC seems to be the simplest option here) will/should trigger it. For the 2nd, youll have to spend $150 to get the $150 credit.
For more information on what will work and what wont, please see here (thanks sdsearch) and here (thanks dogbyte)
6. Does the $150 account credit (for AA purchases using the VISA or AMEX) count against the spending required to receive the initial mileage bonus?
No. It does not. (Put differently: any account credit you receive has no impact on your spending total for purposes of earning the "X thousand miles for $Y spent in the first Z months" bonus.)
7. Can I buy Visa gift cards to meet my minimum spend?
Theres a very good chance that itll be coded as a cash advance.
Its recommended to call citi and have them set your Cash Advance limit to zero. (thanks KennyBSAT)
8. Do I get 10% back when redeeming miles for awards?
It depends. First, the rebate program (which began in April 2012) applies only to holders of these cards:
- Citi Platinum Select AAdvantage Visa Signature
- Citi Platinum Select AAdvantage World MasterCard
- Citi Platinum Select AAdvantage World Elite MasterCard
- Citi Select AAdvantage American Express
Also, the maximum rebate for any cardholder in a single calendar year is 10,000 miles. Having more than one qualifying Citi AA card will not allow you to receive a larger rebate; the restriction applies per AAdvantage account.
9. At what locations are my one day Club passes valid?
All valid locations are listed here.
Citi AA: now 40k, plus other offers as they appeared.[9.2011 - 5.2013]
Sep 12, 2012, 10:48 pm
#2326
Join Date: Jul 2012
Location: Pac NW
Posts: 154
Updated timeline:
Sep 6 - Applied for Visa and Amex, got instant approval for both.
Sep 8 - One credit inquiry reported on Experian
Sep 10 - Got "You've Been Approved" email for Citi® Platinum Select® / AAdvantage® Visa® Signature card Card.
Sep 11 - Got snail mails with approvals for both Visa and Amex.
Sep 12 - Received both the cards, activated them and confirmed the 50k miles for 3k spend in 4 months.
Sep 6 - Applied for Visa and Amex, got instant approval for both.
Sep 8 - One credit inquiry reported on Experian
Sep 10 - Got "You've Been Approved" email for Citi® Platinum Select® / AAdvantage® Visa® Signature card Card.
Sep 11 - Got snail mails with approvals for both Visa and Amex.
Sep 12 - Received both the cards, activated them and confirmed the 50k miles for 3k spend in 4 months.
Sep 12, 2012, 11:34 pm
#2327
Join Date: Oct 2010
Posts: 115
I doubt there was any restarting of the clock with the issuance of a replacement card. The key here is that there isn't a set "18 month clock", it's more of an 18-24 month clock with outliers possible. I suspect that if Happyfeet applied again in 6 months they would be approved. The key here is that nothing is guaranteed and we have seen a wide range of elapsed time periods for both approvals and denials. It is truly a case of YMMV
Sep 13, 2012, 2:30 pm
#2328
Join Date: Apr 2008
Location: OKC
Programs: AA LifeTime Gold
Posts: 112
I Hope you are Approved !
I think that if you are then there's a 90% chance that getting a replacement card made no difference and DID NOT reset the 18 - 24 Mo clock. If you are disapproved as a previous card holder then I think there's a 90% chance that the replacement card DID reset the clock. I think that will answer my question asking if anyone else has evidence on this issue. So be sure and report back.Whatever the outcome, "May the odds be forever in your favor"
Happyfeet
Last edited by Happyfeet; Sep 14, 2012 at 6:58 am
Sep 13, 2012, 6:54 pm
#2329
Join Date: Apr 2012
Location: LAX
Posts: 238
I goofed up during the app process ... Used the 2 browser trick ... Citi kept the application pending for 15 days & finally cancelled both the apps citing "offer no longer available_..
Sep 13, 2012, 7:11 pm
#2330
Join Date: Dec 2011
Location: SJC/MRY
Programs: AA EXP 1MM, KrisFlyer Gold, Hyatt Globalist, Marriott Plat, HH Diamond, Chase Private Client
Posts: 280
I've never churned AA business cards before. Hoping for a clarification.
