Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Apr 1, 2016, 9:54 am
#841
Join Date: Jul 2014
Posts: 61
Data point: I applied 3/21, have gotten the "two weeks" message since, but this morning it changed to 7-10 days 
hopefully a false signal.
I'm at 4/24, though 3 of those 4 were about a month ago. Will update when it's official.
hopefully a false signal.I'm at 4/24, though 3 of those 4 were about a month ago. Will update when it's official.
Apr 1, 2016, 1:20 pm
#842
Join Date: Jan 2015
Location: DC
Posts: 189
Data point:
What the heck, I got approved after 2 days. I received an approval e-mail after not even being able to check my application status through the automated system.
I thought I had a 10% chance of approval AT BEST. I'm probably 5/3 let alone 5/24. Also my credit recently took a big hit from 800 to 710 because of an accidental late payment (woops).
I currently have with chase 2 Freedoms, 1 IHG.
Hopefully this is an inspirational post since I was not expecting this at all and took a gamble.
What the heck, I got approved after 2 days. I received an approval e-mail after not even being able to check my application status through the automated system.
I thought I had a 10% chance of approval AT BEST. I'm probably 5/3 let alone 5/24. Also my credit recently took a big hit from 800 to 710 because of an accidental late payment (woops).
I currently have with chase 2 Freedoms, 1 IHG.
Hopefully this is an inspirational post since I was not expecting this at all and took a gamble.
Apr 1, 2016, 1:34 pm
#843
Join Date: Nov 2008
Posts: 115
I've seen a lot of data points in this thread.
I just have a quick question: after I submitted my application (and naturally got the pending decision message), when should I call up the recon line? Like right away, next day, or after the waiting time changes?
Thank you.
I just have a quick question: after I submitted my application (and naturally got the pending decision message), when should I call up the recon line? Like right away, next day, or after the waiting time changes?
Thank you.
Apr 1, 2016, 1:40 pm
#844
Join Date: Nov 2014
Location: IAD/DCA/BWI
Programs: Marriott Gold, SPG Gold, AA Gold, Hyatt Platinum, Virgin America Elevate Gold
Posts: 225
You don't call at all unless you're denied. Just be patient and wait it out.
Apr 3, 2016, 8:28 am
#845
Join Date: Feb 2010
Location: San Antonio, TX
Programs: SPG, Skymiles, IHG
Posts: 2
Data Point: Applied 3/21 Still getting the "will reply in approx 2 weeks" via the automated number. I'm at 4/24 with an additional 2 cards as AU.
I'm trying to wait it out, but I'm on the verge of calling. Anyone have it take this long and work out?
I'm trying to wait it out, but I'm on the verge of calling. Anyone have it take this long and work out?
Apr 3, 2016, 8:11 pm
#846
Join Date: Aug 2015
Posts: 376
hey guys. just a quick question. The 60k offer for those who applied recently: was the annual fee not waived for you guys? Mine just posted and i was under the impression its waived the first year.
Apr 3, 2016, 8:14 pm
#847
Join Date: Feb 2003
Location: On strike
Posts: 8,135
As indicated in the wiki (and on the various offer landing pages), there's no first-year AF waiver.
Apr 3, 2016, 9:53 pm
#849
Join Date: Sep 2015
Posts: 576
Data Point: Applied 4/2. Ink Plus
Semi Legit business? (business name was under my name)
unsure of what credit bureau it hit, still waiting...
im only 1/24(only applied for an CSP last year), but was instant approved.
Semi Legit business? (business name was under my name)
unsure of what credit bureau it hit, still waiting...
im only 1/24(only applied for an CSP last year), but was instant approved.
Last edited by BuBu4; Apr 4, 2016 at 12:59 am
Apr 4, 2016, 11:15 am
#850
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
You can access the desktop version of FT on a mobile device, and then you should see the wiki. (Of course, whether the wiki will fit well on your mobile device, depending on screen size, that's a separate issue. That's probably why wiki's are disabled on the mobile version of FT, because they're formatted expecting a decent size screen.)
