Sep 29, 2014, 7:40 pm
Last edit by: StartinSanDiego
08/18/2015--This thread is now archived. Discussion is continued here:
http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html
30K/$300 Ink Cash card with AF waived first yr.
Chase application status hotline: 800-625-5166
Chase Business Reconsideration: 800-453-9719
http://www.flyertalk.com/forum/chase-ultimate-rewards/1703507-chase-ink-cards-summer-2015-onward.html
30K/$300 Ink Cash card with AF waived first yr.
Chase application status hotline: 800-625-5166
Chase Business Reconsideration: 800-453-9719
Chase Ink Bold, Plus & Cash cards--[Archive]
Oct 19, 2014, 8:30 pm
#406
Join Date: Dec 2004
Posts: 7,905
You don't even have to apply today. My referral link is good through 10/24. Its just the bloggers trying to trick you so they get their cash.
Oct 20, 2014, 3:01 am
#407
Join Date: Jul 2011
Posts: 775
SCARE TACTICS --- They started around OCT 10 and tried to fool us -I and anyone who sent out invites knew the were lying
Oct 20, 2014, 9:07 am
#408
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,952
Oct 20, 2014, 10:45 am
#409
Join Date: Nov 2011
Location: ORD
Programs: status free since 2017
Posts: 2,188
Applied y'day... called today for a follow-up. Maybe it's too soon but they said "It's pending".
Last time (w/ Ink Bold) they transfered the call to credit analyst for a small Q&A session.
Any thoughts?
Last time (w/ Ink Bold) they transfered the call to credit analyst for a small Q&A session.
Any thoughts?
Oct 20, 2014, 11:27 am
#410
Join Date: Apr 2012
Posts: 107
Current INK Bold holder (coming up on 1yr) , had INK Plus MC prior to Bold, applied on 10/13, sole proprietor, 6k revenue last year, decision pending. Was ready to trade bold for plus if I had to, but based on this thread just called the line and waited it out.
Each day still pending until this morning - approved with a credit line 2x bigger than my biggest chase CL...
Each day still pending until this morning - approved with a credit line 2x bigger than my biggest chase CL...
Oct 20, 2014, 12:19 pm
#411
Used to be garyjr316
Join Date: Feb 2011
Location: LAX or SBA
Programs: AAdvantage, MileagePlus, Gold Passport, Hilton HHonors, Marriott
Posts: 800
Applied Saturday night (10/18) for my 2nd Ink Plus, used $1 for revenue... called this morning and received the easiest approval I've ever had. The guy basically told me right off the bat I would approved and did not need to move any credit. I was ready to put up an argument like normal but it wasn't needed. It was great!
Oct 20, 2014, 1:28 pm
#412
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
Has anyone purchased gift cards with the Ink Plus to help meet the spending requirements?
They don't treat such transactions as a cash advance?
They don't treat such transactions as a cash advance?
Oct 20, 2014, 5:48 pm
#414
Join Date: Aug 2014
Posts: 239
Applied on 10/13, got pending w/ online application. Didn't call recon. Got letter in the mail today (10/17) about denied request. The reason was "too many requests for credit or opened accounts with us."
I have one other Chase card (United Mileage Explorer) and one on which I am a AU since 2002. I don't have any business cards, and legitimately have a business w/ $25,000 a year of revenue. I applied for a SW Premiere personal card on 9/30 on which I haven't heard a decision about yet.
So, I guess I'll call recon ASAP to see if I can be reconsidered, maybe with a credit reallocation?
I'm kind of confused by this decision, to be honest. I thought I had a pretty good chance of getting approved, given that I have a 780+ credit score (Credit Karma), but it looks like they pulled Experian for this decision.
I have one other Chase card (United Mileage Explorer) and one on which I am a AU since 2002. I don't have any business cards, and legitimately have a business w/ $25,000 a year of revenue. I applied for a SW Premiere personal card on 9/30 on which I haven't heard a decision about yet.
So, I guess I'll call recon ASAP to see if I can be reconsidered, maybe with a credit reallocation?
I'm kind of confused by this decision, to be honest. I thought I had a pretty good chance of getting approved, given that I have a 780+ credit score (Credit Karma), but it looks like they pulled Experian for this decision.
- How long have I had my business?
- What is the nature of my business?
- What was gross income of business in 2012; how much profit from business in 2012?
- What was gross income of business in 2013; how much profit from business in 2013?
- What is my full time job? How long have I had that job?
- What is my expected annual spend on business?
- What types of purchases do I make for business? (told her mostly inventory, custom print orders - did not mention office supplies)
Before she reviewed the application, I also told her that I'm fine if she took some credit from another Chase card. I just found out from her that my new SW card was approved with a $12,000 limit. My United Explorer card also had a $12,000 limit.
She came back after the application review and said I've been approved, but will only be given a $5,000 credit limit, which will be pulled from my choice of the two other Chase cards. I chose to have her reduce the CL on the SW card.
