May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Sep 25, 2013, 9:42 am
#167
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
Is there a minimum spend requirement on this card, or do the 30k points credit to your account upon approval?
Also, can you only use the points to book flights, or can you use them for hotels, etc. do you have to use them while booking, or can they be applied as reimbursements after you've used e card to pay for the expenses? Thanks for your help!
Also, can you only use the points to book flights, or can you use them for hotels, etc. do you have to use them while booking, or can they be applied as reimbursements after you've used e card to pay for the expenses? Thanks for your help!
Sep 25, 2013, 9:53 am
#168
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Is there a minimum spend requirement on this card, or do the 30k points credit to your account upon approval?
Also, can you only use the points to book flights, or can you use them for hotels, etc. do you have to use them while booking, or can they be applied as reimbursements after you've used e card to pay for the expenses? Thanks for your help!
Also, can you only use the points to book flights, or can you use them for hotels, etc. do you have to use them while booking, or can they be applied as reimbursements after you've used e card to pay for the expenses? Thanks for your help!
Sep 25, 2013, 9:59 am
#169
Join Date: Mar 2013
Location: Toronto
Programs: Air Miles, Aeroplan, MR
Posts: 40
If he's referring to the BMO MC WE then I don't believe there is a minimum spend - the points will be credited after FIRST transaction based on what I saw with my account earlier this month but there is no minimum dollar amount....I imagine even a coffee at Tim Hortons on the card will suffice. I believe you can use them for any travel-related transactions through their travel booking service (which I believe includes hotels and maybe car rentals?) but I'm not sure about timing of points usage, etc.
I got the card because I have a couple trips coming up and the Out of Country Medical/Emergency coverage, trip cancellation, and 4 priority pass passes will come in handy (even if I had to pay the $150 fee which we now don't in the first year).
I got the card because I have a couple trips coming up and the Out of Country Medical/Emergency coverage, trip cancellation, and 4 priority pass passes will come in handy (even if I had to pay the $150 fee which we now don't in the first year).
Sep 25, 2013, 10:02 am
#170
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
If he's referring to the BMO MC WE then I don't believe there is a minimum spend - the points will be credited after FIRST transaction based on what I saw with my account earlier this month but there is no minimum dollar amount....I imagine even a coffee at Tim Hortons on the card will suffice. I believe you can use them for any travel-related transactions through their travel booking service (which I believe includes hotels and maybe car rentals?) but I'm not sure about timing of points usage, etc.
I got the card because I have a couple trips coming up and the Out of Country Medical/Emergency coverage, trip cancellation, and 4 priority pass passes will come in handy (even if I had to pay the $150 fee which we now don't in the first year).
I got the card because I have a couple trips coming up and the Out of Country Medical/Emergency coverage, trip cancellation, and 4 priority pass passes will come in handy (even if I had to pay the $150 fee which we now don't in the first year).
How good is the trip cancellation insurance on the BMO WE? Is it for trip interruptions only, or for actual cancellation?
Sep 25, 2013, 10:07 am
#171
Join Date: Mar 2007
Posts: 4,784
Is there a minimum spend requirement on this card, or do the 30k points credit to your account upon approval?
Also, can you only use the points to book flights, or can you use them for hotels, etc. do you have to use them while booking, or can they be applied as reimbursements after you've used e card to pay for the expenses? Thanks for your help!
Also, can you only use the points to book flights, or can you use them for hotels, etc. do you have to use them while booking, or can they be applied as reimbursements after you've used e card to pay for the expenses? Thanks for your help!
There are dedicated threads for AMEX and BMO cards too
http://www.flyertalk.com/forum/ameri...ex-canada.html
http://www.flyertalk.com/forum/credi...astercard.html
Sep 25, 2013, 10:22 am
#172
Join Date: Mar 2013
Location: Toronto
Programs: Air Miles, Aeroplan, MR
Posts: 40
Very few cards have this feature but most premium travel cards have the interruption/lost-delayed baggage type insurance (including the BMO card). CIBC Infinite AE and RBC Infinite Avion do not have cancellation insurance.
The Out of Country Medical/Emergency (and legal assistance, etc) coverage also do not require that you charge the trip to your card (but the cancellation/interruption insurance does).
Sep 25, 2013, 1:22 pm
#173
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
I am sorry about not clarifying which card I was referring to. It was the BMO MC. I just read through the thread on it, and couldn't see anywhere where it said if this card has forex fees? Anyone know? Thanks again for your help.
