Reconsidering Chase MP Cards due to 2020 FF Changes

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Dec 9, 2021, 12:27 pm

#301

zombietooth

Join Date: Oct 2009

Programs: UA 1K, Hilton ♦ , Hyatt Carbonado, Wyndham ♦, Marriott PE, "Stinking Bum" elsewhere.

Posts: 5,000

Quote:

Originally Posted by Clemson

0, just make a self directed brokerage account and call your own shots. The downside with the BoA card is the 3% (5.25 with the maximum 75% bonus from platinum honors and higher) is limited to 2500 spend a quarter.

50K for the business card, see here:

https://www.bankofamerica.com/smallb...-credit-cards/

Dec 9, 2021, 2:42 pm

#302

uastarflyer

A FlyerTalk Posting Legend

Join Date: Aug 2003

Programs: UA 1K 1MM (finally!), IHG AMB-Spire, HH Diamond

Posts: 60,174

Quote:

Originally Posted by CApreppie

I'm trying to get to 1MM status and then I want to burn miles. Airlines miles are a depreciating asset for sure.

With a floor of 1c/mile

Dec 9, 2021, 3:45 pm

#303

exp

Suspended

Join Date: Feb 2009

Programs: DL, UA, AA, VS

Posts: 5,226

Quote:

Originally Posted by zombietooth

I'm now putting all of my travel spend on a 5.25% cash back card and all of my business non-travel spend on a 2.62% cash back card.

Which cards are those?

Dec 10, 2021, 9:02 am

#304

uastarflyer

A FlyerTalk Posting Legend

Join Date: Aug 2003

Programs: UA 1K 1MM (finally!), IHG AMB-Spire, HH Diamond

Posts: 60,174

Quote:

Originally Posted by exp

Which cards are those?

BofA has a 2.625% cash back on its Cash Rewards and Premier cards. You need $100k in assets at BofA and/or Merrill Lynch to qualify (Platinum Honors Preferred)

This is now my general spend card. CSR for travel/dining with limited use of other cards. I will always keep my UA MP Select card for the very occasional benefits.

Dec 10, 2021, 12:48 pm

#305

exp

Suspended

Join Date: Feb 2009

Programs: DL, UA, AA, VS

Posts: 5,226

Quote:

Originally Posted by uastarflyer

Do you pay various fees for those BoA or ML accounts?

Dec 10, 2021, 3:12 pm

#306

zombietooth

Join Date: Oct 2009

Programs: UA 1K, Hilton ♦ , Hyatt Carbonado, Wyndham ♦, Marriott PE, "Stinking Bum" elsewhere.

Posts: 5,000

Quote:

Originally Posted by exp

Do you pay various fees for those BoA or ML accounts?

No CC fees and $0- trades on stocks and ETFs.

Dec 10, 2021, 3:14 pm

#307

zombietooth

Join Date: Oct 2009

Programs: UA 1K, Hilton ♦ , Hyatt Carbonado, Wyndham ♦, Marriott PE, "Stinking Bum" elsewhere.

Posts: 5,000

Quote:

Originally Posted by uastarflyer

With a floor of 1c/mile

Only on UA purchases made with a UA card. Once you go over that amount, the value of miles has no floor. Most of my miles were earned from BIS travel.