Jan 3, 2021, 2:43 pm
Last edit by: zebranz
Please record data points in a structured form in this wiki (in addition to posting to the thread):
Date of the offer [mm/dd/yyyy], the offer, how long you had the card and yearly spend)
__________________________________________________ _____________
Tips:
When you call, you MUST ask if there are any offers on your account. Don't ask for an AF waiver, ask if they can credit your account the $95 (or whatever your AF is) to your account. They cannot remove the AF, but they can credit an amount to offset it. If you cancel your card within 30 days of receiving retention bonus, then Chase may claw back that bonus Note that Chase has shortened the period in which you can close the card and get the fee refunded. It is 30 days for most (or all?) cards.
If you don't get a retention bonus, the card you are holding may have the option of a downgrade. Cards that are downgraded may be upgraded at a later date. For example a no-fee Sapphire product exists for downgrade which is not available to new applicants. Consolidated discussion of that topic is here: http://www.flyertalk.com/forum/chase...16-onward.html
If you have Ultimate Rewards points in the account you're calling about, try transferring them to another account before calling. For example, if you will ask for a retention on your Sapphire card, transfer the points to your Freedom card in advance.
The archived 2020 edition is here: https://www.flyertalk.com/forum/chas...-archived.html
__________________________________________________ ___________
Chase IHG Rewards Club Premier VISA
6/9/20 - No offers. Paid the $89 annual fee
7/13/20 - No offers, cancelled (card opened March 2016 and upgraded to Premier in April 2020, but zero spend on it)
12/11/20 no offers (no spend) called twice
7/7/2021 - $50 Credit, had card for 3 years w/ $0 spend
11/29/21 - $5 Credit, had card for 3 years w/ $0 spend too
3/3/22 - no offers, $0 spend, paid fee.
6/6/23 - $90 statement credit, no spend requirement.
7/6/23 - $50 statement credit (w/no spend requirement). Had card for several years, $20 monthly spend.
8/12/23 - $50 statement credit. Have had card for years but in May received business card. Prior minimal spends only at IHG hotels.
Chase IHG rewards Club Mastercard (older version of Chase IHG)
9/9/20- $25 credit. Zero spend.
11/25/20 - $25 credit. Zero spend required.
12/1/20 - $25 credit. Zero Spend required. Almost zero spend on card and have had it ~5 years, first retention offer.
12/7/20 - $25 credit, Zero spend required, Almost Zero Spend, had card for 7 years, first retention offer
3/27/21 - no retention offer, only about $170/month on cell phone for last few months, zero spend before then, had card for several years.
7/18/21 $25 credit. Zero spend required. Zero spent on card. Had since 2012.
Chase Sapphire Preferred
7/6/2020 offered and took $60 account credit, had card since 2011, $100,000 spend
12/26/2020 offered $60 statement credit. accepted. Took less than 1 min. Had card for 5 yrs. Spend ~10K this year.
12/26/2020 no retention offer. Downgraded to Freedom Unlimited. Spend, ~$6K a year.
1/2/2021 Many years, variable spend, 2019 was probably around 10K (as a Reserved), 2020 less for obvious reasons, no offer, closed
2/2/2021: 6k spend last year. No offer, told to use my Ultimate Rewards points to pay for the fee if I wanted to offset it.
4/29/2022 Little spend, offer to downgrade to no fee card, closed account
Chase Sapphire Reserve
12/30/2020 Offered $150. Annual spend ~ $40k. AF hit 1 December
1/28/2021: 40K spend last year. Called to see any retention offers. $150 statement credit. Took it right away.
2/9/2021: 8K spend last year. Called and asked, no offers.
2/25/2021: $6K spend in 2020 (much lower than usual). Called and asked to offset $450 renewal that hit 2/1. Offered $250. Accepted it (of course).
