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Citi AAdvantage Miles Ahead Savings Account

Citi AAdvantage Miles Ahead Savings Account

Old Mar 21, 20, 10:49 am
Original Poster
Join Date: Mar 2010
Location: CLT
Programs: AA Platinum, DL UA
Posts: 307
Citi AAdvantage Miles Ahead Savings Account

Has anyone taken advantage of this offer? If you have, how has your experience been with CitiBank?
CLTRob is offline  
Old Mar 21, 20, 11:28 am
Join Date: Jun 2005
Location: AUS
Programs: AA Exec Platinum/MM, DL Silver/MM, Hilton Diamond, Hertz 5* Gold
Posts: 5,859
I considered the offer and decided I did not need more AA miles, but I'm now reconsidering. Not because I need more AA miles -- they may soon be worthless -- but because I thought I remembered from the original promotional material that the interest rates on the account were guaranteed for 12 or 18 months. In the current environment that could be very useful. However, I threw away the mailer and the current info online says the rate can change even before the account is opened.

I'm thinking I may have just imagined the rate guarantee. Without that I don't see this as a particularly attractive offer.

I have had two Citi cards for some time (AA and Costco) and have no complaints about service. No recent experience with checking or savings though.
Stripe is offline  
Old Mar 21, 20, 12:21 pm
Join Date: Apr 2004
Programs: AA Plat/2MM, UA Silver, Marr LTTitanium, HH Gold, Hyatt Disc
Posts: 805
I signed up. The experience/process was pretty much what I would expect, all online, nothing challenging/tricky. I transferred funds into the account immediately from my bank; it took 2-3 days for the deposit to be confirmed. Received the debit card as promised but no PIN, so I can't validate the card. Not a big deal as I'm not planning on tapping into this account; just let it sit and grow and transfer the balance out when I feel it's run its course.
bosman is offline  
Old Mar 21, 20, 2:07 pm
Join Date: Aug 2010
Location: LAX
Programs: AA Lifetime Gold but Plat for a year (yippie)
Posts: 4,295
I have had good experience with CitiBank in general, in the past years I've had a business account and Citi miles-earning credit card.

They have resolved every issue to my satisfaction.

On the other hand, I see no need to accumulate miles. I have plenty and I'm having a tough time finding availability for the flights* I need. (YMMV)

*Confirmation at the time of booking. I don't want to play Last Minute Roulette.

Last edited by QueenOfCoach; Mar 21, 20 at 2:10 pm Reason: added footnote
QueenOfCoach is offline  
Old Mar 21, 20, 7:10 pm
Join Date: May 2002
Location: Arizona
Posts: 4,647
It seems the sweet spot for a deposit is $50,000 usd for 40,000 miles. Otherwise you need $200,000. For 50,000 miles
Centurion is online now  

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