Not AA mileage related, CITI Bank up until 5 days ago was offering
3 MONTH CD's @1.01% (minimum dep $500) all of their other terms 6, 9, ..., 5 YEARS were approx. 0.20%; now the rate is 0.75%.
With a CD you LOCK in your rate. I've seen SUPER UP FRONT BONUS promos, but when you read the fine print the interest rate is 0.01% = [1/100 of 1%
]
If you don't need miles, Chase, CapitalOne and lots of others have better deals.