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Chase Ink Business Cards - July 2015- Present

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Old Aug 18, 2015, 8:20 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.

What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.

Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?

The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.

Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.


There is a no-fee, UR-earning Ink Cash card: https://creditcards.chase.com/ink-bu.../ink-cash-card
Are there are any rules or restrictions to keep in mind when applying for an Ink card?
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?

See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?
Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)

In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.

NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?
Merchants that qualify:
AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Where can I find the Ink Plus Guide to Benefits?
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
Closing Ink Plus cards
It is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
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Chase Ink Business Cards - July 2015- Present

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Old Apr 22, 2016, 9:28 am
  #901  
 
Join Date: Feb 2007
Posts: 63
Originally Posted by DiMAn0684
I understand that 5/24 rule is not a hard guideline, more of something for automated system to flag applications by. Once you get a real person on the line it's somewhat easy to convince them that 6 accounts in 2 yrs is reasonable number. It's a lot harder to convince them to open a new card when the number of open accounts is in the double digits over the past year...
This may be true, but I thought it was interesting that no mention was made about 5/24 during my reconsideration call. My number of new accounts should have raised a flag if 5/24 was in effect for my Ink Plus application. The fact that it wasn't an issue could mean that the rule is not being enforced.
RoundtripWHW is offline  
Old Apr 22, 2016, 10:43 am
  #902  
 
Join Date: Dec 2010
Location: SNA/LAX
Programs: AA++
Posts: 224
Approval chance for another ink plus

I have an ink plus right now that I got more than 2 years ago and no chase cards opened the last 2 years.
I will have a major purchase coming and looking to apply new CC and ink plus comes to mind.

Do you think I will be approved?

By the way, I have sapphire preferred over 2 years too. Thinking to get that one too, if not ink plus. Any feedback is appreciated.
ssg10 is offline  
Old Apr 22, 2016, 10:54 am
  #903  
 
Join Date: Nov 2014
Location: IAD/DCA/BWI
Programs: Marriott Gold, SPG Gold, AA Gold, Hyatt Platinum, Virgin America Elevate Gold
Posts: 225
Originally Posted by RoundtripWHW
This may be true, but I thought it was interesting that no mention was made about 5/24 during my reconsideration call. My number of new accounts should have raised a flag if 5/24 was in effect for my Ink Plus application. The fact that it wasn't an issue could mean that the rule is not being enforced.
It never has been enforced on business cards so it wasn't unusual that the issue wasn't raised on your recon call.
Irish80 is offline  
Old Apr 22, 2016, 5:18 pm
  #904  
 
Join Date: Feb 2007
Posts: 63
Originally Posted by Irish80
It never has been enforced on business cards so it wasn't unusual that the issue wasn't raised on your recon call.
Yes, you are correct. My comment was meant to re-assure people that the 5/24 rule does not appear to have gone into effect yet for Ink Plus. Like many others, I rushed out to apply for the card before the rumored April enforcement deadline. It would seem that my haste was unwarranted.
RoundtripWHW is offline  
Old Apr 22, 2016, 5:47 pm
  #905  
 
Join Date: Nov 2014
Location: IAD/DCA/BWI
Programs: Marriott Gold, SPG Gold, AA Gold, Hyatt Platinum, Virgin America Elevate Gold
Posts: 225
Originally Posted by RoundtripWHW
Yes, you are correct. My comment was meant to re-assure people that the 5/24 rule does not appear to have gone into effect yet for Ink Plus. Like many others, I rushed out to apply for the card before the rumored April enforcement deadline. It would seem that my haste was unwarranted.
Gotcha, lots of people did the same. Who knows if it will ever happen or we were scared for no reason.
Irish80 is offline  
Old Apr 25, 2016, 3:26 pm
  #906  
 
Join Date: Sep 2015
Posts: 576
There seems to be a 70k flyer going around... Just SM chase to see if they would match it... got the card 4/1 of this yr, already put on 5k and have 60k waiting for me at statement closing...