Apr 4, 2016, 11:34 am
#851
Join Date: Oct 2010
Location: Feeder Band Land (South FL)
Programs: seeking best cc sign-up & spend bonus offers
Posts: 865
Chase Busn Ink Mini-Saga Monster Call ==> APPROVAL!!!:
a. got BusnInkPlus 10/3/14, cancelled yr later
b. just got BIP 60Kpts $5K 3mos invite in mail
c. applied online 4/3/16, no instant approve
d. ALL in one call with transfers:
called recon to volunteer $6K cred lim & lower other Chase cc's
cred lim, transferred to cust serv & lowered (2) cc's cred lim,
transferred to Security to activate just-received ChaseMarriottBusn cc,
transferred back to cust serv to lower its cred lim, transferred back to
recon to answer 2014-15-16 income Qs & why I needed (2) Chase busn cc's
me: "separate intl from US busn spending" (I just got both Chase Marriott
cc's March 2016), was asked why I had (9) Equifax inquiries, why so many
cc apps in short time, me: "numerous cc's offers lately with bonus incentives
lowering my airfare & hotel expenses," & added am always paying
balance in full monthly. Approved $6K cred lim, requested & got
rush delivery (to trigger bonus via 1.88% IRS cc's pay <4/15)
Summarizing: lowering cred lim on old-still-open Chase cc's
plays H U G E
role in getting approved for low cred lim new Chase
cc even when one has "too many" recent credit checks --
SO IT SEEMS...
cred lim lowerings = 12K to 8K, 10K to 6K, 15K to 6K, etc.
a. got BusnInkPlus 10/3/14, cancelled yr later
b. just got BIP 60Kpts $5K 3mos invite in mail
c. applied online 4/3/16, no instant approve
d. ALL in one call with transfers:
called recon to volunteer $6K cred lim & lower other Chase cc's
cred lim, transferred to cust serv & lowered (2) cc's cred lim,
transferred to Security to activate just-received ChaseMarriottBusn cc,
transferred back to cust serv to lower its cred lim, transferred back to
recon to answer 2014-15-16 income Qs & why I needed (2) Chase busn cc's
me: "separate intl from US busn spending" (I just got both Chase Marriott
cc's March 2016), was asked why I had (9) Equifax inquiries, why so many
cc apps in short time, me: "numerous cc's offers lately with bonus incentives
lowering my airfare & hotel expenses," & added am always paying
balance in full monthly. Approved $6K cred lim, requested & got
rush delivery (to trigger bonus via 1.88% IRS cc's pay <4/15)
Summarizing: lowering cred lim on old-still-open Chase cc's
plays H U G E
role in getting approved for low cred lim new Chasecc even when one has "too many" recent credit checks --
SO IT SEEMS...
cred lim lowerings = 12K to 8K, 10K to 6K, 15K to 6K, etc.
Apr 4, 2016, 3:33 pm
#852
Suspended
Join Date: Dec 2014
Posts: 8,460
If I get a letter asking me to send in verification of Tax ID #, address for business, does that mean that once I send in, it will be approved? Or only that they will then go through the full process including checking # open accounts in last 24 months?
Apr 4, 2016, 4:38 pm
#853
Join Date: Aug 2011
Location: USA
Programs: SPG Gold, Hyatt Plat, IHG Plat, Hilton Gold, Sixt Plat, Avis Prez Club, Hertz Prez Circ, Nat'l EE
Posts: 58
Applied 3/17 for both csp & ink. csp approved via phone same day. I let ink run its course, and it was approved today (message changed from "2 weeks" to "approved" today). Have almost twice the cl I did with ink bold a year or so ago. Business is good
Apr 4, 2016, 4:40 pm
#854
Join Date: Aug 2011
Location: USA
Programs: SPG Gold, Hyatt Plat, IHG Plat, Hilton Gold, Sixt Plat, Avis Prez Club, Hertz Prez Circ, Nat'l EE
Posts: 58
It means your app is pending the receipt of that info. Then they will proceed to make a decision, yes. You will likely be approved if the requested info doesn't raise any new red flags.
Apr 4, 2016, 7:44 pm
#855
Join Date: Jan 2016
Programs: AA, Hyatt, Marriott, Hilton
Posts: 501
Applied in branch 3/29
30 day waiting message on 3/31
7-10 day message on 4/1
Got letter in the mail today asking me to send in authorizing officer birth date!!!
CSP in November
Amex and Chase IHG and Chase Hyatt and Citi in February
SPG and Citi in March
30 day waiting message on 3/31
7-10 day message on 4/1
Got letter in the mail today asking me to send in authorizing officer birth date!!!
CSP in November
Amex and Chase IHG and Chase Hyatt and Citi in February
SPG and Citi in March