10/28/21 No offer and am billed the full $550 both in ‘20 and ‘21
12/04/21: No offer. Will retain and use PYB to defray af
4/13/22: No offer. Did nor ask. About $6k annual spend over several years
9/1/22 : 40-50k average spend (but 25k last couple of years). Offered 50% bonus to use UR points for PYB on AF (ie. 1.5c value). Declined and downgrade to CSP.
9/16/22: 24K average spend; AF due; called and asked for offer; no offer. PC to FU.
3/17/23 30K spend last 12 mos. No offer. Called twice. PC to FU. Pissed by changes to Pay Yourself Back.
Chase World of Hyatt Visa
9/4/20 No offer, had a high spend
11/19/20: $35 statement credit
9/17/21: $50 statement credit
12/06/21: No offer, and a regular spender on card at Hyatts and for Hyatt night credits
Chase United MP Explorer
13 Nov 2020, offered and accepted $60 credit, had card since 2004, $8000 spend in 2019, $800 year to date
2/24/2023 offered and accepted $100 statement credit. Had card for three years, spend varied between $3k and $15k per year.
Chase UA Presidential Plus MC
12/29/2021: Offered $100 statement credit with no spend requirement (same offer received in previous years). Approx. $28K spend in past year, about 1/4 of usual spend on that card. Accepted offer and credit posted on 1/4/2022.
Chase United Quest
21 April 2022: $100 statement credit, no requirements.
4 May 2022: $100 statement credit, no requirements.
17 May 2022: $100 statement credit, no requirements.
22 June 2022: $100 statement credit, no requirements.
6 October 2022: $100 statement credit, no requirements.
28 May 2023: $100 statement credit, no requirements.
9 June 2023: no offer.
Chase United Business
20 Jun 2022, no offer at 2nd anniversary. Almost no spend.
Chase Marriott Boundless
03 Dec 2020. Offered and accepted $50 credit (towards $95 fee) with no spend required. $0 spend in last 12 months.
16 Jan 2021. Offered and accepted $50 credit (towards $95 fee) with no spend required.
6/9/21: nothing offered (other than downgrade) but I have little to no spend on this (terrible) card
07 Jul 2021: First rep offered nothing. HUACA, offered and accepted $50 credit (towards $95 fee) with no spend required. No spend in last 12 months.
Chase British Airways
02/09/2021 No offer. Spent $50k
03/23/2021 Offered 15k to keep. Had 3 years, spent $10k 1st year only
06/08/2021 Offered 15k to keep
09/14/2021: Offered and accepted $50 statement credit (towards $95fee) with no spend required. $0 spend since CoVid.
11/13/2021: No offer. Had for several years, minimal use
02/15/2022 No offer. Had for 2 yr w/ $50k spent/yr
03/23/2022 Offered 15k, minimal spend. Had multiple years
06/16/2022: Offered 15k Avios, no spend. Accepted. Chase BA cardholder for 11 years. $0 spend year to date, probably $0 spent last year.
09/28/2022 No offer. 1 yr old card
02/04/2023: No offer. Longtime cardholder, little spent
02/14/2023: No offer. 1 yr old. Minimal spent
Chase Ritz Carlton Visa
January 2022: Offered and accepted $150 statement credit with no spend required; ~$5,000 spend in 2021. Second consecutive retention offer.
6/6/23: $150 statement credit (no spend requirement). First time requesting a retention offer. $3K annual spend
Chase Southwest Plus (Personal, not Business)
11 Feb 2022: Offered $70 to offset $69 annual fee. Third anniversary, had paid the fee on first two anniversaries. Had some recent spend but rarely used before that. Called after fee had posted on statement.
06 Feb 2023: Offered $70 to offset $69 annual fee. Fourth anniversary, had same credit last year. Had a quarterly spend offer I maxed out, otherwise no spend. Called after fee had posted on statement.
JPM Reserve
10 Oct 2022, No offer at 8th anniversary.
Ink Business Preferred
06 Feb 2023: No offer. First anniversary, minimal spend after signup bonus. Called after fee posted on statement.
03 May 2023: No offer. First anniversary, minimal spend after signup bonus (maybe $300). Called after fee posted on statement.