I just cancelled my Citi biz (MC) yesterday that I opened in 2009. I'd like to apply for the new Visa biz card. I hear waiting 90 days is a good idea? Do you feel this still applies given I'm moving from MC to Visa, and have never had the Visa before?
I just cancelled my Citi biz (MC) yesterday that I opened in 2009. I'd like to apply for the new Visa biz card. I hear waiting 90 days is a good idea? Do you feel this still applies given I'm moving from MC to Visa, and have never had the Visa before?
Sep 13, 2012, 7:19 pm
#2331
Join Date: Apr 2011
Posts: 2,055
Goofed it up in what sense?
Which links did you use, the ones that just disappeared?
Which links did you use, the ones that just disappeared?
Sep 13, 2012, 7:22 pm
#2332
Join Date: Apr 2011
Posts: 2,055
I've never churned AA business cards before. Hoping for a clarification.
I just cancelled my Citi biz (MC) yesterday that I opened in 2009. I'd like to apply for the new Visa biz card. I hear waiting 90 days is a good idea? Do you feel this still applies given I'm moving from MC to Visa, and have never had the Visa before?
I just cancelled my Citi biz (MC) yesterday that I opened in 2009. I'd like to apply for the new Visa biz card. I hear waiting 90 days is a good idea? Do you feel this still applies given I'm moving from MC to Visa, and have never had the Visa before?
Sep 13, 2012, 8:12 pm
#2333
Join Date: Apr 2009
Location: SoCal
Programs: UA Plat, National Exec Elite
Posts: 833
This could be a dumb question...but is the purchase protection and other similar benefits under the control of Citi or American Express (for the Amex version)?
Sep 13, 2012, 8:53 pm
#2334
Join Date: Jun 2011
Posts: 44
Maybe these questions have been answered before but I could not find clear answers after browsing dozens pages:
1) Do I have to cancel my old Citi AA Personal cards (>2 yr old) before apply for new ones?
2) If yes, is there a waiting time frame for next application?
Posts in this page indicates AA biz card application is not affected by existing one(s), for personal card whether this is still the case?
1) Do I have to cancel my old Citi AA Personal cards (>2 yr old) before apply for new ones?
2) If yes, is there a waiting time frame for next application?
Posts in this page indicates AA biz card application is not affected by existing one(s), for personal card whether this is still the case?
Last edited by sunnyface2011; Sep 13, 2012 at 10:41 pm
Sep 13, 2012, 9:54 pm
#2335
Join Date: Dec 2011
Location: SJC/MRY
Programs: AA EXP 1MM, KrisFlyer Gold, Hyatt Globalist, Marriott Plat, HH Diamond, Chase Private Client
Posts: 280
It makes no difference when/if you cancelled the old account. You NEED to wait 90 days between Business Card applications. If you have not applied for a Business card in the last 90 days and you have not applied for more than 2 Citi cards of any variety in the last 60 days, you should be good to go.
Sep 13, 2012, 10:28 pm
#2336
Join Date: Mar 2010
Posts: 1,173
re
Replacement cards have no bearing on apps....as a matter of fact I think my application for the personal amex and MC triggered them to send me a replacement card for the visa that I hadnt used in a long time, when they mentioned it on the phone while activating my other cards I said I didnt even know if I still had it, and that it was from before the cards had free bag perks so I wouldnt be using it anyway....out of the blue I get a replacement visa to go with my new MC and AMEX...I cancel the visa and 2 months later I get a bill for the annual fee (seems they never cancelled it) I had to call back pissed and get confirmation it was cancelled the second try.
My wife still had a visa (from 2010 75k signup) and applied for another visa and amex....we recently moved and they couldnt verify some info on her app (even though my apps were approved with our new address, with no problem) so I had to write letters, submit enough information to get a mortgage, and prove her identity, address, and income....they still denied her....I refused to give up, and after writing to the executive reconsideration department and getting a actual thinking person to look at her documentation they agreed to reconsider, but would have to run another credit check because this whole process took over 30 days and they needed a fresh look...a few days later she was finally approved.
during the reconsideration process they sent her a replacement for her old visa, we cancelled it with no problems.