Sep 25, 2013, 1:30 pm
#174
Join Date: Sep 2012
Location: YVR
Posts: 1,847
It's still a great card, though. I used two of my Priority Pass lounge passes this past weekend...came in handy!
Sep 25, 2013, 8:25 pm
#175
Join Date: Jun 2013
Location: YVR
Programs: TK Gold, Alitalia Gold, AB Gold, MPC, SPG Gold, IHG, Marriott Silvr, BW Plat, AA, BA, JP
Posts: 244
It is cancellation insurance just like you'd buy driectly brom BMO or RBC or CAA Insurance for example except for the dollar limit which you can specify when purchasing separate travel insurance from the 3 parties above. Coverage is up to $2,500 per person or $5,000 per account (so 2 travellers) which I believe may be the same as the Amex Platinum Card coverage.
Very few cards have this feature but most premium travel cards have the interruption/lost-delayed baggage type insurance (including the BMO card). CIBC Infinite AE and RBC Infinite Avion do not have cancellation insurance.
The Out of Country Medical/Emergency (and legal assistance, etc) coverage also do not require that you charge the trip to your card (but the cancellation/interruption insurance does).
Very few cards have this feature but most premium travel cards have the interruption/lost-delayed baggage type insurance (including the BMO card). CIBC Infinite AE and RBC Infinite Avion do not have cancellation insurance.
The Out of Country Medical/Emergency (and legal assistance, etc) coverage also do not require that you charge the trip to your card (but the cancellation/interruption insurance does).
Sep 25, 2013, 9:30 pm
#176
Join Date: Mar 2013
Location: Toronto
Programs: Air Miles, Aeroplan, MR
Posts: 40
Sep 25, 2013, 10:13 pm
#177
Join Date: Jun 2013
Location: YVR
Programs: TK Gold, Alitalia Gold, AB Gold, MPC, SPG Gold, IHG, Marriott Silvr, BW Plat, AA, BA, JP
Posts: 244
Sep 27, 2013, 10:52 am
#178
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Air Miles: Western Canada
Okay, it's not fabulous, but here's an offer that doesn't involve credit card signups (!!!)
From September 26 - 29, earn 10 bonus Air Miles (that's about $1 value) when spending at select Air Miles Cash Sponsors (that includes Rona and Shell). Limit one bonus transaction per day. Western Canada only.
So if you have 2 Air Miles cards in your household, you could earn $1 worth of Air Miles on each card, per day. So there's that.
Terms & conditions here
From September 26 - 29, earn 10 bonus Air Miles (that's about $1 value) when spending at select Air Miles Cash Sponsors (that includes Rona and Shell). Limit one bonus transaction per day. Western Canada only.
So if you have 2 Air Miles cards in your household, you could earn $1 worth of Air Miles on each card, per day. So there's that.
Terms & conditions here
Sep 27, 2013, 3:21 pm
#179
Join Date: Mar 2007
Posts: 4,784
or redeem Air Miles Cash 95 miles for $10, and earn 25 miles back
https://www.airmiles.ca/arrow/Splash?splashId=18400098
This weekend only, get the most out of your AIR MILES reward miles.
Earn 25 Bonus reward miles when you redeem at select AIR MILES Cash Sponsors.*
https://www.airmiles.ca/arrow/Splash?splashId=18400098
This weekend only, get the most out of your AIR MILES reward miles.
Earn 25 Bonus reward miles when you redeem at select AIR MILES Cash Sponsors.*
Sep 28, 2013, 2:28 am
#180
Join Date: Jun 2013
Location: YVR
Programs: TK Gold, Alitalia Gold, AB Gold, MPC, SPG Gold, IHG, Marriott Silvr, BW Plat, AA, BA, JP
Posts: 244
Okay, it's not fabulous, but here's an offer that doesn't involve credit card signups (!!!)
From September 26 - 29, earn 10 bonus Air Miles (that's about $1 value) when spending at select Air Miles Cash Sponsors (that includes Rona and Shell). Limit one bonus transaction per day. Western Canada only.
So if you have 2 Air Miles cards in your household, you could earn $1 worth of Air Miles on each card, per day. So there's that.
Terms & conditions here
From September 26 - 29, earn 10 bonus Air Miles (that's about $1 value) when spending at select Air Miles Cash Sponsors (that includes Rona and Shell). Limit one bonus transaction per day. Western Canada only.
So if you have 2 Air Miles cards in your household, you could earn $1 worth of Air Miles on each card, per day. So there's that.
Terms & conditions here