Marriott Premier Plus Business Visa
22 Mar 2023. No offer. Card opened 2015. $2k spend last 12 months. Got $100 2 years ago, $50 last year, nothing this year. Closed card.
Date of the offer [mm/dd/yyyy], the offer, how long you had the card and yearly spend)
__________________________________________________ _____________
Tips:
When you call, you MUST ask if there are any offers on your account. Don't ask for an AF waiver, ask if they can credit your account the $95 (or whatever your AF is) to your account. They cannot remove the AF, but they can credit an amount to offset it. If you cancel your card within 30 days of receiving retention bonus, then Chase may claw back that bonus Note that Chase has shortened the period in which you can close the card and get the fee refunded. It is 30 days for most (or all?) cards.
If you don't get a retention bonus, the card you are holding may have the option of a downgrade. Cards that are downgraded may be upgraded at a later date. For example a no-fee Sapphire product exists for downgrade which is not available to new applicants. Consolidated discussion of that topic is here: http://www.flyertalk.com/forum/chase...16-onward.html
If you have Ultimate Rewards points in the account you're calling about, try transferring them to another account before calling. For example, if you will ask for a retention on your Sapphire card, transfer the points to your Freedom card in advance.
The archived 2020 edition is here: https://www.flyertalk.com/forum/chas...-archived.html
__________________________________________________ ___________
Chase IHG Rewards Club Premier VISA
6/9/20 - No offers. Paid the $89 annual fee
7/13/20 - No offers, cancelled (card opened March 2016 and upgraded to Premier in April 2020, but zero spend on it)
12/11/20 no offers (no spend) called twice
7/7/2021 - $50 Credit, had card for 3 years w/ $0 spend
11/29/21 - $5 Credit, had card for 3 years w/ $0 spend too
3/3/22 - no offers, $0 spend, paid fee.
6/6/23 - $90 statement credit, no spend requirement.
7/6/23 - $50 statement credit (w/no spend requirement). Had card for several years, $20 monthly spend.
8/12/23 - $50 statement credit. Have had card for years but in May received business card. Prior minimal spends only at IHG hotels.
Chase IHG rewards Club Mastercard (older version of Chase IHG)
9/9/20- $25 credit. Zero spend.
11/25/20 - $25 credit. Zero spend required.
12/1/20 - $25 credit. Zero Spend required. Almost zero spend on card and have had it ~5 years, first retention offer.
12/7/20 - $25 credit, Zero spend required, Almost Zero Spend, had card for 7 years, first retention offer
3/27/21 - no retention offer, only about $170/month on cell phone for last few months, zero spend before then, had card for several years.
7/18/21 $25 credit. Zero spend required. Zero spent on card. Had since 2012.
Chase Sapphire Preferred
7/6/2020 offered and took $60 account credit, had card since 2011, $100,000 spend
12/26/2020 offered $60 statement credit. accepted. Took less than 1 min. Had card for 5 yrs. Spend ~10K this year.
12/26/2020 no retention offer. Downgraded to Freedom Unlimited. Spend, ~$6K a year.
1/2/2021 Many years, variable spend, 2019 was probably around 10K (as a Reserved), 2020 less for obvious reasons, no offer, closed
2/2/2021: 6k spend last year. No offer, told to use my Ultimate Rewards points to pay for the fee if I wanted to offset it.
4/29/2022 Little spend, offer to downgrade to no fee card, closed account
Chase Sapphire Reserve
12/30/2020 Offered $150. Annual spend ~ $40k. AF hit 1 December
1/28/2021: 40K spend last year. Called to see any retention offers. $150 statement credit. Took it right away.
2/9/2021: 8K spend last year. Called and asked, no offers.
2/25/2021: $6K spend in 2020 (much lower than usual). Called and asked to offset $450 renewal that hit 2/1. Offered $250. Accepted it (of course).
