Citi AAdvantage Miles Ahead Savings Account
Mar 21, 20, 11:28 am
#2
Join Date: Jun 2005
Location: AUS
Programs: AA Exec Platinum/MM, DL Silver/MM, Hilton Diamond, Accor Platinum, Hertz 5* Gold
Posts: 6,726
I considered the offer and decided I did not need more AA miles, but I'm now reconsidering. Not because I need more AA miles -- they may soon be worthless -- but because I thought I remembered from the original promotional material that the interest rates on the account were guaranteed for 12 or 18 months. In the current environment that could be very useful. However, I threw away the mailer and the current info online says the rate can change even before the account is opened.
I'm thinking I may have just imagined the rate guarantee. Without that I don't see this as a particularly attractive offer.
I have had two Citi cards for some time (AA and Costco) and have no complaints about service. No recent experience with checking or savings though.
I'm thinking I may have just imagined the rate guarantee. Without that I don't see this as a particularly attractive offer.
I have had two Citi cards for some time (AA and Costco) and have no complaints about service. No recent experience with checking or savings though.
Mar 21, 20, 12:21 pm
#3
Join Date: Apr 2004
Programs: AA Plat/2MM, DL Silver, UA Silver (via Marr), Marr LTT, HH Gold (via cc), Hyatt Exp
Posts: 1,017
I signed up. The experience/process was pretty much what I would expect, all online, nothing challenging/tricky. I transferred funds into the account immediately from my bank; it took 2-3 days for the deposit to be confirmed. Received the debit card as promised but no PIN, so I can't validate the card. Not a big deal as I'm not planning on tapping into this account; just let it sit and grow and transfer the balance out when I feel it's run its course.
Mar 21, 20, 2:07 pm
#4
Join Date: Aug 2010
Location: LAX
Programs: AA Lifetime Gold but PlatPro thanks to LPs
Posts: 4,423
I have had good experience with CitiBank in general, in the past years I've had a business account and Citi miles-earning credit card.
They have resolved every issue to my satisfaction.
On the other hand, I see no need to accumulate miles. I have plenty and I'm having a tough time finding availability for the flights* I need. (YMMV)
*Confirmation at the time of booking. I don't want to play Last Minute Roulette.
They have resolved every issue to my satisfaction.
On the other hand, I see no need to accumulate miles. I have plenty and I'm having a tough time finding availability for the flights* I need. (YMMV)
*Confirmation at the time of booking. I don't want to play Last Minute Roulette.
Last edited by QueenOfCoach; Mar 21, 20 at 2:10 pm Reason: added footnote
May 2, 20, 6:11 am
#6
Join Date: Apr 2004
Programs: AA Plat/2MM, DL Silver, UA Silver (via Marr), Marr LTT, HH Gold (via cc), Hyatt Exp
Posts: 1,017
I signed up in March and just saw my May 1 statement. The interest rate was cut from 1.01% ($10-50k deposit tier) to 0.50%. I do understand that rates are coming down and the offer said (in fine print) that the promo rate is subject to change, but I probably would not have signed up if I knew the rate would come down that soon.
May 2, 20, 6:42 am
#7
FlyerTalk Evangelist
Join Date: Jul 2003
Location: jfk area
Programs: AA platinum; 2MM AA, Delta Diamond, Hilton Diamond
Posts: 10,291
Not AA mileage related, CITI Bank up until 5 days ago was offering 3 MONTH CD's @1.01% (minimum dep $500) all of their other terms 6, 9, ..., 5 YEARS were approx. 0.20%; now the rate is 0.75%.
With a CD you LOCK in your rate. I've seen SUPER UP FRONT BONUS promos, but when you read the fine print the interest rate is 0.01% = [1/100 of 1%
]
If you don't need miles, Chase, CapitalOne and lots of others have better deals.
With a CD you LOCK in your rate. I've seen SUPER UP FRONT BONUS promos, but when you read the fine print the interest rate is 0.01% = [1/100 of 1%
]If you don't need miles, Chase, CapitalOne and lots of others have better deals.
May 2, 20, 7:59 am
#8
Join Date: Feb 2020
Location: DFW
Programs: AA EXP
Posts: 338
I signed up in March and just saw my May 1 statement. The interest rate was cut from 1.01% ($10-50k deposit tier) to 0.50%. I do understand that rates are coming down and the offer said (in fine print) that the promo rate is subject to change, but I probably would not have signed up if I knew the rate would come down that soon.
if it was not for this post i likely would not have caught that it went down to 75pbs.
Also, has anyone received their bonus yet? 4/20 was my 2-month period and i have yet to be credited my AA miles.
if you have, how long did it take?
May 2, 20, 9:14 am
#9
Join Date: Sep 2009
Location: Midwest USA
Programs: AA EXP, HH Diamond, Hyatt Globalist
Posts: 589
I signed up 2/20 with 50k and it was 1.21%.
if it was not for this post i likely would not have caught that it went down to 75pbs.
Also, has anyone received their bonus yet? 4/20 was my 2-month period and i have yet to be credited my AA miles.
if you have, how long did it take?
if it was not for this post i likely would not have caught that it went down to 75pbs.
Also, has anyone received their bonus yet? 4/20 was my 2-month period and i have yet to be credited my AA miles.
if you have, how long did it take?
May 29, 20, 7:32 pm
#12
Join Date: Apr 2004
Programs: AA Plat/2MM, DL Silver, UA Silver (via Marr), Marr LTT, HH Gold (via cc), Hyatt Exp
Posts: 1,017
Looks like I got the 25% on the supermarket bonus as well as base.
May 30, 20, 10:34 am
#14
Join Date: Apr 2004
Programs: AA Plat/2MM, DL Silver, UA Silver (via Marr), Marr LTT, HH Gold (via cc), Hyatt Exp
Posts: 1,017
Jun 3, 20, 4:39 am
#15
Join Date: Aug 2010
Location: Kanto
Programs: Skypass/Krisflyer
Posts: 75
Miles Ahead savings account offer
Does anyone understand what is happening with the Citibank miles ahead offer? I got an email - two actually - inviting me to open a savings account,'but when I clicked and went
to the site, the offer appeared on my screen for a split second then vanished and was replaced with a message - no longer available. I just sold some property and have to put the money somewhere. I would like to put it in this citi savings account, but...they don't seem to want my money. Is the account still around? Anyone know what the requirements are?
Any information gratefully received.
to the site, the offer appeared on my screen for a split second then vanished and was replaced with a message - no longer available. I just sold some property and have to put the money somewhere. I would like to put it in this citi savings account, but...they don't seem to want my money. Is the account still around? Anyone know what the requirements are?
Any information gratefully received.
