May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Sep 12, 2013, 3:00 pm
#151
Join Date: Sep 2012
Location: YVR
Posts: 1,847
It is tough to spend 9K in 3 month as have to fulfill 3k for AMEX gold biz, even more difficult as I plan to apply extra RBC BA CC for my wife.
At the end of the day, fact in $165 fee 3% paypal cost to manufacture these 54k (45k+9k) avios points, return is not great: (165+270)/54k=0.8 cpm, cheaper then buy avios, but worse then AMEX plat.
At the end of the day, fact in $165 fee 3% paypal cost to manufacture these 54k (45k+9k) avios points, return is not great: (165+270)/54k=0.8 cpm, cheaper then buy avios, but worse then AMEX plat.
Some people have suggested buying gift cards for future purchases to make a minimum spend.
It's hard to plan these things, but I figure that It's safer to apply for the cards with the big minimum spends around Xmas time, as that is when I spend the most money. It worked last year with the BA Visa, so I think it should work again this year...
Sep 12, 2013, 3:27 pm
#152
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
One of my biggest AMEX purchases is for my home and auto insurance. If I can plan to apply for a big-spend card right around my renewal date, then I can pay a big chunk off with that one item. Or, if not, I'll switch my insurance payments back to pre-authorized monthly debits from my bank account, and then if a promo comes along requiring a big spend, I'll call into the insurance company to ask for the remaining balance on my annual insurance premiums to be paid off in one big lump sum.
Otherwise, yeah, XMAS time is a good time to plan around for these cards.
Otherwise, yeah, XMAS time is a good time to plan around for these cards.
Sep 13, 2013, 7:18 pm
#153
Join Date: Oct 2012
Posts: 123
CapitalOne World Mastercard IHG Priority Club
Hi folks, thought this was the best forum to post in. I am a Canadian who has a CapitalOne World Mastercard IHG Priority Club. Need to know if I stay at IHG properties around the world; and I use the card - do I qualify for the various points (5X at IHG properties) bonuses that I would if I stayed at an IHG property in Canada.
Any insight would be helpful thanks.
Any insight would be helpful thanks.
Sep 13, 2013, 11:10 pm
#154
Join Date: Nov 2011
Posts: 6,385
Hi folks, thought this was the best forum to post in. I am a Canadian who has a CapitalOne World Mastercard IHG Priority Club. Need to know if I stay at IHG properties around the world; and I use the card - do I qualify for the various points (5X at IHG properties) bonuses that I would if I stayed at an IHG property in Canada.
Any insight would be helpful thanks.
Any insight would be helpful thanks.
Yes, you should be earning 5x on all IHG spend AFAIK.
Sep 14, 2013, 6:19 am
#155
Join Date: Aug 2012
Posts: 668
Yeah, I did the paypal thing to make a minimum spend once for SPG Amex, and it was only a slightly better deal that it would've been to purchase the miles. But...I got a big bonus, which was nice.
Some people have suggested buying gift cards for future purchases to make a minimum spend.
It's hard to plan these things, but I figure that It's safer to apply for the cards with the big minimum spends around Xmas time, as that is when I spend the most money. It worked last year with the BA Visa, so I think it should work again this year...
Some people have suggested buying gift cards for future purchases to make a minimum spend.
It's hard to plan these things, but I figure that It's safer to apply for the cards with the big minimum spends around Xmas time, as that is when I spend the most money. It worked last year with the BA Visa, so I think it should work again this year...
Sep 14, 2013, 4:22 pm
#156
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
MBNA Alaska Airlines MasterCard
I don't believe this card has been officially introduced in this thread yet.
Link to MBNA: MBNA Alaska Airlines MasterCard
(Added: ) Link to Great Canadian Rebates ($60 rebate): http://www.greatcanadianrebates.ca/d...aska-Airlines/
• 25,000 Bonus Miles upon approval‡‡
• An annual coach Companion Fare every year from $118 (USD) ($99 base fare, plus taxes and fees from $19)
• 1 mile per $1 spent on every eligible purchase‡
• 3 miles per $1 spent on Alaska Airlines tickets, cargo purchases, in-flight purchases and vacation packages‡
Redeem miles for flights to over 700 destinations worldwide
• $75 annual fee; net $15 cost through Great Canadian Rebates
Can be used throughout North America. Great connections out of Vancouver and southern California.
Link to MBNA: MBNA Alaska Airlines MasterCard
(Added: ) Link to Great Canadian Rebates ($60 rebate): http://www.greatcanadianrebates.ca/d...aska-Airlines/
• 25,000 Bonus Miles upon approval‡‡
• An annual coach Companion Fare every year from $118 (USD) ($99 base fare, plus taxes and fees from $19)
• 1 mile per $1 spent on every eligible purchase‡
• 3 miles per $1 spent on Alaska Airlines tickets, cargo purchases, in-flight purchases and vacation packages‡
Redeem miles for flights to over 700 destinations worldwide
• $75 annual fee; net $15 cost through Great Canadian Rebates
Can be used throughout North America. Great connections out of Vancouver and southern California.
Last edited by jerry305; Sep 23, 2013 at 10:09 am Reason: Added Great Canadian Rebates link. Thanks, mabramovich!