10/28/21 No offer and am billed the full $550 both in ‘20 and ‘21
12/04/21: No offer. Will retain and use PYB to defray af
4/13/22: No offer. Did nor ask. About $6k annual spend over several years
9/1/22 : 40-50k average spend (but 25k last couple of years). Offered 50% bonus to use UR points for PYB on AF (ie. 1.5c value). Declined and downgrade to CSP.
9/16/22: 24K average spend; AF due; called and asked for offer; no offer. PC to FU.
3/17/23 30K spend last 12 mos. No offer. Called twice. PC to FU. Pissed by changes to Pay Yourself Back.
Chase World of Hyatt Visa
9/4/20 No offer, had a high spend
11/19/20: $35 statement credit
9/17/21: $50 statement credit
12/06/21: No offer, and a regular spender on card at Hyatts and for Hyatt night credits
Chase United MP Explorer
13 Nov 2020, offered and accepted $60 credit, had card since 2004, $8000 spend in 2019, $800 year to date
2/24/2023 offered and accepted $100 statement credit. Had card for three years, spend varied between $3k and $15k per year.
Chase UA Presidential Plus MC
12/29/2021: Offered $100 statement credit with no spend requirement (same offer received in previous years). Approx. $28K spend in past year, about 1/4 of usual spend on that card. Accepted offer and credit posted on 1/4/2022.
Chase United Quest
21 April 2022: $100 statement credit, no requirements.
4 May 2022: $100 statement credit, no requirements.
17 May 2022: $100 statement credit, no requirements.
22 June 2022: $100 statement credit, no requirements.
6 October 2022: $100 statement credit, no requirements.
28 May 2023: $100 statement credit, no requirements.
9 June 2023: no offer.
Chase United Business
20 Jun 2022, no offer at 2nd anniversary. Almost no spend.
Chase Marriott Boundless
03 Dec 2020. Offered and accepted $50 credit (towards $95 fee) with no spend required. $0 spend in last 12 months.
16 Jan 2021. Offered and accepted $50 credit (towards $95 fee) with no spend required.
6/9/21: nothing offered (other than downgrade) but I have little to no spend on this (terrible) card
07 Jul 2021: First rep offered nothing. HUACA, offered and accepted $50 credit (towards $95 fee) with no spend required. No spend in last 12 months.
Chase British Airways
02/09/2021 No offer. Spent $50k
03/23/2021 Offered 15k to keep. Had 3 years, spent $10k 1st year only
06/08/2021 Offered 15k to keep
09/14/2021: Offered and accepted $50 statement credit (towards $95fee) with no spend required. $0 spend since CoVid.
11/13/2021: No offer. Had for several years, minimal use
02/15/2022 No offer. Had for 2 yr w/ $50k spent/yr
03/23/2022 Offered 15k, minimal spend. Had multiple years
06/16/2022: Offered 15k Avios, no spend. Accepted. Chase BA cardholder for 11 years. $0 spend year to date, probably $0 spent last year.
09/28/2022 No offer. 1 yr old card
02/04/2023: No offer. Longtime cardholder, little spent
02/14/2023: No offer. 1 yr old. Minimal spent
Chase Ritz Carlton Visa
January 2022: Offered and accepted $150 statement credit with no spend required; ~$5,000 spend in 2021. Second consecutive retention offer.
6/6/23: $150 statement credit (no spend requirement). First time requesting a retention offer. $3K annual spend
Chase Southwest Plus (Personal, not Business)
11 Feb 2022: Offered $70 to offset $69 annual fee. Third anniversary, had paid the fee on first two anniversaries. Had some recent spend but rarely used before that. Called after fee had posted on statement.
06 Feb 2023: Offered $70 to offset $69 annual fee. Fourth anniversary, had same credit last year. Had a quarterly spend offer I maxed out, otherwise no spend. Called after fee had posted on statement.