A little disappointed only to get $5000 credit limit (because I definitely go over that sometimes, but I told her I average $2-$3k in business expenses per month). I definitely don't need $24,000 of personal credit on the other two cards. She told me that if I wanted to increase the CL, it will be an additional credit pull. She also said it will be difficult in the future to redistribute personal CL to business CL.
But, I can't complain. I got a really good deal: 70k UR points and my first business card. I'm done applying for new CCs for a while!
Oct 20, 2014, 9:52 pm
#415
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
What did people have to do to combine the UR points from this Ink Plus card with the UR points from personal Chase credit cards?
I had to create a different Chase account just to access my Ink Plus card. The one I had already for my personal credit cards couldn't "see" the Ink Plus nor could I add it to that account.
I had to create a different Chase account just to access my Ink Plus card. The one I had already for my personal credit cards couldn't "see" the Ink Plus nor could I add it to that account.
Oct 20, 2014, 11:03 pm
#416
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,089
Same questions I was asked today. Told him I needed the Plus card because I wanted a 'credit' card so I could carry a balance. I was approved with a $5000 CL. Second 'Plus' card this year.
Just wanted to follow up on this experience. Called Recon just a few minutes ago. Talked to CSR, who asked the following questions:
- How long have I had my business?
- What is the nature of my business?
- What was gross income of business in 2012; how much profit from business in 2012?
- What was gross income of business in 2013; how much profit from business in 2013?
- What is my full time job? How long have I had that job?
- What is my expected annual spend on business?
- What types of purchases do I make for business? (told her mostly inventory, custom print orders - did not mention office supplies)
Before she reviewed the application, I also told her that I'm fine if she took some credit from another Chase card. I just found out from her that my new SW card was approved with a $12,000 limit. My United Explorer card also had a $12,000 limit.
She came back after the application review and said I've been approved, but will only be given a $5,000 credit limit, which will be pulled from my choice of the two other Chase cards. I chose to have her reduce the CL on the SW card.
A little disappointed only to get $5000 credit limit (because I definitely go over that sometimes, but I told her I average $2-$3k in business expenses per month). I definitely don't need $24,000 of personal credit on the other two cards. She told me that if I wanted to increase the CL, it will be an additional credit pull. She also said it will be difficult in the future to redistribute personal CL to business CL.
But, I can't complain. I got a really good deal: 70k UR points and my first business card. I'm done applying for new CCs for a while!
- How long have I had my business?
- What is the nature of my business?
- What was gross income of business in 2012; how much profit from business in 2012?
- What was gross income of business in 2013; how much profit from business in 2013?
- What is my full time job? How long have I had that job?
- What is my expected annual spend on business?
- What types of purchases do I make for business? (told her mostly inventory, custom print orders - did not mention office supplies)
Before she reviewed the application, I also told her that I'm fine if she took some credit from another Chase card. I just found out from her that my new SW card was approved with a $12,000 limit. My United Explorer card also had a $12,000 limit.
She came back after the application review and said I've been approved, but will only be given a $5,000 credit limit, which will be pulled from my choice of the two other Chase cards. I chose to have her reduce the CL on the SW card.
A little disappointed only to get $5000 credit limit (because I definitely go over that sometimes, but I told her I average $2-$3k in business expenses per month). I definitely don't need $24,000 of personal credit on the other two cards. She told me that if I wanted to increase the CL, it will be an additional credit pull. She also said it will be difficult in the future to redistribute personal CL to business CL.
But, I can't complain. I got a really good deal: 70k UR points and my first business card. I'm done applying for new CCs for a while!
Oct 21, 2014, 7:07 am
#417
Join Date: Dec 2011
Posts: 445
What did people have to do to combine the UR points from this Ink Plus card with the UR points from personal Chase credit cards?
I had to create a different Chase account just to access my Ink Plus card. The one I had already for my personal credit cards couldn't "see" the Ink Plus nor could I add it to that account.
I had to create a different Chase account just to access my Ink Plus card. The one I had already for my personal credit cards couldn't "see" the Ink Plus nor could I add it to that account.
Oct 21, 2014, 10:32 am
#418
Suspended
Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,729
THat said, would there be a problem linking to the same frequent flyer account from two different UR (Chase) accounts?
You have to transfer a minimum of 1000 miles at a time and you can transfer many times right, like 1 transfer of 10k miles or 10 transfers of 1k miles each or some combo in between?
You have to transfer a minimum of 1000 miles at a time and you can transfer many times right, like 1 transfer of 10k miles or 10 transfers of 1k miles each or some combo in between?
Oct 21, 2014, 11:08 am
#419
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
What did people have to do to combine the UR points from this Ink Plus card with the UR points from personal Chase credit cards?
I had to create a different Chase account just to access my Ink Plus card. The one I had already for my personal credit cards couldn't "see" the Ink Plus nor could I add it to that account.
I had to create a different Chase account just to access my Ink Plus card. The one I had already for my personal credit cards couldn't "see" the Ink Plus nor could I add it to that account.
Oct 21, 2014, 12:35 pm
#420
Join Date: Jan 2013
Programs: Hyatt Glb, MR Plat
Posts: 2,577
So are the referrals still active through 10/24