Sep 14, 2013, 6:42 pm
#157
Join Date: Jun 2009
Posts: 72
Choice Privileges has now lowered the number of points needed for booking a room in many European cities to 8,000 points.
Choice Privileges current promotion is stay 2 separate nights and receive 8,000 points.Check their website for specifics on how the program works and exceptions.
We booked 9 nights next month in Italy and France using points and saved over $1,700. Total points used = 72,000
A husband & wife can order a Choice credit card with no annual fee and receive 32,000 points each. Check out their website for details.
Choice Privileges current promotion is stay 2 separate nights and receive 8,000 points.Check their website for specifics on how the program works and exceptions.
We booked 9 nights next month in Italy and France using points and saved over $1,700. Total points used = 72,000
A husband & wife can order a Choice credit card with no annual fee and receive 32,000 points each. Check out their website for details.
Sep 14, 2013, 9:30 pm
#158
Join Date: Jun 2011
Posts: 1,147
I don't believe this card has been officially introduced in this thread yet.
MBNA Alaska Airlines MasterCard
25,000 Bonus Miles upon approval
An annual coach Companion Fare every year from $118 (USD) ($99 base fare, plus taxes and fees from $19)
1 mile per $1 spent on every eligible purchase
3 miles per $1 spent on Alaska Airlines tickets, cargo purchases, in-flight purchases and vacation packages
Redeem miles for flights to over 700 destinations worldwide
$75 annual fee
A particularly good offer for those in Vancouver or another Alaska Airlines city.
MBNA Alaska Airlines MasterCard
25,000 Bonus Miles upon approval
An annual coach Companion Fare every year from $118 (USD) ($99 base fare, plus taxes and fees from $19)
1 mile per $1 spent on every eligible purchase
3 miles per $1 spent on Alaska Airlines tickets, cargo purchases, in-flight purchases and vacation packages
Redeem miles for flights to over 700 destinations worldwide
$75 annual fee
A particularly good offer for those in Vancouver or another Alaska Airlines city.
Sep 15, 2013, 10:13 pm
#159
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
SPG: up to 9,000 Aeroplan (stackable)
Earn up to 9,000 Aeroplan bonus miles with SPG properties, through December 15, 2013.
Stackable: you're eligible to receive SPG and Aeroplan points.
Stay five qualifying nights at Starwood hotels and resorts around the world from September 1 December 15, 2013 and earn 5,000 Bonus Aeroplan Miles. Stay a seventh night and enjoy 2,000 more Bonus Aeroplan Miles. Stay a ninth night and earn 2,000 more, up to a maximum of 9,000 Bonus Aeroplan Miles during the promotion. Nights can accrue across multiple stays.
Register for the promotion here.
Stackable: you're eligible to receive SPG and Aeroplan points.
Stay five qualifying nights at Starwood hotels and resorts around the world from September 1 December 15, 2013 and earn 5,000 Bonus Aeroplan Miles. Stay a seventh night and enjoy 2,000 more Bonus Aeroplan Miles. Stay a ninth night and earn 2,000 more, up to a maximum of 9,000 Bonus Aeroplan Miles during the promotion. Nights can accrue across multiple stays.
Register for the promotion here.
Sep 16, 2013, 12:10 am
#161
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Sep 24, 2013, 9:13 pm
#163
Join Date: Mar 2013
Location: Toronto
Programs: Air Miles, Aeroplan, MR
Posts: 40
BMO World Elite MC started waiving the fee for the first year (not sure how long this promo is on for). I applied in August for the 20K promo and called today to get the annual fee reversed/waived based on the new offer.
http://www.bmo.com/home/personal/ban...ite-mastercard
http://www.bmo.com/home/personal/ban...ite-mastercard
Sep 24, 2013, 9:17 pm
#164
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Bank of Montreal World Elite MasterCard: $300, first year free
Well, this is impressive.
Bank of Montreal World Elite MasterCard's $300 offer is now First Year Free.
The BMO RewardsŪ World EliteTM MasterCard
Get bonus points worth $300 in travel credit, and 2% on spend.
Annual fee: $150 Now FIRST YEAR FREE.
(History: The bonus amount had been $285 worth of credit, and then they bumped it up to $380 worth, and then they changed the point value, so the startup bonus was actually $400 if you clicked on the link for a period of about 2 weeks. After August 31, it remained at $300, which was still pretty good. But all that was with a $150 annual fee. Earnings on spend had been 1.9%; now it's 2.0%.)
(Credit to jerryhung and to 92redragtop for their posts.)
Bank of Montreal World Elite MasterCard's $300 offer is now First Year Free.
The BMO RewardsŪ World EliteTM MasterCard
Get bonus points worth $300 in travel credit, and 2% on spend.
Annual fee: $150 Now FIRST YEAR FREE.
(History: The bonus amount had been $285 worth of credit, and then they bumped it up to $380 worth, and then they changed the point value, so the startup bonus was actually $400 if you clicked on the link for a period of about 2 weeks. After August 31, it remained at $300, which was still pretty good. But all that was with a $150 annual fee. Earnings on spend had been 1.9%; now it's 2.0%.)
(Credit to jerryhung and to 92redragtop for their posts.)
Last edited by jerry305; Dec 17, 2013 at 12:33 pm