JPM Reserve
10 Oct 2022, No offer at 8th anniversary.
Ink Business Preferred
06 Feb 2023: No offer. First anniversary, minimal spend after signup bonus. Called after fee posted on statement.
03 May 2023: No offer. First anniversary, minimal spend after signup bonus (maybe $300). Called after fee posted on statement.
Marriott Premier Plus Business Visa
22 Mar 2023. No offer. Card opened 2015. $2k spend last 12 months. Got $100 2 years ago, $50 last year, nothing this year. Closed card.
Chase Retention Offers (2021-2023)
Feb 12, 2021, 8:17 am
#61
Join Date: Nov 2012
Location: Everywhere else
Programs: Miles and frowns, IHG aluminum
Posts: 346
SW Premier Biz- opened 1/20, MSR plus a lil extra, hadn't spent on it since 6/20. No offer, transferred CL to CIU, cancelled.
IHG (old)- opened 1/16, rarely spend since MSR (only if staying in IHG). $25 retention credit, accepted (1st time getting this).
SW Priority- opened 1/20, MSR plus lil extra, a bit more recently. No offer, but bc I was able to lower CL to <$500 last Nov (no idea how this was possible, cool?) it's still not charging me AF. I shifted CL's around when I upgraded CSP in 11/20 and when I did that, they also refunded last year's AF too. Awesome. Keeping for now- haven't spent the $75 credit yet, waiting for next statement to close before trying. Annual bonus miles have not posted yet. Rep confirmed that it is still the priority and has not been changed to a different product.
IHG (old)- opened 1/16, rarely spend since MSR (only if staying in IHG). $25 retention credit, accepted (1st time getting this).
SW Priority- opened 1/20, MSR plus lil extra, a bit more recently. No offer, but bc I was able to lower CL to <$500 last Nov (no idea how this was possible, cool?) it's still not charging me AF. I shifted CL's around when I upgraded CSP in 11/20 and when I did that, they also refunded last year's AF too. Awesome. Keeping for now- haven't spent the $75 credit yet, waiting for next statement to close before trying. Annual bonus miles have not posted yet. Rep confirmed that it is still the priority and has not been changed to a different product.
Feb 12, 2021, 5:16 pm
#62
Join Date: Feb 2000
Posts: 6,546
$25 on IHG (old)
$90 on IHG (new)
$35 on WN Priority
$0 on Sapphire Reserve
$90 on IHG (new)
$35 on WN Priority
$0 on Sapphire Reserve
Feb 17, 2021, 1:05 am
#64
Join Date: Jun 2004
Location: San Diego
Programs: IHG Spire Amb, HH Diamond, DL Diamond and 1MM
Posts: 3,611
That is amazing because the Select card is obsolete. I happily paid the $49 renewal last fall because of annual free night and 10% points rebate when using points to book a stay. I didn't get any use out of the card last year because of COVID, but card is no longer available. I also have the $99 IHG Premier card. Chase told me to pay the fee or cancel when I asked last spring.
Feb 17, 2021, 1:10 am
#65
Join Date: Jun 2004
Location: San Diego
Programs: IHG Spire Amb, HH Diamond, DL Diamond and 1MM
Posts: 3,611
Feb 18, 2021, 11:13 am
#66
Join Date: Sep 2002
Programs: The opinions expressed here are mine alone and do not necessarily reflect the airlines I worked for.
Posts: 1,894
CSR ($25k annual spend): Ask for credit to offset $450 annual fee. No offers available to do that. Rep said we now have 40 days from when fee posted to close / downgrade account to receive full refund. She also said that after that, you can downgrade your card and receive a prorated refund of the annual fee (Citibank did that for me last year with their AA plat card).
I plan to transfer my Ultimate Rewards points to my CFU card and downgrade my CSR to a Flex card. Then, a year from now I'll apply for a Chase Sapphire Preferred card (i usually .
