Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Feb 23, 2017, 3:28 pm
#1456
Join Date: Apr 2008
Posts: 615
Has anyone here successfully used the MPX app to purchase from office supplies stores and gotten the 5x?
Feb 24, 2017, 8:21 pm
#1461
Join Date: Apr 2015
Posts: 309
Checked with a banker 3 weeks ago but did not have any preapproval. Checked 2 days ago and he said I had preapproval. Applied but received 7-10 business days. He called for me and the agent said that they are processing application.
I am fairly good with making sure preapproval is legit with fixed APR etc, but didnt check this time as the same banker told me 3 weeks ago that I wasnt preapproved. I just assumed he knew what he was doing. After receiving 7-10 days notice, I checked the paper work and it did not have fixed APR. SUCKS!!
Banker kept saying it was preapproved.
I am at 5/24, could have easily waited...should have waited.
I am fairly good with making sure preapproval is legit with fixed APR etc, but didnt check this time as the same banker told me 3 weeks ago that I wasnt preapproved. I just assumed he knew what he was doing. After receiving 7-10 days notice, I checked the paper work and it did not have fixed APR. SUCKS!!
Banker kept saying it was preapproved.
I am at 5/24, could have easily waited...should have waited.
Feb 24, 2017, 8:36 pm
#1462
Join Date: Apr 2008
Posts: 615
Anyone figure out which stores fall into the "shipping" merchant category to leverage ink preferred 3x on shipping? I'm uessing fedex, usps, ups and independent shippers. Any other (big box) stores?
Feb 25, 2017, 9:21 pm
#1463
Join Date: Jul 2014
Location: LAX
Programs: Hyatt Globalist, AA EXP, Hilton Diamond, Wyndham Diamond, DL PM, Marriott Platinum, IHG Platinum
Posts: 1,305
What has been the experience regarding Chase shutting down Ink Plus for those who regularly MS -- buying Staples gift cards up to $4,000 a month.
Feb 26, 2017, 1:08 am
#1464
Join Date: Aug 2016
Programs: United
Posts: 83
I'm using the same and earn about 15000 ur a month with my fedex bills. I'm going to try my packing company to see if shipping supplies will code 3x. Also going to try a cargo company and custom broker. I'm not expecting good luck
Feb 27, 2017, 8:44 am
#1465
Join Date: Apr 2015
Posts: 309
Checked with a banker 3 weeks ago but did not have any preapproval. Checked 2 days ago and he said I had preapproval. Applied but received 7-10 business days. He called for me and the agent said that they are processing application.
I am fairly good with making sure preapproval is legit with fixed APR etc, but didnt check this time as the same banker told me 3 weeks ago that I wasnt preapproved. I just assumed he knew what he was doing. After receiving 7-10 days notice, I checked the paper work and it did not have fixed APR. SUCKS!!
Banker kept saying it was preapproved.
I am at 5/24, could have easily waited...should have waited.
I am fairly good with making sure preapproval is legit with fixed APR etc, but didnt check this time as the same banker told me 3 weeks ago that I wasnt preapproved. I just assumed he knew what he was doing. After receiving 7-10 days notice, I checked the paper work and it did not have fixed APR. SUCKS!!
Banker kept saying it was preapproved.
I am at 5/24, could have easily waited...should have waited.
I fall under 5/24 on March 10th...maybe will try call after as I will still be under 30 day reconsideration time line. My understanding is credit bureaus dont get updated till next calendar month, does anyone have any data points suggesting them getting approved couple of days after they fall under 5/24.
Feb 27, 2017, 9:57 am
#1466
Join Date: Sep 2007
Location: San Francisco & London
Programs: UA1k, Oneworld Sapphire, Hyatt Globalist, IHG DiamondAmb, Hilton Diamond, Marriott LTP,
Posts: 1,785
Couple of questions regarding the Ink Plus 5x bonus, help / advice is greatly appreciated, trying to understand the best strategy to maximise my points earnings.
1. Can I use the Mileage Plus X App to buy a Giftcard from Staples.... subsequentl earn 3 x bonus with MP and 5 x Bonus with Ink for purchase
2. Can I then use this purchased gift card to buy a Visa Card Instore?
3. Can I do the same at Office Depot / Office Max? They do not sell Visa Cards online, are they available in store?
4. Could i use the Ink Plus card to directly buy Staples Visa Giftcards online?
1. Can I use the Mileage Plus X App to buy a Giftcard from Staples.... subsequentl earn 3 x bonus with MP and 5 x Bonus with Ink for purchase
2. Can I then use this purchased gift card to buy a Visa Card Instore?
3. Can I do the same at Office Depot / Office Max? They do not sell Visa Cards online, are they available in store?
4. Could i use the Ink Plus card to directly buy Staples Visa Giftcards online?
Feb 27, 2017, 11:37 am
#1467
Join Date: Apr 2008
Posts: 615
Hoping to get this answered here...
Got approval for the Ink preferred back in early February. That put me at 1/24. I have 800+ and a very good income. About a few weeks after that, I applied for the Ink cash and finally got a letter saying I was denied bc of too many apps.
I plan to apply in branch for the CSR next week. Should I recon the ink cash first or should i apply for the CSR and then once i secure that, recon the ink cash? Am I waiting too long to recon the ink cash?
Got approval for the Ink preferred back in early February. That put me at 1/24. I have 800+ and a very good income. About a few weeks after that, I applied for the Ink cash and finally got a letter saying I was denied bc of too many apps.
I plan to apply in branch for the CSR next week. Should I recon the ink cash first or should i apply for the CSR and then once i secure that, recon the ink cash? Am I waiting too long to recon the ink cash?
Feb 27, 2017, 11:40 am
#1468
Join Date: Apr 2008
Posts: 615
Couple of questions regarding the Ink Plus 5x bonus, help / advice is greatly appreciated, trying to understand the best strategy to maximise my points earnings.
1. Can I use the Mileage Plus X App to buy a Giftcard from Staples.... subsequentl earn 3 x bonus with MP and 5 x Bonus with Ink for purchase
2. Can I then use this purchased gift card to buy a Visa Card Instore?
3. Can I do the same at Office Depot / Office Max? They do not sell Visa Cards online, are they available in store?
4. Could i use the Ink Plus card to directly buy Staples Visa Giftcards online?
1. Can I use the Mileage Plus X App to buy a Giftcard from Staples.... subsequentl earn 3 x bonus with MP and 5 x Bonus with Ink for purchase
2. Can I then use this purchased gift card to buy a Visa Card Instore?
3. Can I do the same at Office Depot / Office Max? They do not sell Visa Cards online, are they available in store?
4. Could i use the Ink Plus card to directly buy Staples Visa Giftcards online?
I've called around Staples and OM/OD in my area and they will not accept gift cards to purchase other gift cards. I think others have had some success.
But, you can purchase as many gift cards as you want (I don't believe there's a limit, maybe there is?) if you use your Ink card directly.
Feb 27, 2017, 8:35 pm
#1470
Join Date: Aug 2016
Programs: United
Posts: 83
Couple of questions regarding the Ink Plus 5x bonus, help / advice is greatly appreciated, trying to understand the best strategy to maximise my points earnings.
1. Can I use the Mileage Plus X App to buy a Giftcard from Staples.... subsequentl earn 3 x bonus with MP and 5 x Bonus with Ink for purchase
1. Can I use the Mileage Plus X App to buy a Giftcard from Staples.... subsequentl earn 3 x bonus with MP and 5 x Bonus with Ink for purchase
Yes. You should be able to buy them online, but the fee will eat up your rewards.