Originally Posted by
JJonahJ
Ahhh...I see. I saw 30K and thought it was related to the AP Gold promo. Didn't realize the BMO WE was also 30K points => $300.
How good is the trip cancellation insurance on the BMO WE? Is it for trip interruptions only, or for actual cancellation?
It is cancellation insurance just like you'd buy driectly brom BMO or RBC or CAA Insurance for example except for the dollar limit which you can specify when purchasing separate travel insurance from the 3 parties above. Coverage is up to $2,500 per person or $5,000 per account (so 2 travellers) which I believe may be the same as the Amex Platinum Card coverage.
Very few cards have this feature but most premium travel cards have the interruption/lost-delayed baggage type insurance (including the BMO card). CIBC Infinite AE and RBC Infinite Avion do not have cancellation insurance.
The Out of Country Medical/Emergency (and legal assistance, etc) coverage also do not require that you charge the trip to your card (but the cancellation/interruption insurance does).