Question: I had the CSR card since the February after they created it (I remember it came out in the Fall), so I think that enough years have passed to be eligible for another Sapphire bonus as long as I don't have both cards at the same time, right?
I plan to transfer my Ultimate Rewards points to my CFU card and downgrade my CSR to a Flex card. Then, a year from now I'll apply for a Chase Sapphire Preferred card (i usually .
Question: I had the CSR card since the February after they created it (I remember it came out in the Fall), so I think that enough years have passed to be eligible for another Sapphire bonus as long as I don't have both cards at the same time, right?
Feb 18, 2021, 2:25 pm
#67
Join Date: Sep 2011
Posts: 1,857
CSR ($25k annual spend): Ask for credit to offset $450 annual fee. No offers available to do that. Rep said we now have 40 days from when fee posted to close / downgrade account to receive full refund. She also said that after that, you can downgrade your card and receive a prorated refund of the annual fee (Citibank did that for me last year with their AA plat card).
I plan to transfer my Ultimate Rewards points to my CFU card and downgrade my CSR to a Flex card. Then, a year from now I'll apply for a Chase Sapphire Preferred card (i usually .
Question: I had the CSR card since the February after they created it (I remember it came out in the Fall), so I think that enough years have passed to be eligible for another Sapphire bonus as long as I don't have both cards at the same time, right?
I plan to transfer my Ultimate Rewards points to my CFU card and downgrade my CSR to a Flex card. Then, a year from now I'll apply for a Chase Sapphire Preferred card (i usually .
Question: I had the CSR card since the February after they created it (I remember it came out in the Fall), so I think that enough years have passed to be eligible for another Sapphire bonus as long as I don't have both cards at the same time, right?
There's no need to move your points onto your CFU. When you downgrade to Freedom Flex, the points will stay with the Flex.
Finally, to answer your question, it needs to be 48 months since you received your CSR signup bonus, so you're not there yet. Check your old pdf statements online to find out when the statement with your bonus posted.
Feb 18, 2021, 2:48 pm
#68
Join Date: Sep 2002
Programs: The opinions expressed here are mine alone and do not necessarily reflect the airlines I worked for.
Posts: 1,894
Thank you!! I checked my old PDF statements, and I earned the CSR 100k signup bonus on my statement ending 3/21/2017. So if I downgrade my CSR to Chase Flex now, I could actually apply for a Chase Sapphire Preferred on or after 3/22/2021 and be eligible for the signup bonus?
Feb 19, 2021, 7:21 am
#69
Join Date: Sep 2011
Posts: 1,857
Thank you!! I checked my old PDF statements, and I earned the CSR 100k signup bonus on my statement ending 3/21/2017. So if I downgrade my CSR to Chase Flex now, I could actually apply for a Chase Sapphire Preferred on or after 3/22/2021 and be eligible for the signup bonus?
Feb 19, 2021, 8:30 pm
#70
Join Date: Feb 2008
Location: Kobe, Japan
Programs: Bonvoy Platinum, IHG Diamond, Hyatt Discoverist
Posts: 1,532
Thank you!! I checked my old PDF statements, and I earned the CSR 100k signup bonus on my statement ending 3/21/2017. So if I downgrade my CSR to Chase Flex now, I could actually apply for a Chase Sapphire Preferred on or after 3/22/2021 and be eligible for the signup bonus?
Feb 20, 2021, 10:37 am
#71
Join Date: Jan 2021
Programs: Hyatt Globalist (Full), Marriott Titanium, IHG Spire, Wyndham DIA, Hilton Gold, AA EXP
Posts: 700
Chase Sapphire Preferred - Never called/emailed to ask for a retention offer but just saw $95 annual fee credited/reimbursed. Any DP on this? I understand CSR reimbursing $100 if you renew before April 2021; however, is CSP currently offering something like that automatically?
Feb 24, 2021, 7:07 pm
#72
Join Date: Jun 2018
Posts: 1
Chase Sapphire Reserve retention
I called 2/24/2021
Chase Sapphire Reserve
$150- took it right away
had it 2 years?
