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Chase Ink Business Cards - July 2015- Present

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Old Aug 18, 2015, 8:20 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.

What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.

Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?

The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.

Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.


There is a no-fee, UR-earning Ink Cash card: https://creditcards.chase.com/ink-bu.../ink-cash-card
Are there are any rules or restrictions to keep in mind when applying for an Ink card?
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?
Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)

In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.

NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?
Merchants that qualify:
AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Where can I find the Ink Plus Guide to Benefits?
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
Closing Ink Plus cards
It is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
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Chase Ink Business Cards - July 2015- Present

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Old May 26, 2017, 1:59 pm
  #1531  
 
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
Originally Posted by GeorgeLopez
I've applied for countless Chase cards, personal and business, over the past 5 years, and not a single time has Chase ever asked me to send in docs.



Negative. I used all of my business cards to buy bacon cheeseburgers at Portillos and have never even so much as received a phone call or email from Chase about it.



United isn't a lucrative partner for you? You don't enjoy being able to redeem miles across all the Star Alliance partners? Interesting.

You couldn't use free points at Hyatt? I find that hard to believe. I just cashed in a ton of Hyatt points for a week stay at the Park Hyatt Maldives. My girlfriend was through the roof ecstatic when I told her.



It's not necessarily a fake business. Just go to a site like Inc Now and you can register an LLC in Delaware. Super cheap stuff and this will give you the EIN and you can then take your docs to Chase, open a business checking account. Once the business account is approved, wait a month or two, and you should have pre-approvals for both the Preferred and Cash cards.

Magic.
You don't need to form a business entity to have a chase business card. Terrible Terrible advice to tell people to form a business entity for a credit card. I have multiple chase business cards and I am a sole prop. My business is legitimate.
Red259 is offline  
Old May 26, 2017, 3:16 pm
  #1532  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Originally Posted by Red259
You don't need to form a business entity to have a chase business card. Terrible Terrible advice to tell people to form a business entity for a credit card. I have multiple chase business cards and I am a sole prop. My business is legitimate.
I believe the advice was to register a business in order to open a business checking account, with the expectation that the checking account would elicit business card invitations that would not be subject to the 5/24 restriction.
mia is offline  
Old May 26, 2017, 10:02 pm
  #1533  
 
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
Originally Posted by mia
I believe the advice was to register a business in order to open a business checking account, with the expectation that the checking account would elicit business card invitations that would not be subject to the 5/24 restriction.
Would being an Uber driver count as a personal business? I mean gas expenses, car insurance, water for riders, a separate work phone, etc. Those would all count as business expenses, right?

The Ink Business Cash (Mia said it's actually a MR card if I remember) pays 2x on gas, restaurant purchases, and then 5x on phone services for the above categories. I'm sure I could utilize the restaurants category too somehow.
mikesyr18 is offline  
Old May 27, 2017, 11:45 pm
  #1534  
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Join Date: May 2017
Posts: 117
Originally Posted by Red259
You don't need to form a business entity to have a chase business card. Terrible Terrible advice to tell people to form a business entity for a credit card. I have multiple chase business cards and I am a sole prop. My business is legitimate.
Originally Posted by mia
I believe the advice was to register a business in order to open a business checking account, with the expectation that the checking account would elicit business card invitations that would not be subject to the 5/24 restriction.
Mia nailed it. Red, if you venture into a new thread, you really need to start reading several pages back and grasp what someone is saying before you start saying their advice is terrible.
GeorgeLopez is offline  
Old May 29, 2017, 10:42 pm
  #1535  
 
Join Date: Feb 2014
Posts: 188
Originally Posted by GeorgeLopez
It's not necessarily a fake business. Just go to a site like Inc Now and you can register an LLC in Delaware. Super cheap stuff and this will give you the EIN and you can then take your docs to Chase, open a business checking account. Once the business account is approved, wait a month or two, and you should have pre-approvals for both the Preferred and Cash cards.
Are you talking about pre-approvals in branch? I previously opened and closed a Chase biz checking and maintain the Ink Plus, but haven't received any mailers or online pre-approvals...
cashcow is offline  
Old Jun 2, 2017, 10:04 am
  #1536  
 
Join Date: Jan 2007
Location: ORD
Programs: UA GM
Posts: 241
I've got a question on my INK Plus card.