any datapoints?
BuBu4 is offline  
Old Apr 25, 2016, 4:12 pm
  #907  
 
Join Date: May 2012
Posts: 728
Originally Posted by BuBu4
There seems to be a 70k flyer going around... Just SM chase to see if they would match it... got the card 4/1 of this yr, already put on 5k and have 60k waiting for me at statement closing...

any datapoints?
where did you see/hear anything reference a 70k offer? I went through recon Friday and expecting my approval to show up today or tomorrow and would like to add the additional 10k if it is out there.
g8trgr8t is offline  
Old Apr 25, 2016, 4:55 pm
  #908  
 
Join Date: Sep 2015
Posts: 576
Originally Posted by g8trgr8t
where did you see/hear anything reference a 70k offer? I went through recon Friday and expecting my approval to show up today or tomorrow and would like to add the additional 10k if it is out there.
not my link but here it is... http://m.imgur.com/a/19GY4
I sent an SM right now with the image link to SM, still waiting for an answer from Chase...

i went to Chase after hearing about it, the bankers confirm of a 70k but there isnt a flyer available. Some other guy was able to obtain a copy of it through the banker i believe...
BuBu4 is offline  
Old Apr 26, 2016, 12:10 pm
  #909  
 
Join Date: Sep 2015
Posts: 576
I appreciate you providing the offer details. Let me
share that we don't have a similar offer available for
your account right now, and we can't match the one you
requested. We know this is not the answer you hoped for,
and we're sorry for any inconvenience this may cause you.
denied... :\ seems like a ymmv.
BuBu4 is offline  
Old Apr 26, 2016, 1:58 pm
  #910  
 
Join Date: Feb 2015
Posts: 910
Looks like Chase was flooded with requests to match the 70K bonus, seems to have approved some (prob the ones who asked early) but is denying many others. Worth asking though, especially if your Ink Plus acct was opened in the last couple of months.
NoonRadar is offline  
Old Apr 26, 2016, 7:12 pm
  #911  
 
Join Date: Jan 2016
Programs: AA, Hyatt, Marriott, Hilton
Posts: 501
Originally Posted by NoonRadar
Looks like Chase was flooded with requests to match the 70K bonus, seems to have approved some (prob the ones who asked early) but is denying many others. Worth asking though, especially if your Ink Plus acct was opened in the last couple of months.
Seems like everyone that applied in branch was approved
StatusChallenged is offline  
Old Apr 26, 2016, 7:14 pm
  #912  
Hyatt Contributor Badge
 
Join Date: Aug 2015
Location: SIN
Posts: 1,098
For those who got denied, it doesn't hurt to try again. I was denied initially, and then tried again, and was successful the second time. I also applied online, and on my second SM try, the adjustment posted immediately. Fingers crossed for no clawback!
solewalker is offline  
Old Apr 26, 2016, 9:02 pm
  #913  
 
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,727
Originally Posted by solewalker
For those who got denied, it doesn't hurt to try again. I was denied initially, and then tried again, and was successful the second time. I also applied online, and on my second SM try, the adjustment posted immediately. Fingers crossed for no clawback!
Phone or SM?
italdesign is offline  
Old Apr 26, 2016, 9:16 pm
  #914  
Hyatt Contributor Badge
 
Join Date: Aug 2015
Location: SIN
Posts: 1,098
Originally Posted by italdesign
Phone or SM?
SM both times.
solewalker is offline  
Old Apr 27, 2016, 9:44 am
  #915  
 
Join Date: Jul 2011
Location: North America
Posts: 2,265
Yeah I got the 10k match for one of our INK cards opened a couple of months back on first try via SM.

Hesitant to SM about one other INK card we have (opened 3 months ago) since that card has tremendous 5x transactions and I don't want the uninvited attention.
CodeAdam10 is offline  


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