Citi is so bassackwards...they approve me no questions asked (and I'm currently unemployed) and put her under the microscope. She was recently transferred to DFW and got a big raise with a company she has been with 20+ years, we bought a new house, sold our old one, have no debt, and all 3 of her FICO scores are 800+
If we didnt live in an AA hub city, I wouldn't deal with Citi's retarded company at all.
My wife still had a visa (from 2010 75k signup) and applied for another visa and amex....we recently moved and they couldnt verify some info on her app (even though my apps were approved with our new address, with no problem) so I had to write letters, submit enough information to get a mortgage, and prove her identity, address, and income....they still denied her....I refused to give up, and after writing to the executive reconsideration department and getting a actual thinking person to look at her documentation they agreed to reconsider, but would have to run another credit check because this whole process took over 30 days and they needed a fresh look...a few days later she was finally approved.
during the reconsideration process they sent her a replacement for her old visa, we cancelled it with no problems.
Citi is so bassackwards...they approve me no questions asked (and I'm currently unemployed) and put her under the microscope. She was recently transferred to DFW and got a big raise with a company she has been with 20+ years, we bought a new house, sold our old one, have no debt, and all 3 of her FICO scores are 800+
If we didnt live in an AA hub city, I wouldn't deal with Citi's retarded company at all.
Sep 14, 2012, 12:07 am
#2337
Join Date: May 2009
Location: SEA
Programs: AA EXP (2.5MM), Hilton Gold, Marriott Titanium
Posts: 4,859
Citi AA Companion Cert - Any way to extend?
My GF applied for and was approved for the Citi AA card with the companion certification. However, her cert has an expiration date at end of November. Any way to call Citi/AA and have this extended? She's in Italy for work for 5 months and can't use it while she's gone. Any chance here?
Sep 14, 2012, 3:32 am
#2338
Join Date: Sep 2002
Location: Thousand Oaks, Ca., USA
Programs: AA Lifetime Plat; Bonvoy Titanium Lifetime Elite;Hyatt Globalist; HHonors Diamond; United Silver
Posts: 8,318
Earn 10% Back on Redeemed American Airlines AAdvantage® Miles
For benefit to apply, your Citi® / AAdvantage® account must be open and active at the time of redemption. The American Airlines AAdvantage® bonus miles you earn through this benefit will be based on 10% of the total AAdvantage® miles you redeem each month during the calendar year. The maximum number of AAdvantage® bonus miles you can earn annually from this benefit is 10,000 AAdvantage® bonus miles per calendar year, regardless of how many AAdvantage® miles you redeem in that calendar year. This benefit only applies to AAdvantage® miles redeemed from the primary cardmember's AAdvantage® account. Discover all the ways to redeem AAdvantage® miles at www.aa.com/redeem. Please allow 6-8 weeks after your redemption for the American Airlines AAdvantage® bonus miles to post to the primary cardmember's AAdvantage® account.
For benefit to apply, your Citi® / AAdvantage® account must be open and active at the time of redemption. The American Airlines AAdvantage® bonus miles you earn through this benefit will be based on 10% of the total AAdvantage® miles you redeem each month during the calendar year. The maximum number of AAdvantage® bonus miles you can earn annually from this benefit is 10,000 AAdvantage® bonus miles per calendar year, regardless of how many AAdvantage® miles you redeem in that calendar year. This benefit only applies to AAdvantage® miles redeemed from the primary cardmember's AAdvantage® account. Discover all the ways to redeem AAdvantage® miles at www.aa.com/redeem. Please allow 6-8 weeks after your redemption for the American Airlines AAdvantage® bonus miles to post to the primary cardmember's AAdvantage® account.
Sep 14, 2012, 6:09 am
#2340
Join Date: Apr 2011
Posts: 2,055
Closing or Cancelling cards
Maybe these questions have been answered before but I could not find clear answers after browsing dozens pages:
1) Do I have to cancel my old Citi AA Personal cards (>2 yr old) before apply for new ones?
2) If yes, is there a waiting time frame for next application?
Posts in this page indicates AA biz card application is not affected by existing one(s), for personal card whether this is still the case?
1) Do I have to cancel my old Citi AA Personal cards (>2 yr old) before apply for new ones?
2) If yes, is there a waiting time frame for next application?
Posts in this page indicates AA biz card application is not affected by existing one(s), for personal card whether this is still the case?