I canceled a monthly subscription for a service a few months ago but the service keeps billing me. While the matter is in dispute, they bill me again. My thought is to list my INK Plus card as lost so Chase will deactivate that card number the provider has on file. However, will Chase issue a new INK Plus card since I use it for the 5X UR categories, or since that card isn't available anymore, would they issue a Preferred card (which I already have). I would hate to lose the INK Plus card. Any ideas?
_Manta_ is offline  
Old Jun 2, 2017, 10:20 am
  #1537  
 
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
Originally Posted by _Manta_
I've got a question on my INK Plus card.

I canceled a monthly subscription for a service a few months ago but the service keeps billing me. While the matter is in dispute, they bill me again. My thought is to list my INK Plus card as lost so Chase will deactivate that card number the provider has on file. However, will Chase issue a new INK Plus card since I use it for the 5X UR categories, or since that card isn't available anymore, would they issue a Preferred card (which I already have). I would hate to lose the INK Plus card. Any ideas?
You'll get the same card. I requested a new number and they sent me the same card with new number
trikotret is offline  
Old Jun 2, 2017, 10:24 am
  #1538  
mia
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Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Originally Posted by _Manta_
... My thought is to list my INK Plus card as lost so Chase will deactivate that card number the provider has on file....
This may not work. The recurring charge may be transferred to the replacement card. Changing the number does not create a different account.
mia is offline  
Old Jun 2, 2017, 11:55 am
  #1539  
 
Join Date: Jan 2007
Location: ORD
Programs: UA GM
Posts: 241
Originally Posted by mia
This may not work. The recurring charge may be transferred to the replacement card. Changing the number does not create a different account.
Good point - thanks for the info.
_Manta_ is offline  
Old Jun 13, 2017, 7:44 pm
  #1540  
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Join Date: Aug 2013
Location: Southern California, USA
Programs: Marriott Ambassador and LTT, UA Plat/LT Gold, AA Gold
Posts: 8,764
Will Chase ever allow Ink cards to work with Samsung Pay?
bhrubin is offline  
Old Jun 15, 2017, 10:06 am
  #1541  
 
Join Date: Feb 2012
Location: DEN
Programs: Hilton Diamond Hyatt Globalist Marriott Gold AA EXP
Posts: 1,019
How many Chase Business Cards can you acquire in 24 months? Total?
I'm currently up to 3 Chase Biz cards open: Ink Preferred, United Biz, and Ink Cash. All three were opened since Thanksgiving.

I'm also at 4/24, which includes CSR opened in January. The 4/24 does not include a Chase Freedom from 2011 that is also still open and heavily used.
bbriscoe34 is offline  
Old Jun 19, 2017, 7:23 am
  #1542  
 
Join Date: Oct 2016
Posts: 87
I dunno whether I max out or it stopped working.
My ink cash stops receives 5x on cardcash as of June 16 (Again!)
dereck062 is offline  
Old Jun 19, 2017, 9:43 am
  #1543  
 
Join Date: Apr 2017
Posts: 258
FYI I booked a rental property for next year on my Ink Business card through a realty company that manages the property. It posted as 1X. I called the number on the back of the card to see if I could do anything to appeal, adjust, or change it and they said I could not. The difference between 1X and 3X for lodging on a $4K expense is pretty disappointing.
Jon_R is offline  
Old Jun 21, 2017, 1:10 pm
  #1544  
 
Join Date: Sep 2012
Posts: 4,431
I want to buy a Google Wifi for $270. B+H Photo has it and qualifies for the 5% Visa Savings Edge with my Ink card (so like $13.50). But the Chase criteria says that items purchased for “professional” use are excluded from the price protection. My Chase Ink card is for a sole proprietorship home office… would this basically mean that I won’t qualify for price protection?
DaveInLA is offline  
Old Jun 21, 2017, 2:48 pm
  #1545  
 
Join Date: Mar 2005
Location: ATL
Programs: AA, AGR, DL, MR, WoH, UA
Posts: 951
Originally Posted by DaveInLA
I want to buy a Google Wifi for $270. B+H Photo has it and qualifies for the 5% Visa Savings Edge with my Ink card (so like $13.50). But the Chase criteria says that items purchased for “professional” use are excluded from the price protection. My Chase Ink card is for a sole proprietorship home office… would this basically mean that I won’t qualify for price protection?
This sounds like a trap.

If you seek the price protection benefit, it won't qualify if it's for professional use. If it's not for professional use, then why did you use your business card? Yes, there are reasons, but it may not be worth the effort.

I'd suggest using a consumer card and also get meaningful extended warranty. That's worth the lost savings.
sechs is offline  



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