$9.8K spend last year
AF hit 2/1/2021
Chase Sapphire Reserve
$150- took it right away
had it 2 years?
$9.8K spend last year
AF hit 2/1/2021
Feb 24, 2021, 8:12 pm
#73
Join Date: Feb 2008
Location: Kobe, Japan
Programs: Bonvoy Platinum, IHG Diamond, Hyatt Discoverist
Posts: 1,532
The rep got some of her info wrong. You do have 40 days to downgrade for a full refund (and pro-rated after that), however you only have 30 days to cancel for a full refund.
There's no need to move your points onto your CFU. When you downgrade to Freedom Flex, the points will stay with the Flex.
Finally, to answer your question, it needs to be 48 months since you received your CSR signup bonus, so you're not there yet. Check your old pdf statements online to find out when the statement with your bonus posted.
There's no need to move your points onto your CFU. When you downgrade to Freedom Flex, the points will stay with the Flex.
Finally, to answer your question, it needs to be 48 months since you received your CSR signup bonus, so you're not there yet. Check your old pdf statements online to find out when the statement with your bonus posted.
Today I was told I have 41 days to cancel, but warned not to cut it too close.
My fee hit Feb 1st.
No offer of AF rebate.
She did suggest downgrades too, and then commented that people are starting to travel again.
Feb 25, 2021, 5:26 am
#74
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Feb 25, 2021, 10:15 am
#75
Join Date: Dec 2001
Location: Carlsbad,CA USA
Programs: Marriott Bonvoy Titanuim/Lifetime Platinum, Hilton Gold, United Silver
Posts: 1,534
I called today about my Chase Sapphire Reserve Card as the annual fee posted on Feb 1. No retention offer. I was told I have 41 days to cancel for a full refund of the annual fee, from the statement date of Feb 6. I was reminded of the $300 travel credit being good for groceries and gas thru June, the $60 Doordash credit, the $120 Peleton Credit, and the 50% bonus rewards for Pay Yourself Back.
I have already used the travel credit and Doordash credit and am using the Peleton App, so so far have gotten $385.98 in credits back and with the full Peleton credit will probably have over the $450 fees in credit. I also use the Pay Yourself Back sparingly as I like to keep about 40,000 points in my account.
If I cancel now will Chase claw back the credits I have l have already used?
I have about 40,000 points left in my account and could transfer to my Chase Freedom for the time being and could reapply for a new card since I think it has been over 4 years since I received the 100k sign-up bonus. Does anyone know when the final month was when Chase offered the 100k sign-up bonus as that is when I got the card?
Suggestions on what to do would be appreciated. Thinking of keeping the card for another year at the $450 annual fee, since the credits I get will cancel out the fee, then canceling when the fee gets raised to $550. The one bonus I do have with this card and no others is primary car rental insurance, but no car rentals planned at least till the fall. Also priority pass but with no international travel planned for the foreseeable future that is of no use.
I have already used the travel credit and Doordash credit and am using the Peleton App, so so far have gotten $385.98 in credits back and with the full Peleton credit will probably have over the $450 fees in credit. I also use the Pay Yourself Back sparingly as I like to keep about 40,000 points in my account.
If I cancel now will Chase claw back the credits I have l have already used?
I have about 40,000 points left in my account and could transfer to my Chase Freedom for the time being and could reapply for a new card since I think it has been over 4 years since I received the 100k sign-up bonus. Does anyone know when the final month was when Chase offered the 100k sign-up bonus as that is when I got the card?
Suggestions on what to do would be appreciated. Thinking of keeping the card for another year at the $450 annual fee, since the credits I get will cancel out the fee, then canceling when the fee gets raised to $550. The one bonus I do have with this card and no others is primary car rental insurance, but no car rentals planned at least till the fall. Also priority pass but with no international travel planned for the foreseeable future that is of no use.